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VCREDIT Holdings Ltd
HKEX:2003

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VCREDIT Holdings Ltd
HKEX:2003
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Price: 1.14 HKD -5.79% Market Closed
Market Cap: HK$558m

EV/EBIT

-9.1
Current
203%
Cheaper
vs 3-y average of 8.9

Enterprise Value to EBIT (EV/EBIT) ratio compares a company`s total enterprise value to its earnings before interest and taxes. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.

EV/EBIT
-9.1
=
Enterprise Value
HK$7.3B
/
EBIT
¥-680.2m

Enterprise Value to EBIT (EV/EBIT) ratio compares a company`s total enterprise value to its earnings before interest and taxes. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.

EV/EBIT
-9.1
=
Enterprise Value
HK$7.3B
/
EBIT
¥-680.2m

Valuation Scenarios

VCREDIT Holdings Ltd is trading above its 3-year average

If EV/EBIT returns to its 3-Year Average (8.9), the stock would be worth HK$-1.1 (197% downside from current price).

Statistics
Positive Scenarios
0/4
Maximum Downside
-423%
Maximum Upside
No Upside Scenarios
Average Downside
299%
Scenario EV/EBIT Value Implied Price Upside/Downside
Current Multiple -9.1 HK$1.14
0%
3-Year Average 8.9 HK$-1.1
-197%
5-Year Average 5.5 HK$-0.69
-160%
Industry Average 29.5 HK$-3.68
-423%
Country Average 28.9 HK$-3.61
-416%

Forward EV/EBIT
Today’s price vs future ebit

Not enough data available to calculate forward EV/EBIT

Peer Comparison

All Multiples
EV/EBIT
P/E
All Countries
Close
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
CN
V
VCREDIT Holdings Ltd
HKEX:2003
Average EV/EBIT: 23.3
Negative Multiple: -9.1
N/A N/A
US
American Express Co
NYSE:AXP
28.4
12%
2.4
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
26.3
20%
1.3
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
27.3
17%
1.6
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
21.8
28%
0.8
IN
Tata Capital Ltd
NSE:TATACAP
12.6
-14%
N/A

Market Distribution

Lower than 100% of companies in China
Percentile
0th
Based on 5 337 companies
0th percentile
-9.1
Low
0 — 16.6
Typical Range
16.6 — 52.9
High
52.9 —
Distribution Statistics
China
Min 0
30th Percentile 16.6
Median 28.9
70th Percentile 52.9
Max 49 021

VCREDIT Holdings Ltd
Glance View

Market Cap
558m HKD
Industry
Financial Services

VCREDIT Holdings Ltd. engages in the provision of independent online consumer finance services in China. The company is headquartered in Shanghai, Shanghai. The company went IPO on 2018-06-21. The firm mainly provides three types of credit products, including credit card balance transfer products, consumption credit products and online-to-offline credit products. Its credit card balance transfer products are distributed under the brand name of KK Credit. Its credit card balance transfer products provide balance compensation solutions for credit card holders. The firm distributes its businesses in domestic market and to overseas markets.

Intrinsic Value
Not Available
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