Encore Capital Group Inc
NASDAQ:ECPG

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Encore Capital Group Inc
NASDAQ:ECPG
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Price: 38.99 USD -1.37% Market Closed
Market Cap: 910.4m USD

Relative Value

The Relative Value of one ECPG stock under the Base Case scenario is 151.23 USD. Compared to the current market price of 38.99 USD, Encore Capital Group Inc is Undervalued by 74%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

ECPG Relative Value
Base Case
151.23 USD
Undervaluation 74%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
90
vs Industry
82
Median 3Y
0.9
Median 5Y
0.9
Industry
3.1
Forward
0.6
vs History
vs Industry
55
Median 3Y
-5.1
Median 5Y
4
Industry
14.9
Forward
5.8
vs History
30
vs Industry
37
Median 3Y
6.1
Median 5Y
5.6
Industry
10
vs History
25
vs Industry
40
Median 3Y
5.3
Median 5Y
3.7
Industry
12.5
vs History
28
vs Industry
44
Median 3Y
1
Median 5Y
1.1
Industry
1.3
vs History
23
vs Industry
51
Median 3Y
3.2
Median 5Y
3.1
Industry
4.7
Forward
2.8
vs History
19
vs Industry
52
Median 3Y
4.1
Median 5Y
3.9
Industry
6.9
vs History
9
vs Industry
35
Median 3Y
10.7
Median 5Y
9.4
Industry
13.8
Forward
8.5
vs History
9
vs Industry
30
Median 3Y
12.2
Median 5Y
10.6
Industry
14
Forward
9
vs History
0
vs Industry
13
Median 3Y
23.8
Median 5Y
17.2
Industry
12.1
vs History
0
vs Industry
12
Median 3Y
29.5
Median 5Y
20
Industry
13.2
vs History
26
vs Industry
36
Median 3Y
1
Median 5Y
1
Industry
0.9

Multiples Across Competitors

ECPG Competitors Multiples
Encore Capital Group Inc Competitors

Market Cap P/S P/E EV/EBITDA EV/EBIT
US
Encore Capital Group Inc
NASDAQ:ECPG
916.7m USD 0.7 -7.9 19.9 23.2
US
American Express Co
NYSE:AXP
216.3B USD 3 21.3 24.7 28
US
Capital One Financial Corp
NYSE:COF
133.2B USD 3.4 29.1 54 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.6T INR 8.2 33.9 27.7 28.5
US
Discover Financial Services
NYSE:DFS
50.4B USD 2.3 9.1 216.5 0
US
Synchrony Financial
NYSE:SYF
24.7B USD 1.3 8.6 86.7 0
US
SoFi Technologies Inc
NASDAQ:SOFI
17.8B USD 6.3 37.6 98.9 0
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.4T INR 5.3 31.7 36.4 37.6
KZ
Kaspi.kz AO
NASDAQ:KSPI
15.6B USD 0 0 0 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.3T INR 3.1 13.3 20.5 21.4
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.7 4.3 8.6 12.3