51 Credit Card Inc
HKEX:2051

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51 Credit Card Inc
HKEX:2051
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Price: 0.59 HKD -1.67% Market Closed
Market Cap: HK$961.7m

Relative Value

The Relative Value of one 51 Credit Card Inc stock under the Base Case scenario is 0.46 HKD. Compared to the current market price of 0.59 HKD, 51 Credit Card Inc is Overvalued by 22%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

Relative Value
Base Case
0.46 HKD
Overvaluation 22%
Relative Value
Price
Worst Case
Base Case
Best Case

Multiples Across Competitors

Competitors Multiples
51 Credit Card Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
CN
51 Credit Card Inc
HKEX:2051
961.7m HKD 3.5 -13.1 -12.5 -12.5
US
American Express Co
NYSE:AXP
232.2B USD 3 21.7 25.1 28.2
US
Capital One Financial Corp
NYSE:COF
129.4B USD 2.4 59.3 0 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
6.3T INR 8 35.1 27.1 27.9
US
Discover Financial Services
NYSE:DFS
50.3B USD 2.3 9.1 0 0
US
Synchrony Financial
NYSE:SYF
24.7B USD 1.3 7.1 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
24.9B USD 6.9 51.7 0 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
2T INR 4.3 22.1 23.8 24.7
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.4T INR 4.9 29.7 35.1 36.1
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.4T INR 5.9 19.8 23.6 23.9
IN
Tata Capital Ltd
NSE:TATACAP
1.4T INR 4.3 33.4 12.7 12.9
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
CN
51 Credit Card Inc
HKEX:2051
Average EV/EBITDA: 24.5
Negative Multiple: -12.5
N/A N/A
US
American Express Co
NYSE:AXP
25.1
N/A N/A
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
27.1
N/A N/A
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
23.8
3%
7.9
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
35.1
N/A N/A
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
23.6
15%
1.6
IN
Tata Capital Ltd
NSE:TATACAP
12.7
N/A N/A
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
CN
51 Credit Card Inc
HKEX:2051
Average EV/EBIT: 25.6
Negative Multiple: -12.5
N/A N/A
US
American Express Co
NYSE:AXP
28.2
N/A N/A
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
27.9
22%
1.3
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
24.7
15%
1.6
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
36.1
23%
1.6
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
23.9
24%
1
IN
Tata Capital Ltd
NSE:TATACAP
12.9
-16%
N/A