` ATLC (Atlanticus Holdings Corp) vs BAJFINANCE (Bajaj Finance Ltd) Comparison - Alpha Spread

ATLC
vs
BAJFINANCE

Over the past 12 months, ATLC has significantly outperformed BAJFINANCE, delivering a return of +42% compared to the BAJFINANCE's +1% growth.

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ATLC
BAJFINANCE
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Valuation Comparison

ATLC Intrinsic Value
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BAJFINANCE Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Multiples-Based Value Wall St Target
Atlanticus Holdings Corp
NASDAQ:ATLC
70.96 USD
Bajaj Finance Ltd
NSE:BAJFINANCE
907.9 INR
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
ATLC, BAJFINANCE

ATLC
BAJFINANCE
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Atlanticus Holdings Corp
Revenue
Bajaj Finance Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
ATLC, BAJFINANCE

ATLC
BAJFINANCE
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Atlanticus Holdings Corp
NASDAQ:ATLC
Bajaj Finance Ltd
NSE:BAJFINANCE
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What is Free Cash Flow?

Gross Margin

ATLC
46.5%
BAJFINANCE
60.5%

Operating Margin

ATLC
18.5%
BAJFINANCE
43.2%

Net Margin

ATLC
12.9%
BAJFINANCE
22.9%

FCF Margin

ATLC
73.1%
BAJFINANCE
-83.6%

ROE

ATLC
18.2%
BAJFINANCE
19%

ROA

ATLC
2.1%
BAJFINANCE
3.9%

ROIC

ATLC
2.5%
BAJFINANCE
5.8%

ROCE

ATLC
3.1%
BAJFINANCE
8.7%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
ATLC, BAJFINANCE

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Performance Gap
ATLC, BAJFINANCE

Performance Gap Between ATLC and BAJFINANCE
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Performance By Year
ATLC, BAJFINANCE

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ATLC
BAJFINANCE
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett