` Comparison: SM vs BAJAJHFL - Alpha Spread
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S
SM
vs
B
BAJAJHFL

Over the past 12 months, SM has significantly outperformed BAJAJHFL, delivering a return of +11% compared to the BAJAJHFL's 29% drop.

Valuation Growth Profitability Solvency Stocks Performance
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SM
BAJAJHFL
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Stocks Compared:
SM BAJAJHFL
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Valuation Comparison

S
SM Intrinsic Value
1.98 THB
Undervaluation 54%
Intrinsic Value
Price
B
BAJAJHFL Intrinsic Value
86.16 INR
Undervaluation 6%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
S
Star Money PCL
SET:SM
0.92 THB
B
Bajaj Housing Finance Ltd
NSE:BAJAJHFL
81.26 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
SM, BAJAJHFL

SM
BAJAJHFL
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
S
Star Money PCL
Revenue
B
Bajaj Housing Finance Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
SM, BAJAJHFL

SM
BAJAJHFL
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
S
Star Money PCL
SET:SM
B
Bajaj Housing Finance Ltd
NSE:BAJAJHFL
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What is Free Cash Flow?

Gross Margin

SM
52.7%
BAJAJHFL
38.4%
LTM 3Y Avg 5Y Avg 10Y Avg
S
Star Money PCL
B
Bajaj Housing Finance Ltd

Operating Margin

SM
14.3%
BAJAJHFL
30.5%
LTM 3Y Avg 5Y Avg 10Y Avg
S
Star Money PCL
B
Bajaj Housing Finance Ltd

Net Margin

SM
3.3%
BAJAJHFL
23.2%
LTM 3Y Avg 5Y Avg 10Y Avg
S
Star Money PCL
B
Bajaj Housing Finance Ltd

FCF Margin

SM
18.4%
BAJAJHFL
-189.3%
LTM 3Y Avg 5Y Avg 10Y Avg
S
Star Money PCL
B
Bajaj Housing Finance Ltd

ROE

SM
4.4%
BAJAJHFL
12.4%
LTM 3Y Avg 5Y Avg 10Y Avg
S
Star Money PCL
B
Bajaj Housing Finance Ltd

ROA

SM
1.7%
BAJAJHFL
2.4%
LTM 3Y Avg 5Y Avg 10Y Avg
S
Star Money PCL
B
Bajaj Housing Finance Ltd

ROIC

SM
6%
BAJAJHFL
2.4%
LTM 3Y Avg 5Y Avg 10Y Avg
S
Star Money PCL
B
Bajaj Housing Finance Ltd

ROCE

SM
15.1%
BAJAJHFL
3.1%
LTM 3Y Avg 5Y Avg 10Y Avg
S
Star Money PCL
B
Bajaj Housing Finance Ltd

Solvency Comparison

S
Star Money PCL
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
B
Bajaj Housing Finance Ltd
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
SM, BAJAJHFL

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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
SM, BAJAJHFL

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SM
BAJAJHFL
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
SM, BAJAJHFL

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BAJAJHFL
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