Encore Capital Group Inc
NASDAQ:ECPG
Income Statement
Earnings Waterfall
Encore Capital Group Inc
Revenue
|
1.3B
USD
|
Cost of Revenue
|
-259.9m
USD
|
Gross Profit
|
1B
USD
|
Operating Expenses
|
-689.3m
USD
|
Operating Income
|
356m
USD
|
Other Expenses
|
-562.5m
USD
|
Net Income
|
-206.5m
USD
|
Income Statement
Encore Capital Group Inc
Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Revenue |
775
N/A
|
884
+14%
|
996
+13%
|
1 033
+4%
|
1 043
+1%
|
1 068
+2%
|
1 081
+1%
|
1 087
+1%
|
1 130
+4%
|
1 141
+1%
|
1 148
+1%
|
1 048
-9%
|
1 029
-2%
|
1 012
-2%
|
1 014
+0%
|
1 141
+13%
|
1 187
+4%
|
1 242
+5%
|
1 301
+5%
|
1 331
+2%
|
1 362
+2%
|
1 382
+1%
|
1 380
0%
|
1 399
+1%
|
1 398
0%
|
1 438
+3%
|
1 451
+1%
|
1 469
+1%
|
1 494
+2%
|
1 479
-1%
|
1 480
+0%
|
1 454
-2%
|
1 415
-3%
|
1 376
-3%
|
1 346
-2%
|
1 320
-2%
|
1 305
-1%
|
1 295
-1%
|
1 290
0%
|
1 295
+0%
|
1 305
+1%
|
|
Gross Profit | ||||||||||||||||||||||||||||||||||||||||||
Cost of Revenue |
(221)
|
(234)
|
(242)
|
(240)
|
(239)
|
(248)
|
(255)
|
(259)
|
(268)
|
(266)
|
(257)
|
(255)
|
(237)
|
(232)
|
(241)
|
(234)
|
(244)
|
(250)
|
(248)
|
(251)
|
(253)
|
(253)
|
(254)
|
(259)
|
(267)
|
(281)
|
(264)
|
(271)
|
(289)
|
(289)
|
(322)
|
(325)
|
(301)
|
(287)
|
(271)
|
(256)
|
(254)
|
(251)
|
(253)
|
(256)
|
(260)
|
|
Gross Profit |
553
N/A
|
650
+17%
|
754
+16%
|
793
+5%
|
804
+1%
|
819
+2%
|
826
+1%
|
827
+0%
|
862
+4%
|
875
+1%
|
891
+2%
|
794
-11%
|
792
0%
|
780
-2%
|
773
-1%
|
907
+17%
|
943
+4%
|
992
+5%
|
1 052
+6%
|
1 080
+3%
|
1 109
+3%
|
1 130
+2%
|
1 125
0%
|
1 139
+1%
|
1 131
-1%
|
1 157
+2%
|
1 188
+3%
|
1 198
+1%
|
1 205
+1%
|
1 189
-1%
|
1 158
-3%
|
1 129
-3%
|
1 114
-1%
|
1 089
-2%
|
1 075
-1%
|
1 064
-1%
|
1 052
-1%
|
1 045
-1%
|
1 037
-1%
|
1 039
+0%
|
1 045
+1%
|
|
Operating Income | ||||||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(355)
|
(422)
|
(477)
|
(494)
|
(496)
|
(496)
|
(498)
|
(552)
|
(580)
|
(592)
|
(601)
|
(556)
|
(551)
|
(546)
|
(550)
|
(559)
|
(619)
|
(655)
|
(692)
|
(726)
|
(704)
|
(702)
|
(687)
|
(680)
|
(674)
|
(665)
|
(656)
|
(673)
|
(679)
|
(685)
|
(700)
|
(682)
|
(680)
|
(681)
|
(681)
|
(677)
|
(683)
|
(694)
|
(688)
|
(692)
|
(689)
|
|
Selling, General & Administrative |
(275)
|
(324)
|
(366)
|
(377)
|
(379)
|
(381)
|
(381)
|
(434)
|
(454)
|
(462)
|
(467)
|
(420)
|
(415)
|
(412)
|
(416)
|
(423)
|
(474)
|
(501)
|
(521)
|
(549)
|
(527)
|
(530)
|
(526)
|
(523)
|
(525)
|
(518)
|
(509)
|
(524)
|
(527)
|
(531)
|
(544)
|
(525)
|
(523)
|
(525)
|
(526)
|
(522)
|
(521)
|
(532)
|
(529)
|
(533)
|
(536)
|
|
Depreciation & Amortization |
(14)
|
(18)
|
(22)
|
(25)
|
(27)
|
(29)
|
(30)
|
(31)
|
(33)
|
(35)
|
(35)
|
(35)
|
(35)
|
(34)
|
(34)
|
(35)
|
(40)
|
(42)
|
(44)
|
(45)
|
(41)
|
(41)
|
(40)
|
(40)
|
(41)
|
(41)
|
(42)
|
(43)
|
(43)
|
(44)
|
(45)
|
(49)
|
(50)
|
(50)
|
(50)
|
(48)
|
(51)
|
(50)
|
(49)
|
(48)
|
(42)
|
|
Other Operating Expenses |
(67)
|
(80)
|
(88)
|
(91)
|
(90)
|
(86)
|
(86)
|
(86)
|
(93)
|
(95)
|
(98)
|
(100)
|
(101)
|
(101)
|
(100)
|
(102)
|
(105)
|
(112)
|
(127)
|
(132)
|
(135)
|
(131)
|
(121)
|
(116)
|
(108)
|
(106)
|
(105)
|
(107)
|
(109)
|
(110)
|
(110)
|
(107)
|
(107)
|
(105)
|
(105)
|
(108)
|
(111)
|
(112)
|
(111)
|
(110)
|
(111)
|
|
Operating Income |
198
N/A
|
228
+15%
|
277
+21%
|
300
+8%
|
309
+3%
|
323
+5%
|
329
+2%
|
275
-16%
|
282
+3%
|
283
+0%
|
290
+3%
|
238
-18%
|
242
+1%
|
234
-3%
|
223
-5%
|
348
+56%
|
325
-7%
|
337
+4%
|
360
+7%
|
354
-2%
|
405
+15%
|
428
+6%
|
438
+2%
|
460
+5%
|
457
-1%
|
492
+8%
|
532
+8%
|
525
-1%
|
526
+0%
|
504
-4%
|
459
-9%
|
447
-2%
|
434
-3%
|
408
-6%
|
394
-4%
|
387
-2%
|
369
-5%
|
351
-5%
|
349
-1%
|
348
0%
|
356
+2%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Interest Income Expense |
(73)
|
(104)
|
(140)
|
(154)
|
(167)
|
(171)
|
(174)
|
(179)
|
(187)
|
(190)
|
(192)
|
(189)
|
(190)
|
(194)
|
(193)
|
(202)
|
(202)
|
(211)
|
(230)
|
(244)
|
(249)
|
(246)
|
(243)
|
(231)
|
(230)
|
(227)
|
(214)
|
(212)
|
(209)
|
(186)
|
(180)
|
(168)
|
(170)
|
(158)
|
(151)
|
(149)
|
(153)
|
(166)
|
(178)
|
(190)
|
(202)
|
|
Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(11)
|
(11)
|
(109)
|
(43)
|
(17)
|
(34)
|
95
|
85
|
136
|
190
|
313
|
281
|
202
|
93
|
(84)
|
(112)
|
(116)
|
(339)
|
|
Total Other Income |
(4)
|
(4)
|
0
|
(0)
|
0
|
2
|
2
|
2
|
2
|
2
|
3
|
4
|
6
|
5
|
4
|
13
|
9
|
11
|
13
|
3
|
1
|
(6)
|
(9)
|
(19)
|
(15)
|
(13)
|
(15)
|
(3)
|
(0)
|
(2)
|
2
|
(16)
|
(18)
|
(17)
|
(16)
|
3
|
2
|
3
|
(0)
|
4
|
5
|
|
Pre-Tax Income |
121
N/A
|
119
-1%
|
137
+14%
|
145
+6%
|
142
-2%
|
154
+9%
|
157
+2%
|
99
-37%
|
98
-1%
|
95
-3%
|
101
+6%
|
53
-47%
|
57
+8%
|
45
-22%
|
33
-26%
|
159
+381%
|
131
-17%
|
137
+5%
|
143
+4%
|
113
-21%
|
157
+39%
|
176
+13%
|
187
+6%
|
199
+7%
|
201
+1%
|
142
-29%
|
260
+83%
|
292
+13%
|
283
-3%
|
411
+45%
|
366
-11%
|
399
+9%
|
437
+9%
|
546
+25%
|
508
-7%
|
442
-13%
|
311
-30%
|
105
-66%
|
58
-45%
|
46
-21%
|
(180)
N/A
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(46)
|
(45)
|
(51)
|
(51)
|
(49)
|
(52)
|
(52)
|
(36)
|
(27)
|
(23)
|
(21)
|
(14)
|
(38)
|
(40)
|
(40)
|
(72)
|
(51)
|
(48)
|
(46)
|
(45)
|
(47)
|
(41)
|
(42)
|
(28)
|
(32)
|
(33)
|
(57)
|
(74)
|
(70)
|
(93)
|
(82)
|
(87)
|
(85)
|
(113)
|
(112)
|
(98)
|
(116)
|
(68)
|
(55)
|
(54)
|
(26)
|
|
Income from Continuing Operations |
75
|
75
|
85
|
94
|
93
|
102
|
105
|
63
|
71
|
72
|
80
|
40
|
19
|
5
|
(7)
|
87
|
80
|
89
|
97
|
68
|
110
|
135
|
145
|
172
|
169
|
109
|
203
|
219
|
213
|
318
|
284
|
312
|
351
|
432
|
396
|
344
|
195
|
37
|
3
|
(9)
|
(206)
|
|
Income to Minority Interest |
2
|
6
|
8
|
8
|
5
|
1
|
1
|
(1)
|
(2)
|
(3)
|
(6)
|
46
|
60
|
68
|
70
|
6
|
4
|
(5)
|
(7)
|
15
|
6
|
8
|
8
|
0
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Net Income (Common) |
75
N/A
|
79
+5%
|
92
+16%
|
100
+9%
|
104
+4%
|
110
+6%
|
114
+4%
|
73
-36%
|
45
-38%
|
41
-8%
|
43
+5%
|
53
+22%
|
77
+45%
|
73
-5%
|
64
-13%
|
93
+47%
|
83
-11%
|
83
0%
|
89
+7%
|
82
-8%
|
116
+42%
|
143
+24%
|
154
+7%
|
172
+12%
|
168
-2%
|
108
-36%
|
202
+87%
|
218
+8%
|
212
-3%
|
317
+50%
|
283
-11%
|
312
+10%
|
351
+12%
|
432
+23%
|
396
-8%
|
344
-13%
|
195
-43%
|
37
-81%
|
3
-91%
|
(9)
N/A
|
(206)
-2 220%
|
|
EPS (Diluted) |
2.67
N/A
|
2.8
+5%
|
3.33
+19%
|
3.66
+10%
|
3.77
+3%
|
4.02
+7%
|
4.24
+5%
|
2.85
-33%
|
1.69
-41%
|
1.59
-6%
|
1.67
+5%
|
2.04
+22%
|
2.95
+45%
|
2.78
-6%
|
2.41
-13%
|
3.49
+45%
|
3.15
-10%
|
3.14
0%
|
3.37
+7%
|
2.7
-20%
|
4.06
+50%
|
4.56
+12%
|
4.89
+7%
|
5.42
+11%
|
5.33
-2%
|
3.44
-35%
|
6.4
+86%
|
6.84
+7%
|
6.68
-2%
|
9.96
+49%
|
9.01
-10%
|
9.93
+10%
|
11.26
+13%
|
15.7
+39%
|
14.99
-5%
|
13.27
-11%
|
7.46
-44%
|
1.5
-80%
|
0.13
-91%
|
-0.36
N/A
|
-8.72
-2 322%
|