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Encore Capital Group Inc
NASDAQ:ECPG

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Encore Capital Group Inc Logo
Encore Capital Group Inc
NASDAQ:ECPG
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Price: 56.25 USD 0.21% Market Closed
Market Cap: $1.3B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
-35%
5Y
-46%
10Y
+110%
Investing Cash Flow
+
3Y
-3 429%
5Y
-
10Y
-18%
Financing Cash Flow
+
3Y
-
5Y
-
10Y
-37%

Cash Flow Statement
Encore Capital Group Inc

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Cash Flow Statement
Currency: USD
Dec-2001 Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
(11)
(7)
(2)
1
14
22
24
25
18
16
19
185
23
25
27
62
31
28
28
(172)
24
25
17
17
12
13
20
18
14
16
17
23
33
35
40
43
49
52
55
58
61
59
61
67
70
78
72
72
74
73
83
93
98
110
113
74
47
44
50
7
17
5
(7)
88
79
88
96
67
110
135
145
172
169
109
203
219
213
318
284
312
351
432
396
344
195
38
3
(9)
(206)
(202)
(196)
(185)
(139)
(116)
(89)
(45)
Depreciation & Amortization
3
3
3
3
3
2
2
2
2
2
2
0
2
3
3
0
3
4
5
6
4
4
4
4
3
3
3
3
3
3
3
3
3
3
3
3
3
4
4
4
5
5
6
6
6
6
7
10
14
18
22
25
27
29
30
31
33
35
35
35
35
34
34
35
40
42
44
45
41
41
40
40
41
41
42
43
43
44
46
49
50
50
50
48
51
50
49
48
42
39
35
32
32
32
32
31
Change in Deffered Taxes
1
1
1
1
(6)
(1)
0
0
6
(3)
(2)
0
1
4
(1)
0
(2)
(4)
0
2
3
5
3
(1)
3
(0)
1
4
2
2
2
1
2
2
2
1
1
0
0
(1)
(2)
(1)
(2)
1
(8)
(8)
(11)
(10)
(28)
(24)
(15)
(40)
(48)
(57)
(57)
(37)
(17)
(34)
(43)
(63)
(53)
(35)
(31)
(12)
29
38
41
53
17
31
33
3
22
(9)
(19)
2
12
21
24
19
35
42
44
46
46
45
46
45
(56)
(57)
(60)
(55)
(22)
0
0
0
Stock-Based Compensation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
3
4
6
5
5
5
4
5
5
4
4
4
3
4
4
5
6
6
6
6
6
7
8
8
9
8
9
10
9
11
13
14
17
17
17
18
20
21
22
20
19
14
13
10
7
10
10
12
12
14
13
13
13
12
13
15
16
16
17
15
16
16
18
19
18
18
15
16
14
14
14
13
14
15
14
14
15
15
Other Non-Cash Items
14
10
12
12
2
2
2
1
4
4
4
(14)
1
2
2
(7)
3
5
6
37
10
9
8
10
21
28
32
36
47
43
44
41
24
29
27
29
29
25
21
17
15
21
25
21
17
7
4
5
5
7
8
11
14
17
28
39
70
74
71
153
124
124
114
4
5
(0)
(5)
16
15
21
49
60
75
175
99
102
100
(43)
(30)
(105)
(137)
(259)
(232)
(155)
(43)
128
153
149
368
372
364
343
257
224
177
122
Cash Taxes Paid
0
0
0
0
0
0
0
0
2
0
0
0
15
0
0
0
25
0
0
0
1
0
0
8
9
8
9
3
5
6
7
9
8
12
23
26
30
27
31
32
32
36
37
44
46
50
64
64
67
65
64
67
70
0
0
0
84
0
0
0
60
0
0
0
44
0
0
(3)
30
0
0
31
44
45
60
100
89
89
97
44
42
42
62
63
71
71
63
58
69
69
74
79
67
67
54
46
Cash Interest Paid
5
0
0
0
4
0
0
0
5
0
0
0
3
0
0
0
7
0
0
0
40
48
0
81
36
40
43
14
14
14
14
13
13
12
13
10
16
17
18
23
19
19
20
23
25
26
27
55
50
86
92
122
95
0
0
0
152
0
0
0
148
0
0
0
163
0
0
164
199
0
0
167
179
239
267
195
170
146
150
122
132
127
128
127
131
138
146
157
164
172
166
183
211
205
263
244
Change in Working Capital
2
6
0
3
12
2
9
9
4
18
4
(139)
9
1
8
(20)
(3)
(4)
(6)
160
(3)
(8)
(19)
(15)
(20)
(11)
5
1
(2)
(0)
(2)
7
15
11
6
(3)
(6)
(1)
(7)
3
6
3
8
(3)
14
13
(7)
(6)
11
(26)
3
46
21
35
7
(32)
(20)
8
3
4
8
(2)
42
13
(29)
(70)
(25)
(19)
4
(31)
(68)
(11)
(63)
(11)
21
(67)
(55)
(29)
(72)
(0)
3
24
(6)
(37)
(38)
(68)
(76)
(62)
5
16
33
35
28
33
26
76
Cash from Operating Activities
9
N/A
12
+38%
13
+8%
20
+51%
25
+23%
26
+6%
39
+48%
37
-3%
34
-9%
38
+10%
26
-30%
31
+18%
36
+17%
34
-7%
38
+12%
37
-2%
31
-16%
30
-4%
34
+12%
33
-2%
38
+16%
35
-7%
13
-64%
15
+18%
20
+31%
33
+70%
62
+86%
62
0%
63
+2%
64
+2%
63
-1%
74
+16%
77
+4%
80
+5%
78
-3%
73
-6%
76
+3%
80
+6%
72
-10%
81
+12%
85
+4%
87
+2%
98
+13%
93
-5%
99
+6%
95
-3%
65
-31%
72
+11%
75
+4%
49
-35%
101
+108%
134
+32%
112
-17%
134
+20%
121
-9%
76
-37%
114
+50%
127
+11%
116
-9%
136
+17%
130
-4%
126
-4%
153
+21%
127
-17%
124
-2%
98
-21%
150
+54%
162
+8%
187
+15%
197
+5%
198
+1%
264
+33%
245
-7%
305
+24%
346
+13%
298
-14%
313
+5%
311
-1%
252
-19%
275
+9%
303
+10%
289
-5%
253
-12%
246
-3%
211
-14%
192
-9%
175
-9%
172
-2%
153
-11%
168
+10%
177
+6%
170
-4%
156
-8%
150
-4%
124
-18%
160
+29%
Investing Cash Flow
Capital Expenditures
(0)
(0)
(0)
(1)
(1)
(1)
(1)
(1)
(1)
(1)
(2)
(2)
(3)
(2)
(3)
(3)
(3)
(3)
(3)
(2)
(2)
(3)
(3)
(2)
(1)
(2)
(3)
(2)
(2)
(2)
(2)
(4)
(5)
(4)
(5)
(3)
(3)
(3)
(3)
(5)
(6)
(7)
(7)
(6)
(6)
(7)
(11)
(11)
(13)
(14)
(15)
(19)
(23)
(24)
(25)
(25)
(29)
(27)
(28)
(29)
(32)
(36)
(34)
(36)
(28)
(33)
(41)
(45)
(68)
(67)
(60)
(61)
(40)
(37)
(35)
(32)
(35)
0
(32)
(36)
(33)
(41)
(35)
(30)
(37)
(35)
(35)
(33)
(25)
(27)
(29)
(28)
(29)
(29)
(28)
(28)
Other Items
(21)
(21)
(6)
(9)
(10)
(11)
(23)
(16)
(19)
(13)
(11)
(15)
(88)
(73)
(202)
(203)
(142)
(155)
(19)
(25)
(35)
(53)
(62)
(73)
(94)
(90)
(100)
(115)
(105)
(114)
(135)
(119)
(75)
(88)
(70)
(67)
(140)
(119)
(109)
(83)
(83)
(98)
(408)
(348)
(338)
(255)
(188)
(265)
(204)
(611)
(493)
(688)
(732)
(373)
(568)
(381)
(444)
(432)
(166)
(180)
(137)
(201)
(197)
(249)
(424)
(454)
(537)
(525)
(330)
(316)
(212)
(209)
(163)
(139)
(63)
35
117
248
366
424
373
322
169
17
(93)
(263)
(345)
(327)
(377)
(335)
(290)
(278)
(411)
(421)
(450)
(453)
Cash from Investing Activities
(22)
N/A
(22)
+0%
(7)
+69%
(10)
-52%
(11)
-10%
(12)
-10%
(24)
-95%
(16)
+33%
(20)
-20%
(14)
+29%
(13)
+7%
(16)
-28%
(90)
-450%
(75)
+17%
(204)
-172%
(206)
-1%
(144)
+30%
(158)
-9%
(21)
+87%
(28)
-30%
(37)
-35%
(56)
-51%
(64)
-15%
(75)
-17%
(95)
-27%
(92)
+4%
(102)
-12%
(117)
-15%
(107)
+9%
(116)
-8%
(137)
-18%
(123)
+10%
(79)
+36%
(92)
-16%
(75)
+19%
(70)
+6%
(143)
-104%
(122)
+14%
(112)
+9%
(88)
+22%
(88)
-1%
(105)
-19%
(415)
-295%
(354)
+15%
(344)
+3%
(262)
+24%
(199)
+24%
(276)
-39%
(217)
+21%
(625)
-188%
(508)
+19%
(707)
-39%
(755)
-7%
(398)
+47%
(593)
-49%
(406)
+32%
(473)
-16%
(458)
+3%
(194)
+58%
(209)
-8%
(169)
+19%
(237)
-40%
(231)
+2%
(285)
-23%
(452)
-59%
(488)
-8%
(578)
-19%
(570)
+1%
(398)
+30%
(383)
+4%
(272)
+29%
(269)
+1%
(202)
+25%
(176)
+13%
(98)
+45%
3
N/A
83
+2 409%
221
+167%
335
+51%
388
+16%
340
-12%
282
-17%
134
-52%
(14)
N/A
(130)
-857%
(298)
-129%
(380)
-27%
(360)
+5%
(402)
-12%
(362)
+10%
(320)
+12%
(307)
+4%
(440)
-43%
(450)
-2%
(478)
-6%
(480)
0%
Financing Cash Flow
Net Issuance of Common Stock
0
5
5
5
5
(0)
0
0
31
31
32
32
0
1
1
1
1
1
1
1
0
0
0
0
0
0
0
0
0
0
0
0
1
2
3
3
2
2
2
2
1
2
3
0
(36)
(37)
(37)
(76)
(36)
(39)
(61)
(14)
(17)
0
(27)
(33)
(33)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(20)
(47)
(88)
(391)
(396)
(394)
(379)
(87)
(61)
(36)
(10)
0
0
0
0
0
(10)
(25)
(35)
Net Issuance of Debt
14
4
(11)
(14)
(18)
(12)
(11)
(11)
(7)
(19)
(15)
(8)
25
18
153
150
131
140
(3)
1
2
21
46
47
72
63
44
61
46
43
70
46
(1)
17
2
3
72
57
42
3
(1)
9
318
270
325
256
442
442
335
872
444
657
698
223
517
428
460
406
109
95
96
178
133
239
445
506
536
728
426
413
331
15
9
(79)
(113)
(274)
(362)
(484)
(579)
(579)
(241)
(191)
(34)
165
4
214
309
233
289
205
216
242
374
392
365
351
Cash Paid for Dividends
0
0
0
(0)
(0)
(1)
(1)
(0)
(0)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Other
(0)
(0)
(0)
(0)
(0)
0
0
0
(0)
0
(1)
(1)
(1)
0
(2)
(20)
(22)
(21)
(19)
(1)
1
0
0
1
1
1
1
0
0
0
0
0
0
(3)
(3)
(5)
(5)
(2)
(0)
1
0
0
(2)
(1)
(34)
(37)
(64)
(74)
(53)
(100)
(75)
(69)
(55)
(16)
(18)
(17)
(25)
(20)
(23)
(25)
(52)
(45)
(43)
(54)
(67)
(71)
(73)
(300)
(259)
(260)
(258)
(22)
(29)
(34)
(22)
(45)
(41)
(37)
(60)
(33)
(24)
(27)
(14)
(18)
(24)
(31)
(34)
(31)
(21)
9
1
(2)
(56)
(80)
(75)
(77)
Cash from Financing Activities
13
N/A
9
-35%
(6)
N/A
(9)
-49%
(14)
-51%
(13)
+11%
(12)
+9%
(11)
+3%
23
N/A
12
-49%
16
+33%
23
+43%
25
+10%
19
-25%
152
+715%
131
-14%
110
-16%
120
+8%
(21)
N/A
1
N/A
3
+480%
21
+610%
46
+124%
48
+4%
73
+52%
64
-13%
44
-31%
61
+37%
46
-25%
43
-6%
70
+63%
46
-34%
1
-98%
15
+2 057%
2
-90%
1
-7%
70
+4 886%
57
-18%
43
-24%
5
-88%
1
-87%
12
+1 543%
318
+2 664%
270
-15%
255
-6%
181
-29%
341
+88%
292
-14%
246
-16%
733
+198%
308
-58%
574
+87%
626
+9%
193
-69%
472
+145%
379
-20%
402
+6%
353
-12%
87
-75%
70
-20%
43
-38%
133
+207%
90
-32%
185
+105%
378
+105%
435
+15%
463
+7%
428
-8%
166
-61%
153
-8%
73
-52%
(7)
N/A
(20)
-175%
(113)
-471%
(135)
-19%
(319)
-136%
(403)
-26%
(542)
-34%
(685)
-27%
(700)
-2%
(656)
+6%
(614)
+6%
(442)
+28%
(232)
+48%
(107)
+54%
121
N/A
239
+97%
192
-20%
268
+40%
214
-20%
217
+1%
239
+10%
318
+33%
302
-5%
266
-12%
238
-10%
Change in Cash
Effect of Foreign Exchange Rates
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
5
10
1
4
15
11
14
10
(14)
(13)
(8)
(14)
(9)
(7)
(4)
4
13
13
(1)
(3)
(10)
(18)
(12)
(5)
12
6
12
1
4
5
3
25
13
19
11
(12)
(19)
(16)
(3)
(6)
(5)
(5)
(9)
0
8
11
11
8
Net Change in Cash
1
N/A
(1)
N/A
0
N/A
1
+67%
(1)
N/A
1
N/A
3
+164%
10
+234%
38
+291%
36
-6%
29
-17%
37
+27%
(29)
N/A
(23)
+22%
(15)
+35%
(38)
-156%
(3)
+93%
(8)
-207%
(9)
-7%
6
N/A
4
-36%
(0)
N/A
(6)
-5 500%
(12)
-114%
(2)
+82%
6
N/A
4
-29%
5
+29%
2
-70%
(9)
N/A
(3)
+66%
(3)
-3%
(2)
+33%
3
N/A
4
+42%
5
+2%
3
-44%
15
+496%
4
-72%
(1)
N/A
(3)
-211%
(7)
-146%
1
N/A
9
+1 660%
9
+7%
14
+53%
207
+1 338%
91
-56%
109
+20%
167
+53%
(99)
N/A
6
N/A
(2)
N/A
(60)
-2 771%
15
N/A
60
+305%
29
-51%
9
-71%
1
-91%
(18)
N/A
(4)
+78%
15
N/A
8
-50%
31
+303%
62
+104%
57
-8%
35
-39%
16
-53%
(55)
N/A
(50)
+9%
(13)
+74%
(18)
-38%
35
N/A
21
-40%
125
+496%
(17)
N/A
(3)
+81%
(4)
-13%
(95)
-2 617%
(12)
+88%
1
N/A
(24)
N/A
(44)
-82%
(11)
+75%
(46)
-311%
(1)
+97%
31
N/A
(2)
N/A
14
N/A
14
-2%
65
+361%
102
+56%
42
-59%
14
-66%
(77)
N/A
(74)
+4%
Free Cash Flow
Free Cash Flow
9
N/A
12
+41%
13
+8%
19
+50%
24
+24%
25
+4%
38
+51%
37
-3%
33
-10%
36
+10%
25
-32%
29
+19%
34
+15%
32
-7%
35
+12%
34
-3%
28
-17%
27
-4%
31
+14%
30
-2%
36
+17%
33
-8%
10
-69%
13
+26%
18
+41%
32
+73%
60
+90%
60
N/A
61
+2%
63
+3%
62
-1%
70
+13%
72
+3%
76
+5%
73
-4%
70
-3%
73
+3%
77
+6%
70
-9%
77
+10%
79
+3%
80
+1%
91
+14%
87
-4%
92
+6%
88
-4%
54
-38%
61
+13%
61
N/A
34
-44%
86
+150%
115
+34%
88
-23%
109
+23%
97
-12%
51
-47%
86
+69%
100
+17%
88
-12%
107
+22%
99
-8%
90
-9%
119
+32%
91
-23%
96
+5%
64
-33%
109
+70%
117
+7%
119
+2%
130
+9%
138
+6%
203
+47%
205
+1%
268
+30%
311
+16%
266
-14%
278
+5%
311
+12%
220
-29%
239
+8%
270
+13%
248
-8%
218
-12%
216
-1%
174
-20%
157
-9%
140
-11%
139
-1%
128
-8%
141
+10%
148
+5%
142
-4%
127
-10%
121
-5%
96
-21%
131
+37%

See Also

Summary
ECPG intrinsic value, competitors valuation, and company profile.
DCF Valuation
ECPG stock valuation using Discount Cash Flow valuation method.
Relative Valuation
ECPG stock valuation using valuation multiples.
Wall Street Estimates
ECPG price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
ECPG stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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