Encore Capital Group Inc
NASDAQ:ECPG

Watchlist Manager
Encore Capital Group Inc Logo
Encore Capital Group Inc
NASDAQ:ECPG
Watchlist
Price: 39.04 USD -5.08% Market Closed
Market Cap: 911.6m USD
Section:
Relative Value
Relative Value
Valuation Multiples
Multiples Across Competitors
See Also

Relative Value

The Relative Value of one ECPG stock under the Base Case scenario is 155.68 USD. Compared to the current market price of 39.04 USD, Encore Capital Group Inc is Undervalued by 75%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

ECPG Relative Value
Base Case
155.68 USD
Undervaluation 75%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

0.7
P/S
P/S
Price to Sales
0.7
vs History
84
vs Industry
82
Median 3Y
0.9
Median 5Y
0.9
Industry
3.3
Forward
0.6
More Details
Negative
P/E
P/E
Price to Earnings
N/A
vs History
vs Industry
55
Median 3Y
-5.2
Median 5Y
3.9
Industry
15.8
Forward
5.8
More Details
6.1
P/OCF
P/OCF
Price to OCF
6.1
vs History
20
vs Industry
37
Median 3Y
6.2
Median 5Y
5.7
Industry
10.4
More Details
5.9
P/FCFE
P/FCFE
Price to FCFE
5.9
vs History
23
vs Industry
40
Median 3Y
5.8
Median 5Y
3.7
Industry
13
More Details
1.1
P/B
P/B
Price to Book Value
1.1
vs History
22
vs Industry
44
Median 3Y
1
Median 5Y
1.1
Industry
1.3
More Details
3.3
EV/S
EV/S
Enterprise Value to Sales
3.3
vs History
19
vs Industry
51
Median 3Y
3.2
Median 5Y
3.1
Industry
4.9
Forward
2.8
More Details
4.2
EV/GP
EV/GP
Enterprise Value to Gross Profit
4.2
vs History
17
vs Industry
52
Median 3Y
4.1
Median 5Y
3.9
Industry
7.2
More Details
19.9
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
19.9
vs History
9
vs Industry
35
Median 3Y
11.7
Median 5Y
9.5
Industry
14.3
Forward
8.5
More Details
23.2
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
23.2
vs History
9
vs Industry
30
Median 3Y
13.1
Median 5Y
10.8
Industry
14.7
Forward
9
More Details
30
EV/OCF
EV/OCF
Enterprise Value to OCF
30
vs History
0
vs Industry
13
Median 3Y
24.4
Median 5Y
18.4
Industry
12.5
More Details
37.3
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
37.3
vs History
0
vs Industry
12
Median 3Y
29.6
Median 5Y
22.3
Industry
13.4
More Details
1
EV/IC
EV/IC
Enterprise Value to IC
1
vs History
25
vs Industry
36
Median 3Y
1
Median 5Y
1
Industry
1
More Details

Multiples Across Competitors

ECPG Competitors Multiples
Encore Capital Group Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
Encore Capital Group Inc
NASDAQ:ECPG
917.8m USD 0.7 -7.9 19.9 23.2
US
American Express Co
NYSE:AXP
223.9B USD 3.1 22.1 25.2 28.6
US
Capital One Financial Corp
NYSE:COF
140.7B USD 3.5 30.8 56.4 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.7T INR 8.2 34.1 27.8 28.6
US
Discover Financial Services
NYSE:DFS
50.4B USD 2.3 9.1 216.5 0
US
Synchrony Financial
NYSE:SYF
26.9B USD 1.4 9.3 91.2 0
US
SoFi Technologies Inc
NASDAQ:SOFI
23.4B USD 8.4 49.6 125.8 0
KZ
Kaspi.kz AO
NASDAQ:KSPI
15.5B USD 0 0 0 0
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.3T INR 5.1 30.2 35.6 36.7
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.3T INR 3 13.2 20.5 21.3
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.7 4.3 8.6 12.3

See Also

Summary
ECPG intrinsic value, competitors valuation, and company profile.
DCF Valuation
ECPG stock valuation using Discount Cash Flow valuation method.
Relative Valuation
ECPG stock valuation using valuation multiples.
Wall Street Estimates
ECPG price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
ECPG stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
Back to Top
ALPHA SPREAD
Follow us
Join more than 267,100+ value investors using Alpha Spread
Create Free Account
or see our plans & pricing

Company

About Us Careers Pricing Affiliate Program Terms of Service Privacy Policy

Help

What is Intrinsic Value? Help Center Contact Us

Tools

Stock Screener Intrinsic Value Calculator DCF Value Calculator Discount Rate Calculator

Stocks

Most Undervalued Stocks Wide Economic Moat Stocks High Profitability Stocks High Solvency Stocks Most Popular Stocks

© 2025 Alpha Spread Limited. All Rights Reserved.

www.alphaspread.com is not operated by a broker, a dealer, or a registered investment adviser. Under no circumstances does any information posted on www.alphaspread.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. In no event shall Alpha Spread Limited be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on www.alphaspread.com, or relating to the use of, or inability to use, www.alphaspread.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance.