H

HDB Financial Services Ltd
NSE:HDBFS

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HDB Financial Services Ltd
NSE:HDBFS
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Price: 748.1 INR -0.7% Market Closed
Market Cap: 619.4B INR

Relative Value

The Relative Value of one HDBFS stock under the Base Case scenario is 1 101.2 INR. Compared to the current market price of 748.1 INR, HDB Financial Services Ltd is Undervalued by 32%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

HDBFS Relative Value
Base Case
1 101.2 INR
Undervaluation 32%
Relative Value
Price
H
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
37
vs Industry
Median 3Y
3.5
Median 5Y
3.5
Industry
3.3
Forward
5.2
vs History
37
vs Industry
Median 3Y
28.6
Median 5Y
28.6
Industry
15.6
Forward
23.7
vs History
vs Industry
Median 3Y
-4.6
Median 5Y
-4.6
Industry
10.2
vs History
vs Industry
Median 3Y
-11.6
Median 5Y
-11.6
Industry
12
vs History
62
vs Industry
Median 3Y
3.3
Median 5Y
3.3
Industry
1.4
vs History
37
vs Industry
Median 3Y
8.7
Median 5Y
8.7
Industry
5
Forward
12.7
vs History
vs Industry
Median 3Y
0
Median 5Y
0
Industry
7.4
vs History
62
vs Industry
Median 3Y
12.3
Median 5Y
12.3
Industry
14.2
Forward
42.4
vs History
37
vs Industry
Median 3Y
12.3
Median 5Y
12.3
Industry
14.9
Forward
30.3
vs History
vs Industry
Median 3Y
-11.1
Median 5Y
-11.1
Industry
12.7
vs History
vs Industry
Median 3Y
-11
Median 5Y
-11
Industry
13.6
vs History
62
vs Industry
Median 3Y
1.4
Median 5Y
1.4
Industry
1

Multiples Across Competitors

HDBFS Competitors Multiples
HDB Financial Services Ltd Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
IN
HDB Financial Services Ltd
NSE:HDBFS
620.6B INR 3.6 28.8 12.2 12.4
US
American Express Co
NYSE:AXP
258.8B USD 3.4 24.9 27.3 30.8
US
Capital One Financial Corp
NYSE:COF
158.4B USD 3.3 144.9 46.8 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
6T INR 7.9 32.6 27.3 28.1
US
Discover Financial Services
NYSE:DFS
50.3B USD 2.3 9.1 281.2 0
US
SoFi Technologies Inc
NASDAQ:SOFI
33B USD 9.9 51.6 158.9 0
US
Synchrony Financial
NYSE:SYF
32.3B USD 1.7 9.3 94.4 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.8T INR 4.1 18.6 23.6 24.6
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.5T INR 6.3 21 24.5 24.8
IN
Tata Capital Ltd
NSE:TATACAP
1.5T INR 4.6 37 13.5 13.7
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.4T INR 5.2 31.1 29.8 30.8