Humm Group Ltd
ASX:HUM

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Humm Group Ltd
ASX:HUM
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Price: 0.625 AUD -1.57% Market Closed
Market Cap: AU$315.6m

EV/S

7.5
Current
4%
Cheaper
vs 3-y average of 7.8

Enterprise Value to Sales (EV/S) ratio compares a company`s total enterprise value to its revenue. It shows how much investors are paying for each dollar of the company`s sales, including both equity and debt.

EV/S
7.5
=
Enterprise Value
AU$4.9B
/
Revenue
AU$656.6m

Enterprise Value to Sales (EV/S) ratio compares a company`s total enterprise value to its revenue. It shows how much investors are paying for each dollar of the company`s sales, including both equity and debt.

EV/S
7.5
=
Enterprise Value
AU$4.9B
/
Revenue
AU$656.6m

Valuation Scenarios

Humm Group Ltd is trading below its 3-year average

If EV/S returns to its 3-Year Average (7.8), the stock would be worth AU$0.65 (4% upside from current price).

Statistics
Positive Scenarios
1/4
Maximum Downside
-46%
Maximum Upside
+4%
Average Downside
21%
Scenario EV/S Value Implied Price Upside/Downside
Current Multiple 7.5 AU$0.63
0%
3-Year Average 7.8 AU$0.65
+4%
5-Year Average 7.3 AU$0.61
-2%
Industry Average 4.1 AU$0.34
-46%
Country Average 4.3 AU$0.36
-42%

Forward EV/S
Today’s price vs future revenue

Today's Enterprise Value Revenue Forward EV/S
AU$4.9B
/
Jan 2026
AU$656.6m
=
7.5
Current
AU$4.9B
/
Jun 2026
AU$672.7m
=
7.3
Forward
AU$4.9B
/
Jun 2027
AU$706.7m
=
6.9
Forward
AU$4.9B
/
Jun 2028
AU$743m
=
6.6
Forward

Forward EV/S shows whether today’s EV/S still looks high or low once future revenue are taken into account.

Peer Comparison

All Multiples
EV/S
P/E
All Countries
Close

Market Distribution

In line with most companies in Australia
Percentile
60th
Based on 1 982 companies
60th percentile
7.5
Low
0 — 1.9
Typical Range
1.9 — 14.5
High
14.5 —
Distribution Statistics
Australia
Min 0
30th Percentile 1.9
Median 4.3
70th Percentile 14.5
Max 1 646 389.2

Humm Group Ltd
Glance View

Market Cap
315.6m AUD
Industry
Financial Services

Humm Group Ltd. operates as a financial services group, which provides financial products through a network of retailers and brokers. The company is headquartered in Sydney, New South Wales and currently employs 730 full-time employees. The company went IPO on 2006-12-12. The Company’s product includes humm, bundll, humm90 and hummpro. humm provides interest-free payment platform with repayment options from 10 weeks up to 60 months. humm offers BNPL category to cover home renovation, veterinary services, dental, optical, furniture expenses and even fertility services. humm is available in Australia, Ireland and New Zealand. humm90 is a Mastercard, which enables long term interest free finance and offers 110 days interest free. hummpro is built for business, which provides access to up to $30,000 with flexible repayment options. Bundll is a BNPL product delivered via the Mastercard network. The company provides mobile digital payment solution available direct from their smartphone. bundll is available in Australia. Its Q Mastercard is a credit card with interest free at its core.

HUM Intrinsic Value
2.972 AUD
Undervaluation 79%
Intrinsic Value
Price AU$0.625
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