` Comparison: FCFS, BAJFINANCE - Alpha Spread

FCFS
vs
BAJFINANCE

Over the past 12 months, FCFS has underperformed BAJFINANCE, delivering a return of +45% compared to the BAJFINANCE's +57% growth.

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FCFS
BAJFINANCE
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Stocks Compared:
FCFS BAJFINANCE
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Valuation Comparison

FCFS Intrinsic Value
211.37 USD
Undervaluation 27%
Intrinsic Value
Price
BAJFINANCE Intrinsic Value
896.49 INR
Overvaluation 14%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Firstcash Holdings Inc
NASDAQ:FCFS
153.93 USD
Bajaj Finance Ltd
NSE:BAJFINANCE
1 048 INR
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Growth Comparison

Growth Over Time
FCFS, BAJFINANCE

FCFS
BAJFINANCE
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Firstcash Holdings Inc
Revenue
Bajaj Finance Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
FCFS, BAJFINANCE

FCFS
BAJFINANCE
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Firstcash Holdings Inc
NASDAQ:FCFS
Bajaj Finance Ltd
NSE:BAJFINANCE
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Gross Margin

FCFS
50%
BAJFINANCE
60.5%

Operating Margin

FCFS
15.4%
BAJFINANCE
43%

Net Margin

FCFS
8.9%
BAJFINANCE
24.2%

FCF Margin

FCFS
11.4%
BAJFINANCE
-87.2%

ROE

FCFS
14.8%
BAJFINANCE
19.3%

ROA

FCFS
6.5%
BAJFINANCE
3.9%

ROIC

FCFS
8.9%
BAJFINANCE
5.5%

ROCE

FCFS
12%
BAJFINANCE
8.3%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
FCFS, BAJFINANCE

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Performance Gap
FCFS, BAJFINANCE

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FCFS
BAJFINANCE
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
FCFS, BAJFINANCE

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