UNIFINA Relative Valuation - Unifin Financiera SAB de CV

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Price: 12 MXN Market Closed

Market Cap: Mex$540.5m

	Unifin Financiera SAB de CV BMV:UNIFINA	MX

Multiples-Based Value

The Multiples-Based Value for Unifin Financiera SAB de CV (UNIFINA) under the Base Case is 56.18 MXN. Compared with the current market price of 12 MXN, the stock appears Undervalued by 79%.

Multiples-Based Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

What is relative valuation?

How is Multiples-Based Value calculated?

UNIFINA Multiples-Based Value

Undervaluation 79%

Multiples-Based Value

Price Mex$12

Worst Case

Base Case

Best Case

Valuation Multiples

View Details

Multiples Across Competitors

All Multiples

P/S

P/E

EV/EBITDA

EV/EBIT

Forward Multiples

			Market Cap	P/S	P/E	EV/EBITDA	EV/EBIT
MX		Unifin Financiera SAB de CV BMV:UNIFINA	540.5m MXN	0.3	-0.2	-1	-1
US		American Express Co NYSE:AXP	222.1B USD	2.9	20.8	24.8	28
US		Capital One Financial Corp NYSE:COF	123.5B USD	2.3	56.8	0	0
IN		Bajaj Finance Ltd NSE:BAJFINANCE	5.6T INR	7	30.8	25	25.7
US		Discover Financial Services NYSE:DFS	50.3B USD	2.3	9.1	0	0
US		Synchrony Financial NYSE:SYF	25.6B USD	1.3	7.4	0	0
US		SoFi Technologies Inc NASDAQ:SOFI	21.7B USD	6	45	0	0
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	1.9T INR	4	20.6	23.1	24
IN		Muthoot Finance Ltd NSE:MUTHOOTFIN	1.4T INR	5.2	16.3	21.5	21.8
KZ	K	Kaspi.kz AO NASDAQ:KSPI	15.1B USD	0	0	0	0
IN		Tata Capital Ltd NSE:TATACAP	1.3T INR	3.9	30.6	12.2	12.4

				Revenue Growth	P/S to Growth
MX		Unifin Financiera SAB de CV BMV:UNIFINA	Average P/S: 3.5 0.3	N/A	N/A
US		American Express Co NYSE:AXP	2.9	7%	0.4
US		Capital One Financial Corp NYSE:COF	2.3	10%	0.2
IN		Bajaj Finance Ltd NSE:BAJFINANCE	7	5%	1.4
US		Discover Financial Services NYSE:DFS	2.3	2%	1.1
US		Synchrony Financial NYSE:SYF	1.3	0%	N/A
US		SoFi Technologies Inc NASDAQ:SOFI	6	24%	0.2
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	4	-2%	N/A
IN		Muthoot Finance Ltd NSE:MUTHOOTFIN	5.2	2%	2.6
KZ	K	Kaspi.kz AO NASDAQ:KSPI	Not Available	17%	N/A
IN		Tata Capital Ltd NSE:TATACAP	3.9	-4%	N/A

				Earnings Growth	PEG
MX		Unifin Financiera SAB de CV BMV:UNIFINA	Average P/E: 26.4 Negative Multiple: -0.2	N/A	N/A
US		American Express Co NYSE:AXP	20.8	14%	1.5
US		Capital One Financial Corp NYSE:COF	56.8	101%	0.6
IN		Bajaj Finance Ltd NSE:BAJFINANCE	30.8	23%	1.3
US		Discover Financial Services NYSE:DFS	9.1	1%	9.1
US		Synchrony Financial NYSE:SYF	7.4	5%	1.5
US		SoFi Technologies Inc NASDAQ:SOFI	45	40%	1.1
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	20.6	12%	1.7
IN		Muthoot Finance Ltd NSE:MUTHOOTFIN	16.3	31%	0.5
KZ	K	Kaspi.kz AO NASDAQ:KSPI	Not Available	13%	N/A
IN		Tata Capital Ltd NSE:TATACAP	30.6	35%	0.9

				EBITDA Growth	EV/EBITDA to Growth
MX		Unifin Financiera SAB de CV BMV:UNIFINA	Average EV/EBITDA: 21.3 Negative Multiple: -1	N/A	N/A
US		American Express Co NYSE:AXP	24.8	N/A	N/A
US		Capital One Financial Corp NYSE:COF	Not Available	N/A	N/A
IN		Bajaj Finance Ltd NSE:BAJFINANCE	25	13%	1.9
US		Discover Financial Services NYSE:DFS	Not Available	N/A	N/A
US		Synchrony Financial NYSE:SYF	Not Available	N/A	N/A
US		SoFi Technologies Inc NASDAQ:SOFI	Not Available	N/A	N/A
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	23.1	7%	3.3
IN		Muthoot Finance Ltd NSE:MUTHOOTFIN	21.5	21%	1
KZ	K	Kaspi.kz AO NASDAQ:KSPI	Not Available	N/A	N/A
IN		Tata Capital Ltd NSE:TATACAP	12.2	N/A	N/A

				EBIT Growth	EV/EBIT to Growth
MX		Unifin Financiera SAB de CV BMV:UNIFINA	Average EV/EBIT: 22.4 Negative Multiple: -1	N/A	N/A
US		American Express Co NYSE:AXP	28	12%	2.3
US		Capital One Financial Corp NYSE:COF	Not Available	N/A	N/A
IN		Bajaj Finance Ltd NSE:BAJFINANCE	25.7	20%	1.3
US		Discover Financial Services NYSE:DFS	Not Available	N/A	N/A
US		Synchrony Financial NYSE:SYF	Not Available	N/A	N/A
US		SoFi Technologies Inc NASDAQ:SOFI	Not Available	N/A	N/A
IN		Shriram Finance Ltd NSE:SHRIRAMFIN	24	17%	1.4
IN		Muthoot Finance Ltd NSE:MUTHOOTFIN	21.8	28%	0.8
KZ	K	Kaspi.kz AO NASDAQ:KSPI	Not Available	N/A	N/A
IN		Tata Capital Ltd NSE:TATACAP	12.4	-14%	N/A

Unifin Financiera SAB de CV
BMV:UNIFINA

Multiples-Based Value

Valuation Multiples

Multiples Across Competitors

UNIFINA Competitors Multiples
Unifin Financiera SAB de CV Competitors

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Unifin Financiera SAB de CV BMV:UNIFINA

Multiples-Based Value

Valuation Multiples

Multiples Across Competitors

UNIFINA Competitors Multiples Unifin Financiera SAB de CV Competitors

See Also

Company

Help

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Stocks

Unifin Financiera SAB de CV
BMV:UNIFINA

UNIFINA Competitors Multiples
Unifin Financiera SAB de CV Competitors