Niyogin Fintech Ltd
BSE:538772

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Niyogin Fintech Ltd Logo
Niyogin Fintech Ltd
BSE:538772
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Price: 35.34 INR 5.49%
Market Cap: ₹3.9B

Gross Margin

42.7%
Current
Improving
by 8%
vs 3-y average of 34.7%

Gross Margin shows how much money a company keeps from each dollar of sales after paying for the products it sells. It tells how profitable the company`s core business is before other expenses.

Gross Margin
42.7%
=
Gross Profit
₹1.2B
/
Revenue
₹2.8B

Gross Margin shows how much money a company keeps from each dollar of sales after paying for the products it sells. It tells how profitable the company`s core business is before other expenses.

Gross Margin
42.7%
=
Gross Profit
₹1.2B
/
Revenue
₹2.8B

Peer Comparison

Country Company Market Cap Gross
Margin
IN
Niyogin Fintech Ltd
BSE:538772
3.9B INR
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US
American Express Co
NYSE:AXP
202B USD
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US
Capital One Financial Corp
NYSE:COF
112.6B USD
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IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.5T INR
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US
Discover Financial Services
NYSE:DFS
50.3B USD
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US
Synchrony Financial
NYSE:SYF
22.6B USD
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US
SoFi Technologies Inc
NASDAQ:SOFI
21.8B USD
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IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.9T INR
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IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.4T INR
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IN
Tata Capital Ltd
NSE:TATACAP
1.3T INR
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KZ
Kaspi.kz AO
NASDAQ:KSPI
13.9B USD
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Market Distribution

In line with most companies in India
Percentile
55th
Based on 4 996 companies
55th percentile
42.7%
Low
-3 052.3% — 26.9%
Typical Range
26.9% — 53.3%
High
53.3% — 8 269.1%
Distribution Statistics
India
Min -3 052.3%
30th Percentile 26.9%
Median 39%
70th Percentile 53.3%
Max 8 269.1%

Niyogin Fintech Ltd
Glance View

Market Cap
3.9B INR
Industry
Financial Services

Niyogin Fintech Ltd. is focused primarily on the business of financing. The company is headquartered in Mumbai, Maharashtra. The company went IPO on 2014-11-17. The firm is focused on delivering solutions for credit, financial inclusion, investments and software as a service (SaaS) services. The company is focused on serving micro, small and medium enterprises (MSMEs). Its products include Rural Tech, Urban Tech, and Wealth Tech. Its Rural Tech product stack includes Aadhaar Enabled Payment System (AePS)/ Micro-ATM (M-ATM), Bharat Bill Payment System (BBPS), Domestic Money Transfer (DMT), Aadhaar Pay, Transaction-led Credit and Microinsurance. The Urban Tech serves MSMEs through credit aggregation and wealth tech. The company provides secured loans, which includes loan against property and loan against security and unsecured loans, such as business loan, buy now pay later program and invoice or bill payment program. Its subsidiaries include Investdirect Capital Services Private Limited, Moneymap Investment Advisors Private Limited and Iserveu Technology Private Limited.

NIYOGIN Intrinsic Value
56.9 INR
Undervaluation 38%
Intrinsic Value
Price
What is Gross Margin?
Gross Margin shows how much money a company keeps from each dollar of sales after paying for the products it sells. It tells how profitable the company`s core business is before other expenses.
How is Gross Margin calculated?

Gross Margin is calculated by dividing the Gross Profit by the Revenue.

Gross Margin
42.7%
=
Gross Profit
₹1.2B
/
Revenue
₹2.8B
What is Niyogin Fintech Ltd's current Gross Margin?

The current Gross Margin for Niyogin Fintech Ltd is 42.7%, which is above its 3-year median of 34.7%.

How has Gross Margin changed over time?

Over the last 3 years, Niyogin Fintech Ltd’s Gross Margin has increased from 30.7% to 42.7%. During this period, it reached a low of 25% on Sep 30, 2024 and a high of 50.9% on Sep 30, 2025.

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