Upstart Holdings Inc
F:855

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Upstart Holdings Inc
F:855
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Price: 24.945 EUR 2.72%
Market Cap: €2.2B

Bankruptcy Probability

Upstart Holdings Inc's probability of bankruptcy is 4.9%, pointing to a small but noticeable default risk. The solvency score is 31/100 — a warning sign of potential financial weakness.

We take all the information about a company's solvency, such as how easily it can pay interest on outstanding debt, how much cash it has, the amount of debt, and more, and use it to estimate the probability of bankruptcy.

Moderate
Probability of Bankruptcy

Financial Position

Cash & Short-Term Investments
+
3Y
+54%
5Y
+160%
10Y
-
Long-Term Investments
+
3Y
-
5Y
-
10Y
-
Debt
+
3Y
+85%
5Y
+2 821%
10Y
-

Solvency Ratios

Solvency Ratios Comparison
Upstart Holdings Inc Competitors

Country Company Market Cap D/E D/A Interest
Coverage
Altman
Z-Score
Quick
Ratio
Current
Ratio
Cash
Ratio
US
Upstart Holdings Inc
NASDAQ:UPST
2.8B USD
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US
American Express Co
NYSE:AXP
217.3B USD
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US
Capital One Financial Corp
NYSE:COF
118.6B USD
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IN
Bajaj Finance Ltd
NSE:BAJFINANCE
6T INR
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US
Discover Financial Services
NYSE:DFS
50.3B USD
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IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
2.4T INR
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US
Synchrony Financial
NYSE:SYF
24.9B USD
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US
SoFi Technologies Inc
NASDAQ:SOFI
20.3B USD
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KZ
Kaspi.kz AO
NASDAQ:KSPI
16.5B USD
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IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.4T INR
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IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.4T INR
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No Stocks Found
Is Upstart Holdings Inc at risk of bankruptcy?

Upstart Holdings Inc's probability of bankruptcy is 5%, signalling a meaningful chance of default.

The probability of bankruptcy is estimated using credit risk models that assess financial health, debt levels, interest coverage, and other solvency indicators.

How much debt does Upstart Holdings Inc have?

As of the latest report, Upstart Holdings Inc has total debt of 1.8B USD. This includes both short-term (0 USD) and long-term (1.8B USD) debt.

You can find a full breakdown on its Balance Sheet.

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