EV/EBITDA

20.7
Current
11%
Cheaper
vs 3-y median of 23.3

Enterprise Value to EBITDA (EV/EBITDA) ratio compares a company`s total enterprise value to its earnings before interest, taxes, depreciation, and amortization. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.

EV/EBITDA
20.7
=
Enterprise Value
€108.7m
/
EBITDA
CA$5.3m

Enterprise Value to EBITDA (EV/EBITDA) ratio compares a company`s total enterprise value to its earnings before interest, taxes, depreciation, and amortization. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.

EV/EBITDA
20.7
=
Enterprise Value
€108.7m
/
EBITDA
CA$5.3m

Valuation Scenarios

Mogo Inc is trading below its 3-year average

If EV/EBITDA returns to its 3-Year Average (23.3), the stock would be worth €1.65 (13% upside from current price).

Statistics
Positive Scenarios
2/4
Maximum Downside
-51%
Maximum Upside
+13%
Average Downside
18%
Scenario EV/EBITDA Value Implied Price Upside/Downside
Current Multiple 20.7 €1.46
0%
3-Year Average 23.3 €1.65
+13%
5-Year Average 21.4 €1.52
+4%
Industry Average 13 €0.92
-37%
Country Average 10.2 €0.72
-51%

Forward EV/EBITDA
Today’s price vs future ebitda

Today's Enterprise Value EBITDA Forward EV/EBITDA
€108.7m
/
Oct 2025
CA$5.3m
=
20.7
Current
€108.7m
/
Dec 2025
CA$6.9m
=
15.8
Forward
€108.7m
/
Dec 2026
CA$8.8m
=
12.4
Forward

Forward EV/EBITDA shows whether today’s EV/EBITDA still looks high or low once future ebitda are taken into account.

Peer Comparison

All Multiples
EV/EBITDA
P/E
All Countries
Close
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
CA
Mogo Inc
F:SGCC
Average EV/EBITDA: 21.9
20.7
N/A N/A
US
American Express Co
NYSE:AXP
25.1
N/A N/A
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
25.3
13%
1.9
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
26.3
7%
3.8
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
21.5
21%
1
IN
Tata Capital Ltd
NSE:TATACAP
12.4
N/A N/A

Market Distribution

Higher than 86% of companies in Canada
Percentile
86th
Based on 2 002 companies
86th percentile
27.7
Low
0 — 7
Typical Range
7 — 14.5
High
14.5 —
Distribution Statistics
Canada
Min 0
30th Percentile 7
Median 10.2
70th Percentile 14.5
Max 13 731.1

Mogo Inc
Glance View

Market Cap
109.5m EUR
Industry
Financial Services

Mogo, Inc. operates as a financial technology company. The company is headquartered in Vancouver, British Columbia and currently employs 344 full-time employees. The firm offers a financial health application that offers consumers with simple solutions to help them manage and control their finances. The company allows users to sign up for a MogoAccount and get access to products, including free credit score monitoring, identity fraud protection, digital spending account with Platinum Prepaid Visa Card, digital mortgage experience, the MogoCrypto account, which enables the buying and selling of bitcoin, and access to smart consumer credit products through MogoMoney. The firm also provides digital payments solutions. Its subsidiaries include Carta Worldwide and Moka Financial Technologies Inc.

SGCC Intrinsic Value
LOCKED
Unlock
Get AI-powered insights for any company or topic.
Open AI Assistant

Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett