Bankruptcy Probability

Upstart Holdings Inc's probability of bankruptcy is 9.5%, signalling a meaningful chance of default. The solvency score is 27/100 — a sign of moderate financial strength.

We take all the information about a company's solvency, such as how easily it can pay interest on outstanding debt, how much cash it has, the amount of debt, and more, and use it to estimate the probability of bankruptcy.

Very High
Probability of Bankruptcy

Financial Position

Cash & Short-Term Investments
+
3Y
+3%
5Y
-10%
10Y
-
Long-Term Investments
+
3Y
-1%
5Y
-
10Y
-
Debt
+
3Y
+115%
5Y
+32 971%
10Y
-

Solvency Ratios

Solvency Ratios Comparison
Upstart Holdings Inc Competitors

Country Company Market Cap D/E D/A Interest
Coverage
Altman
Z-Score
Quick
Ratio
Current
Ratio
Cash
Ratio
US
Upstart Holdings Inc
NASDAQ:UPST
2.3B USD
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US
American Express Co
NYSE:AXP
213.3B USD
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US
Capital One Financial Corp
NYSE:COF
123.2B USD
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JP
Anshin Guarantor Service Co Ltd
TSE:7183
17.4T JPY
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IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.7T INR
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KZ
Kaspi.kz AO
NASDAQ:KSPI
39.2B USD
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US
Synchrony Financial
NYSE:SYF
23.5B USD
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US
SoFi Technologies Inc
NASDAQ:SOFI
22.2B USD
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IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
2T INR
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IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.3T INR
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IN
Tata Capital Ltd
NSE:TATACAP
1.3T INR
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No Stocks Found
Is Upstart Holdings Inc at risk of bankruptcy?

Upstart Holdings Inc's probability of bankruptcy is 9.5%, signalling a meaningful chance of default.

The probability of bankruptcy is estimated using credit risk models that assess financial health, debt levels, interest coverage, and other solvency indicators.

How much debt does Upstart Holdings Inc have?

As of the latest report, Upstart Holdings Inc has total debt of 2B USD. This includes both short-term (0 USD) and long-term (2B USD) debt.

You can find a full breakdown on its Balance Sheet.

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