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Credit Acceptance Corp
NASDAQ:CACC

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Credit Acceptance Corp
NASDAQ:CACC
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Price: 495.07 USD -2.4%
Market Cap: $5.5B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
+1%
5Y
+10%
10Y
+176%
Investing Cash Flow
+
3Y
-590%
5Y
+1%
10Y
-45%
Financing Cash Flow
+
3Y
+50%
5Y
-286%
10Y
-

Cash Flow Statement
Credit Acceptance Corp

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Cash Flow Statement
Currency: USD
Dec-2001 Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
28
28
29
30
30
32
25
25
25
28
44
50
57
61
61
61
73
74
75
75
59
57
52
51
55
57
55
61
67
79
104
125
146
149
162
164
170
181
177
185
188
195
207
210
220
230
235
247
253
242
250
259
266
288
293
293
300
303
313
325
333
352
366
381
470
497
549
599
574
618
632
646
656
408
340
417
421
707
899
907
958
971
789
626
536
421
336
320
286
251
182
190
248
290
424
454
Depreciation & Amortization
17
17
17
16
15
13
11
10
9
7
7
6
6
6
6
5
5
5
5
5
5
4
4
4
4
4
5
5
10
10
10
13
10
7
13
11
11
10
10
10
10
10
11
11
12
13
13
13
13
13
13
13
13
14
14
14
14
14
15
15
15
16
16
16
16
17
17
18
20
20
21
22
22
23
23
23
24
25
25
26
26
26
27
26
26
25
25
26
27
27
28
28
28
28
28
27
Change in Deffered Taxes
(0)
3
9
10
23
17
9
23
(3)
(1)
(2)
(15)
13
14
17
21
12
18
12
10
1
5
7
6
20
16
18
29
12
9
20
23
18
9
11
5
14
14
8
10
15
27
26
18
25
8
7
11
9
48
46
45
56
35
41
45
36
32
37
45
24
61
59
53
(86)
(107)
(98)
(98)
49
50
40
35
86
29
25
35
68
119
110
81
45
43
39
53
(8)
6
8
24
(38)
(30)
(40)
(40)
(70)
(101)
(104)
(125)
Stock-Based Compensation
0
0
0
0
0
0
0
0
0
0
0
0
3
0
0
0
2
0
0
0
0
1
2
1
5
5
5
7
4
5
6
6
7
7
6
5
4
4
3
3
2
2
5
9
12
13
12
10
9
11
12
12
15
15
14
16
12
10
10
8
7
8
9
10
15
16
15
15
10
9
9
8
8
7
7
7
6
6
(7)
7
25
33
53
46
37
37
38
39
39
40
41
42
45
47
49
51
Other Non-Cash Items
15
16
18
25
27
28
28
33
27
24
22
8
7
6
6
9
2
2
(0)
(5)
11
15
21
28
25
24
40
43
50
48
25
14
(5)
1
6
8
16
18
24
28
31
28
24
33
36
37
40
33
31
54
54
52
50
30
33
43
54
68
77
85
98
97
102
106
145
148
127
115
67
57
70
75
86
431
555
505
570
228
46
82
33
43
241
423
518
633
737
742
778
827
922
924
884
861
691
659
Cash Taxes Paid
12
0
0
0
17
0
0
0
16
0
0
0
27
0
0
45
24
24
34
30
25
25
15
15
15
14
16
2
4
9
26
41
68
67
82
85
82
83
82
80
77
80
83
90
92
108
130
132
120
99
82
83
100
115
136
130
147
149
115
120
111
91
149
168
175
175
195
180
169
169
140
149
172
171
97
92
142
141
209
218
213
213
183
151
73
70
53
42
32
30
115
114
104
103
186
234
Cash Interest Paid
16
0
0
0
8
0
0
0
8
0
0
0
11
0
0
19
13
16
22
19
23
28
32
35
36
40
39
42
39
37
34
27
28
30
33
40
43
42
46
48
51
54
54
64
56
65
58
57
58
59
59
54
55
49
50
60
62
74
78
83
88
93
98
103
109
115
123
132
141
150
154
171
176
185
199
181
192
175
168
160
149
142
138
139
147
164
188
215
242
269
317
349
393
415
428
437
Change in Working Capital
11
6
4
(15)
(13)
(6)
(4)
0
26
27
17
34
(0)
7
5
5
12
2
15
7
12
4
13
5
(6)
(9)
(9)
(3)
21
36
14
5
(8)
9
(11)
(6)
(10)
(4)
19
19
32
19
20
19
16
12
4
8
20
(19)
(4)
5
(20)
22
(0)
(1)
1
(38)
2
(2)
37
52
(3)
3
20
57
20
18
(6)
(19)
31
32
(37)
(76)
(24)
8
(98)
0
67
45
7
38
(70)
(45)
167
74
86
68
151
142
47
42
48
96
71
73
Cash from Operating Activities
71
N/A
70
-1%
78
+11%
66
-15%
82
+24%
84
+2%
69
-18%
91
+32%
83
-8%
86
+3%
88
+3%
84
-5%
83
-1%
94
+13%
94
0%
101
+8%
104
+3%
102
-3%
106
+5%
92
-14%
86
-6%
85
-1%
96
+13%
94
-2%
98
+4%
93
-4%
110
+18%
136
+23%
160
+18%
181
+14%
173
-5%
178
+3%
160
-10%
179
+11%
181
+1%
183
+1%
201
+10%
219
+9%
239
+9%
252
+6%
276
+9%
279
+1%
287
+3%
292
+2%
309
+6%
300
-3%
298
-1%
312
+5%
326
+5%
338
+4%
359
+6%
375
+4%
365
-3%
389
+7%
380
-2%
395
+4%
404
+2%
379
-6%
443
+17%
467
+5%
507
+9%
577
+14%
540
-7%
558
+3%
566
+1%
612
+8%
615
+1%
652
+6%
704
+8%
726
+3%
795
+9%
811
+2%
812
+0%
814
+0%
918
+13%
987
+8%
985
0%
1 079
+10%
1 147
+6%
1 141
-1%
1 069
-6%
1 120
+5%
1 027
-8%
1 083
+6%
1 239
+14%
1 159
-6%
1 192
+3%
1 179
-1%
1 204
+2%
1 217
+1%
1 139
-6%
1 143
+0%
1 138
0%
1 174
+3%
1 110
-5%
1 089
-2%
Investing Cash Flow
Capital Expenditures
(35)
(24)
(17)
(12)
(4)
(4)
(1)
0
(3)
0
0
(4)
(4)
(5)
(6)
(4)
(3)
(2)
(2)
(0)
(2)
(2)
(4)
(7)
(8)
(9)
(9)
(7)
(6)
(5)
(3)
(3)
(3)
(3)
(3)
(2)
(3)
(4)
(4)
(6)
(6)
(9)
(10)
(10)
(9)
(6)
(6)
(6)
(6)
(7)
(6)
(5)
(4)
(4)
(3)
(4)
(4)
(4)
(5)
(4)
(6)
(7)
(8)
(9)
(8)
(6)
(9)
(24)
(25)
(29)
(36)
(27)
(27)
(27)
(17)
(11)
(9)
(5)
(5)
(7)
(8)
(9)
(6)
(3)
(3)
(2)
(5)
(4)
(4)
(3)
(2)
(3)
(2)
(2)
(2)
(2)
Other Items
(84)
(59)
(31)
10
30
12
(1)
(37)
(70)
(78)
(91)
(77)
(60)
(79)
(69)
(66)
(47)
(36)
(37)
(58)
(106)
(171)
(215)
(195)
(233)
(273)
(319)
(338)
(260)
(162)
(51)
(20)
(22)
(34)
(66)
(103)
(160)
(269)
(343)
(406)
(448)
(489)
(439)
(451)
(392)
(318)
(340)
(311)
(328)
(346)
(332)
(351)
(359)
(483)
(514)
(549)
(636)
(711)
(818)
(935)
(873)
(801)
(776)
(717)
(863)
(1 051)
(1 182)
(1 218)
(1 213)
(1 152)
(1 106)
(1 074)
(997)
(892)
(911)
(798)
(665)
(485)
(75)
206
445
540
255
(113)
(458)
(784)
(1 002)
(1 190)
(1 413)
(1 653)
(1 812)
(1 876)
(1 719)
(1 427)
(1 095)
(798)
Cash from Investing Activities
(119)
N/A
(83)
+30%
(48)
+42%
(2)
+96%
25
N/A
8
-68%
(1)
N/A
(37)
-2 754%
(73)
-98%
(81)
-10%
(93)
-16%
(81)
+13%
(63)
+22%
(84)
-33%
(75)
+11%
(70)
+7%
(50)
+28%
(38)
+24%
(38)
0%
(59)
-54%
(108)
-83%
(173)
-61%
(219)
-26%
(202)
+7%
(241)
-19%
(282)
-17%
(328)
-16%
(345)
-5%
(266)
+23%
(166)
+37%
(55)
+67%
(22)
+59%
(25)
-11%
(37)
-51%
(69)
-85%
(105)
-52%
(163)
-55%
(273)
-67%
(347)
-27%
(412)
-19%
(454)
-10%
(498)
-10%
(449)
+10%
(461)
-3%
(401)
+13%
(325)
+19%
(345)
-6%
(317)
+8%
(334)
-5%
(352)
-6%
(338)
+4%
(356)
-5%
(363)
-2%
(486)
-34%
(517)
-6%
(553)
-7%
(640)
-16%
(715)
-12%
(822)
-15%
(939)
-14%
(878)
+6%
(808)
+8%
(783)
+3%
(726)
+7%
(872)
-20%
(1 058)
-21%
(1 191)
-13%
(1 242)
-4%
(1 238)
+0%
(1 180)
+5%
(1 143)
+3%
(1 101)
+4%
(1 024)
+7%
(918)
+10%
(928)
-1%
(809)
+13%
(674)
+17%
(490)
+27%
(80)
+84%
199
N/A
437
+120%
531
+22%
249
-53%
(116)
N/A
(461)
-297%
(786)
-71%
(1 006)
-28%
(1 193)
-19%
(1 417)
-19%
(1 657)
-17%
(1 815)
-10%
(1 879)
-4%
(1 721)
+8%
(1 429)
+17%
(1 097)
+23%
(800)
+27%
Financing Cash Flow
Net Issuance of Common Stock
(2)
3
(2)
(3)
(3)
(6)
(2)
(5)
(3)
(53)
(52)
(100)
(102)
(52)
(52)
(1)
0
(104)
(109)
(114)
(235)
(131)
(127)
(128)
(7)
(6)
(4)
3
2
1
0
1
1
(0)
(0)
(200)
(199)
(322)
(322)
(122)
(128)
(23)
(32)
(116)
(152)
(192)
(219)
(166)
(135)
(178)
(257)
(226)
(343)
(241)
(126)
(126)
(87)
(126)
(126)
(126)
(122)
(187)
(204)
(204)
(124)
(20)
(2)
(2)
(129)
(236)
(236)
(236)
(300)
(498)
(498)
(498)
(481)
(309)
(563)
(1 268)
(1 460)
(1 742)
(1 712)
(1 033)
(769)
(363)
(146)
(247)
(197)
(363)
(416)
(290)
(298)
(280)
(476)
(573)
Net Issuance of Debt
46
(6)
(33)
(97)
(95)
(88)
(50)
(30)
(3)
58
53
100
81
43
34
(15)
(47)
43
39
128
244
203
239
168
139
191
218
201
110
(12)
(113)
(148)
(135)
(129)
(97)
135
178
387
441
289
312
247
197
293
253
223
275
172
142
203
248
226
360
425
263
421
332
360
638
445
536
579
478
492
471
546
655
881
750
789
557
357
727
608
578
387
67
(118)
(13)
(9)
9
17
7
13
(29)
(19)
(45)
318
491
907
1 222
1 331
1 294
1 105
521
113
Other
0
0
0
0
0
0
0
0
0
0
0
0
4
0
0
0
0
0
4
8
14
14
12
8
3
3
2
1
(3)
(4)
(4)
(9)
(3)
(11)
(15)
(12)
(15)
(8)
(6)
(5)
(5)
(4)
(4)
(5)
(5)
(4)
(4)
(3)
(4)
(13)
(14)
(18)
(17)
(6)
(6)
(7)
(10)
25
25
24
23
(10)
(14)
(15)
(17)
(28)
(25)
(25)
(21)
(20)
(18)
(19)
(26)
(30)
(27)
(21)
(20)
(12)
(22)
(21)
(17)
(12)
(1)
6
4
(1)
(13)
(14)
(27)
(25)
(24)
(27)
(39)
(17)
(12)
(50)
Cash from Financing Activities
44
N/A
(3)
N/A
(35)
-1 150%
(99)
-184%
(98)
+1%
(95)
+3%
(52)
+45%
(34)
+34%
(7)
+81%
5
N/A
2
-70%
(0)
N/A
(18)
-5 833%
(9)
+48%
(19)
-101%
(17)
+10%
(47)
-183%
(61)
-30%
(67)
-9%
21
N/A
23
+7%
86
+277%
124
+44%
47
-62%
135
+185%
188
+39%
216
+15%
205
-5%
109
-47%
(15)
N/A
(117)
-684%
(156)
-33%
(137)
+12%
(140)
-2%
(112)
+20%
(77)
+31%
(36)
+54%
57
N/A
113
+99%
162
+43%
179
+11%
219
+22%
161
-26%
171
+6%
97
-44%
27
-72%
52
+89%
4
-93%
3
-11%
12
+274%
(24)
N/A
(18)
+24%
0
N/A
178
+44 450%
131
-26%
288
+120%
235
-18%
259
+10%
536
+107%
343
-36%
437
+27%
382
-12%
259
-32%
273
+5%
330
+21%
498
+51%
628
+26%
854
+36%
600
-30%
533
-11%
303
-43%
101
-67%
400
+296%
79
-80%
53
-34%
(132)
N/A
(433)
-229%
(439)
-1%
(598)
-36%
(1 298)
-117%
(1 469)
-13%
(1 737)
-18%
(1 706)
+2%
(1 014)
+41%
(795)
+22%
(383)
+52%
(205)
+47%
57
N/A
266
+369%
519
+95%
782
+51%
1 014
+30%
957
-6%
807
-16%
33
-96%
(509)
N/A
Change in Cash
Effect of Foreign Exchange Rates
(2)
0
6
6
(5)
(4)
(7)
(10)
(7)
(7)
(9)
(8)
(2)
(1)
(0)
(2)
(1)
(1)
(2)
(2)
0
0
0
(0)
0
0
0
0
0
(0)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Net Change in Cash
(6)
N/A
(16)
-185%
1
N/A
(30)
N/A
4
N/A
(7)
N/A
8
N/A
10
+20%
(4)
N/A
3
N/A
(12)
N/A
(6)
+52%
(1)
+92%
(1)
N/A
(0)
+40%
13
N/A
7
-51%
2
-74%
(1)
N/A
52
N/A
1
-97%
(2)
N/A
1
N/A
(61)
N/A
(8)
+87%
(0)
+99%
(2)
-1 500%
(4)
-175%
2
N/A
0
N/A
1
N/A
1
-57%
(1)
N/A
2
N/A
0
N/A
0
N/A
2
N/A
3
+81%
4
+41%
2
-49%
1
-57%
0
-78%
(1)
N/A
2
N/A
4
+115%
3
-30%
4
+30%
(2)
N/A
(5)
-129%
(2)
+54%
(2)
-5%
1
N/A
2
+214%
81
+3 586%
(5)
N/A
130
N/A
(0)
N/A
(78)
-77 500%
157
N/A
(129)
N/A
66
N/A
151
+131%
15
-90%
105
+584%
25
-77%
52
+113%
53
+1%
265
+403%
66
-75%
79
+21%
(45)
N/A
(189)
-318%
188
N/A
(25)
N/A
43
N/A
46
+8%
(122)
N/A
150
N/A
470
+212%
42
-91%
38
-8%
(86)
N/A
(430)
-403%
(47)
+89%
(17)
+65%
(11)
+36%
(19)
-77%
43
N/A
53
+24%
80
+49%
106
+33%
279
+164%
374
+34%
553
+48%
46
-92%
(221)
N/A
Free Cash Flow
Free Cash Flow
36
N/A
46
+28%
61
+33%
54
-12%
78
+44%
80
+3%
68
-16%
91
+34%
80
-12%
86
+7%
88
+3%
79
-10%
79
0%
89
+12%
88
-1%
97
+10%
102
+5%
100
-2%
105
+5%
91
-13%
85
-7%
83
-2%
92
+11%
87
-6%
90
+4%
85
-6%
101
+19%
128
+27%
154
+20%
177
+15%
170
-4%
176
+4%
158
-10%
176
+12%
178
+1%
180
+1%
197
+9%
215
+9%
234
+9%
247
+5%
269
+9%
270
+0%
278
+3%
282
+2%
300
+6%
294
-2%
292
-1%
306
+5%
320
+5%
332
+4%
353
+7%
370
+5%
361
-2%
386
+7%
377
-2%
391
+4%
400
+2%
374
-7%
439
+17%
463
+6%
502
+8%
570
+14%
532
-7%
550
+3%
558
+1%
605
+9%
607
+0%
629
+4%
679
+8%
698
+3%
758
+9%
784
+3%
786
+0%
787
+0%
901
+14%
976
+8%
977
+0%
1 074
+10%
1 142
+6%
1 134
-1%
1 062
-6%
1 112
+5%
1 021
-8%
1 080
+6%
1 236
+14%
1 157
-6%
1 188
+3%
1 176
-1%
1 200
+2%
1 214
+1%
1 136
-6%
1 140
+0%
1 136
0%
1 172
+3%
1 108
-5%
1 087
-2%

See Also

Summary
CACC intrinsic value, competitors valuation, and company profile.
DCF Valuation
CACC stock valuation using Discount Cash Flow valuation method.
Relative Valuation
CACC stock valuation using valuation multiples.
Wall Street Estimates
CACC price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
CACC stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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