Pepper Money Ltd
ASX:PPM
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P/B
Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.
Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.
Valuation Scenarios
If P/B returns to its 3-Year Average (0.7), the stock would be worth AU$1.46 (16% downside from current price).
| Scenario | P/B Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 0.9 | AU$1.74 |
0%
|
| 3-Year Average | 0.7 | AU$1.46 |
-16%
|
| 5-Year Average | 0.8 | AU$1.63 |
-6%
|
| Industry Average | 1.5 | AU$2.93 |
+69%
|
| Country Average | 2.7 | AU$5.22 |
+201%
|
Forward P/B
Today’s price vs future total equity
Peer Comparison
| Market Cap | P/B | P/E | ||||
|---|---|---|---|---|---|---|
| AU |
|
Pepper Money Ltd
ASX:PPM
|
771.2m AUD | 0.9 | 7.4 | |
| US |
|
Rocket Companies Inc
NYSE:RKT
|
44B USD | 1.9 | -646.5 | |
| US |
|
Mr Cooper Group Inc
NASDAQ:COOP
|
13.5B USD | 2.6 | 23.7 | |
| US |
|
Federal National Mortgage Association
OTC:FNMA
|
8.1B USD | 0.1 | 898.2 | |
| US |
|
MGIC Investment Corp
NYSE:MTG
|
6.3B USD | 1.2 | 8.5 | |
| US |
|
Enact Holdings Inc
NASDAQ:ACT
|
6.2B USD | 1.2 | 9.2 | |
| BM |
|
Essent Group Ltd
NYSE:ESNT
|
6.1B USD | 1.1 | 8.8 | |
| US |
|
UWM Holdings Corp
NYSE:UWMC
|
6B USD | 30.3 | 220.9 | |
| US |
|
Axos Financial Inc
NYSE:AX
|
5.4B USD | 1.8 | 11.9 | |
| US |
|
Radian Group Inc
NYSE:RDN
|
4.8B USD | 1 | 8.3 | |
| US |
|
PennyMac Financial Services Inc
NYSE:PFSI
|
4.8B USD | 1.1 | 9.5 |
Market Distribution
| Min | 0 |
| 30th Percentile | 1.6 |
| Median | 2.7 |
| 70th Percentile | 4.3 |
| Max | 2 199.4 |
Other Multiples
Pepper Money Ltd
Glance View
Pepper Money engages in the provision of home, car, and personal loan services. The company is headquartered in Sydney, New South Wales. The company went IPO on 2021-05-25. The firm operates various businesses in Europe, Asia and the Pacific regions. The company targets customer segments such as non-conforming borrowers that are unable to satisfy the criteria of the Australia Banks. The company offers categories of products, which includes mortgages for residential home loans, asset finances primarily for used cars and, loan servicing for residential mortgages and personal loans. The company offers a range of loan portfolios on behalf of third-party clients in Australia, Ireland, the United Kingdom and Spain. Its services include lending, asset servicing, broker portal and debt investor.
