LendingClub Corp
NYSE:LC
Balance Sheet
Balance Sheet Decomposition
LendingClub Corp
LendingClub Corp
Balance Sheet
LendingClub Corp
| Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||
| Cash & Cash Equivalents |
53
|
49
|
870
|
624
|
516
|
402
|
373
|
244
|
525
|
687
|
1 057
|
1 253
|
954
|
906
|
|
| Cash |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
36
|
23
|
15
|
16
|
0
|
|
| Cash Equivalents |
53
|
49
|
870
|
624
|
516
|
402
|
373
|
244
|
525
|
652
|
1 034
|
1 238
|
939
|
906
|
|
| Total Receivables |
6
|
35
|
26
|
44
|
49
|
46
|
42
|
32
|
15
|
0
|
0
|
0
|
40
|
44
|
|
| Accounts Receivables |
0
|
0
|
2
|
5
|
8
|
10
|
19
|
19
|
10
|
0
|
0
|
0
|
0
|
0
|
|
| Other Receivables |
6
|
34
|
25
|
39
|
42
|
36
|
22
|
13
|
5
|
0
|
0
|
0
|
0
|
0
|
|
| Net Loans |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
10 149
|
7 909
|
6 635
|
|
| Investments |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1 915
|
3 705
|
3 909
|
|
| Other Current Assets |
2
|
4
|
7
|
16
|
17
|
23
|
26
|
15
|
17
|
0
|
0
|
0
|
0
|
0
|
|
| Total Current Assets |
60
|
87
|
903
|
684
|
582
|
471
|
440
|
291
|
557
|
687
|
1 057
|
1 253
|
994
|
962
|
|
| PP&E Net |
2
|
13
|
27
|
56
|
89
|
102
|
114
|
208
|
171
|
175
|
200
|
188
|
189
|
267
|
|
| PP&E Gross |
2
|
13
|
27
|
56
|
89
|
102
|
114
|
208
|
171
|
175
|
200
|
188
|
189
|
267
|
|
| Accumulated Depreciation |
1
|
2
|
8
|
24
|
42
|
70
|
105
|
95
|
98
|
98
|
103
|
106
|
113
|
129
|
|
| Intangible Assets |
0
|
0
|
36
|
31
|
26
|
22
|
18
|
15
|
11
|
21
|
16
|
12
|
9
|
7
|
|
| Goodwill |
0
|
0
|
73
|
73
|
36
|
36
|
0
|
0
|
0
|
76
|
76
|
76
|
76
|
76
|
|
| Note Receivable |
781
|
1 829
|
2 799
|
4 556
|
4 312
|
2 932
|
1 883
|
1 079
|
637
|
2 985
|
4 761
|
5 220
|
5 553
|
6 233
|
|
| Long-Term Investments |
1
|
0
|
1
|
298
|
297
|
715
|
1 013
|
1 037
|
322
|
708
|
1 420
|
1 663
|
3 497
|
3 755
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
8
|
12
|
47
|
81
|
179
|
246
|
273
|
245
|
104
|
77
|
241
|
193
|
160
|
109
|
|
| Other Assets |
0
|
2
|
78
|
88
|
77
|
153
|
78
|
108
|
62
|
248
|
284
|
298
|
228
|
235
|
|
| Total Assets |
851
N/A
|
1 943
+128%
|
3 890
+100%
|
5 794
+49%
|
5 563
-4%
|
4 641
-17%
|
3 820
-18%
|
2 982
-22%
|
1 863
-38%
|
4 900
+163%
|
7 980
+63%
|
8 827
+11%
|
10 631
+20%
|
11 568
+9%
|
|
| Liabilities | |||||||||||||||
| Accounts Payable |
1
|
5
|
6
|
6
|
11
|
9
|
7
|
11
|
4
|
101
|
98
|
157
|
173
|
183
|
|
| Accrued Liabilities |
10
|
27
|
57
|
96
|
127
|
128
|
149
|
235
|
174
|
92
|
77
|
38
|
29
|
16
|
|
| Short-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
3 136
|
6 393
|
7 682
|
9 093
|
9 894
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
57
|
148
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Deposits |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
10 689
|
9 870
|
9 285
|
|
| Other Interest Bearing Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1 060
|
1 400
|
0
|
|
| Other Current Liabilities |
787
|
1 844
|
2 852
|
4 645
|
4 447
|
143
|
149
|
98
|
40
|
111
|
117
|
130
|
114
|
70
|
|
| Total Current Liabilities |
799
|
1 875
|
2 915
|
4 746
|
4 584
|
281
|
362
|
491
|
218
|
3 440
|
6 685
|
8 008
|
9 408
|
10 163
|
|
| Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
3 299
|
2 564
|
1 562
|
895
|
610
|
130
|
19
|
0
|
0
|
|
| Deferred Income Tax |
0
|
0
|
1
|
3
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Minority Interest |
0
|
0
|
0
|
0
|
0
|
5
|
2
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Liabilities |
0
|
0
|
1
|
3
|
3
|
133
|
22
|
30
|
27
|
0
|
0
|
223
|
221
|
234
|
|
| Total Liabilities |
799
N/A
|
1 875
+135%
|
2 917
+56%
|
4 752
+63%
|
4 587
-3%
|
3 718
-19%
|
2 950
-21%
|
2 082
-29%
|
1 139
-45%
|
4 050
+256%
|
6 816
+68%
|
7 576
+11%
|
9 289
+23%
|
10 067
+8%
|
|
| Equity | |||||||||||||||
| Common Stock |
103
|
103
|
4
|
4
|
4
|
4
|
4
|
1
|
1
|
1
|
1
|
1
|
89
|
88
|
|
| Retained Earnings |
58
|
50
|
83
|
88
|
234
|
389
|
518
|
549
|
786
|
768
|
428
|
389
|
337
|
202
|
|
| Additional Paid In Capital |
7
|
15
|
1 053
|
1 128
|
1 226
|
1 327
|
1 402
|
1 468
|
1 508
|
1 610
|
1 629
|
1 670
|
1 702
|
1 719
|
|
| Treasury Stock |
0
|
0
|
0
|
0
|
20
|
20
|
20
|
20
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Equity |
0
|
0
|
0
|
2
|
1
|
0
|
0
|
1
|
2
|
7
|
38
|
30
|
24
|
18
|
|
| Total Equity |
52
N/A
|
68
+30%
|
973
+1 329%
|
1 042
+7%
|
976
-6%
|
923
-5%
|
869
-6%
|
900
+4%
|
724
-20%
|
850
+17%
|
1 164
+37%
|
1 252
+8%
|
1 342
+7%
|
1 500
+12%
|
|
| Total Liabilities & Equity |
851
N/A
|
1 943
+128%
|
3 890
+100%
|
5 794
+49%
|
5 563
-4%
|
4 641
-17%
|
3 820
-18%
|
2 982
-22%
|
1 863
-38%
|
4 900
+163%
|
7 980
+63%
|
8 827
+11%
|
10 631
+20%
|
11 568
+9%
|
|
| Shares Outstanding | |||||||||||||||
| Common Shares Outstanding |
72
|
72
|
74
|
76
|
80
|
84
|
86
|
89
|
88
|
101
|
107
|
110
|
113
|
115
|
|