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Bankruptcy Probability

Bajaj Finance Ltd's probability of bankruptcy is 7.4%, signalling a meaningful chance of default. The solvency score is 27/100 — a sign of moderate financial strength.

We take all the information about a company's solvency, such as how easily it can pay interest on outstanding debt, how much cash it has, the amount of debt, and more, and use it to estimate the probability of bankruptcy.

Very High
Probability of Bankruptcy

Financial Position

Cash & Short-Term Investments
+
3Y
+321%
5Y
+235%
10Y
-
Long-Term Investments
+
3Y
+65%
5Y
+108%
10Y
-
Debt
+
3Y
+114%
5Y
+272%
10Y
-

Solvency Ratios

Solvency Ratios Comparison
Bajaj Finance Ltd Competitors

Country Company Market Cap D/E D/A Interest
Coverage
Altman
Z-Score
Quick
Ratio
Current
Ratio
Cash
Ratio
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.8T INR
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IN
HDFC Bank Ltd
NSE:HDFCBANK
10.5T INR
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IN
ICICI Bank Ltd
NSE:ICICIBANK
10T INR
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IN
State Bank of India
NSE:SBIN
9T INR
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IN
Axis Bank Ltd
NSE:AXISBANK
3.8T INR
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IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.4T INR
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IN
HDFC Life Insurance Company Ltd
NSE:HDFCLIFE
1.1T INR
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IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1T INR
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IN
LIC Housing Finance Ltd
NSE:LICHSGFIN
282.7B INR
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US
American Express Co
NYSE:AXP
217.2B USD
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US
Capital One Financial Corp
NYSE:COF
125.6B USD
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No Stocks Found
Is Bajaj Finance Ltd at risk of bankruptcy?

Bajaj Finance Ltd's probability of bankruptcy is 7.4%, signalling a meaningful chance of default.

The probability of bankruptcy is estimated using credit risk models that assess financial health, debt levels, interest coverage, and other solvency indicators.

How much debt does Bajaj Finance Ltd have?

As of the latest report, Bajaj Finance Ltd has total debt of 4.3T INR. This includes both short-term (0 INR) and long-term (4.3T INR) debt.

You can find a full breakdown on its Balance Sheet.

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