Creditaqui Financeira SA - Credito Financiamento e Investimento
BOVESPA:MERC4
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P/S
Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.
Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.
Valuation Scenarios
If P/S returns to its 3-Year Average (1), the stock would be worth R$15.41 (5% downside from current price).
| Scenario | P/S Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 1.1 | R$16.25 |
0%
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| 3-Year Average | 1 | R$15.41 |
-5%
|
| 5-Year Average | 1.1 | R$16.54 |
+2%
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| Industry Average | 3.5 | R$51.56 |
+217%
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| Country Average | 0.9 | R$12.76 |
-21%
|
Forward P/S
Today’s price vs future revenue
Peer Comparison
| Market Cap | P/S | P/E | ||||
|---|---|---|---|---|---|---|
| BR |
|
Creditaqui Financeira SA - Credito Financiamento e Investimento
BOVESPA:MERC4
|
127.2m BRL | 1.1 | 4 | |
| US |
|
American Express Co
NYSE:AXP
|
220.3B USD | 2.8 | 19.9 | |
| US |
|
Capital One Financial Corp
NYSE:COF
|
117.8B USD | 2 | 40.8 | |
| IN |
|
Bajaj Finance Ltd
NSE:BAJFINANCE
|
5.8T INR | 7.3 | 32.1 | |
| US |
|
Discover Financial Services
NYSE:DFS
|
50.3B USD | 2.3 | 9.1 | |
| US |
|
Synchrony Financial
NYSE:SYF
|
25.7B USD | 1.3 | 7.3 | |
| IN |
|
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
2.2T INR | 4.7 | 22.2 | |
| US |
|
SoFi Technologies Inc
NASDAQ:SOFI
|
20.5B USD | 5.7 | 42.5 | |
| KZ |
K
|
Kaspi.kz AO
NASDAQ:KSPI
|
16.3B USD | 0 | 0 | |
| IN |
|
Muthoot Finance Ltd
NSE:MUTHOOTFIN
|
1.4T INR | 5 | 15.7 | |
| IN |
|
Tata Capital Ltd
NSE:TATACAP
|
1.3T INR | 4 | 31.7 |
Market Distribution
| Min | 0 |
| 30th Percentile | 0.6 |
| Median | 0.9 |
| 70th Percentile | 1.6 |
| Max | 55.8 |
Other Multiples
Creditaqui Financeira SA - Credito Financiamento e Investimento
Glance View
Creditaqui Financeira SA - Credito Financiamento e Investimento is a dynamic player in Brazil's financial sector, catering primarily to individuals and small businesses seeking accessible credit solutions. Founded on principles of inclusivity and customer-centric service, the company has carved a niche by providing a diverse array of financial products, including personal loans, vehicle financing, and investment services. By leveraging advanced technology and data analytics, Creditaqui is not only streamlining the application process but also enhancing credit risk assessment, thereby lowering costs and improving access for underserved markets. This strategic approach has allowed Creditaqui to grow its customer base significantly while maintaining a strong focus on responsible lending. For investors looking to capitalize on Brazil's expanding credit market, Creditaqui represents an attractive opportunity with its robust business model and commitment to innovation. The company has demonstrated consistent financial performance, underpinned by a solid risk management framework and a dedicated workforce. Additionally, its strong partnerships with fintech providers and data-driven strategies position it well to adapt to market changes and consumer demands. As Brazil’s economy continues to evolve, Creditaqui is poised to not only achieve sustainable growth but also enhance shareholder value, making it a noteworthy consideration for those wishing to invest in a forward-thinking financial institution.