T

Transaction Capital Ltd
JSE:TCP

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Transaction Capital Ltd
JSE:TCP
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Price: 1.99 Zac 0.51% Market Closed
Market Cap: 1B Zac

Profitability Summary

We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

Past Growth

Analyzing past growth in Revenue, Operating Income, and Net Income allows investors to assess the company's profitability and operational efficiency. Consistent improvement in these metrics typically signals long-term strength and stability.

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Margins

Profit margins represent what percentage of sales has turned into profits. Simply put, the percentage figure indicates how many cents of profit the company has generated for each dollar of sale.

Profit margins help investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

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Earnings Waterfall
Transaction Capital Ltd

Revenue
2.4B ZAR
Cost of Revenue
-1.2B ZAR
Gross Profit
1.2B ZAR
Operating Expenses
-1.2B ZAR
Operating Income
43m ZAR
Other Expenses
-1B ZAR
Net Income
-985m ZAR

Margins Comparison
Transaction Capital Ltd Competitors

Country Company Market Cap Gross
Margin
Operating
Margin
Net
Margin
ZA
Transaction Capital Ltd
JSE:TCP
1B Zac
51%
2%
-41%
US
American Express Co
NYSE:AXP
214.8B USD
61%
17%
13%
US
Capital One Financial Corp
NYSE:COF
140.5B USD
0%
0%
12%
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
6T INR
96%
79%
24%
US
Discover Financial Services
NYSE:DFS
50.4B USD
0%
0%
25%
US
Synchrony Financial
NYSE:SYF
27.5B USD
0%
0%
16%
US
SoFi Technologies Inc
NASDAQ:SOFI
23.8B USD
0%
0%
17%
KZ
Kaspi.kz AO
NASDAQ:KSPI
16.9B USD
0%
0%
48%
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.3T INR
51%
30%
17%
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.2T INR
54%
38%
23%
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR
74%
52%
40%

Return on Capital

Return on capital ratios give a sense of how well a company is using its capital (equity, assets, capital employed, etc.) to generate profits (operating income, net income, etc.). In simple words, these ratios show how much income is generated for each dollar of capital invested.

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Return on Capital Comparison
Transaction Capital Ltd Competitors

Country Company Market Cap ROE ROA ROCE ROIC
ZA
Transaction Capital Ltd
JSE:TCP
1B Zac
-27%
-4%
0%
0%
US
American Express Co
NYSE:AXP
214.8B USD
32%
4%
10%
5%
US
Capital One Financial Corp
NYSE:COF
140.5B USD
8%
1%
0%
0%
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
6T INR
19%
4%
16%
10%
US
Discover Financial Services
NYSE:DFS
50.4B USD
33%
4%
0%
0%
US
Synchrony Financial
NYSE:SYF
27.5B USD
18%
2%
0%
0%
US
SoFi Technologies Inc
NASDAQ:SOFI
23.8B USD
7%
1%
0%
0%
KZ
Kaspi.kz AO
NASDAQ:KSPI
16.9B USD
50%
9%
0%
0%
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.3T INR
21%
3%
5%
3%
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.2T INR
18%
4%
7%
5%
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR
47%
6%
8%
6%

Free Cash Flow

Free cash flow (FCF) is the money a company has left over after paying its operating expenses and capital expenditures. The more free cash flow a company has, the more it can allocate to dividends, paying down debt, and growth opportunities.

If a company has a decreasing free cash flow, that is not necessarily bad if the company is investing in its growth.

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