MoneyLion Inc
NYSE:ML
Income Statement
Earnings Waterfall
MoneyLion Inc
Income Statement
MoneyLion Inc
| Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||
| Interest Expense |
3
|
4
|
5
|
6
|
7
|
12
|
18
|
24
|
30
|
31
|
31
|
30
|
29
|
28
|
27
|
27
|
24
|
|
| Revenue |
79
N/A
|
96
+21%
|
117
+22%
|
138
+18%
|
171
+24%
|
208
+21%
|
257
+24%
|
301
+17%
|
341
+13%
|
365
+7%
|
384
+5%
|
405
+6%
|
423
+4%
|
451
+6%
|
475
+5%
|
500
+5%
|
546
+9%
|
|
| Gross Profit | ||||||||||||||||||
| Cost of Revenue |
(4)
|
(13)
|
(23)
|
(33)
|
(44)
|
(55)
|
(74)
|
(92)
|
(106)
|
(115)
|
(118)
|
(122)
|
(126)
|
(128)
|
(130)
|
(136)
|
(146)
|
|
| Gross Profit |
75
N/A
|
83
+10%
|
94
+14%
|
106
+12%
|
127
+20%
|
152
+20%
|
183
+20%
|
209
+15%
|
234
+12%
|
250
+7%
|
266
+7%
|
284
+7%
|
297
+5%
|
323
+9%
|
345
+7%
|
365
+6%
|
399
+10%
|
|
| Operating Income | ||||||||||||||||||
| Operating Expenses |
(110)
|
(118)
|
(144)
|
(176)
|
(200)
|
(256)
|
(299)
|
(325)
|
(333)
|
(458)
|
(312)
|
(305)
|
(302)
|
(340)
|
(328)
|
(345)
|
(373)
|
|
| Selling, General & Administrative |
(66)
|
(68)
|
(80)
|
(100)
|
(118)
|
(146)
|
(170)
|
(180)
|
(191)
|
(188)
|
(179)
|
(175)
|
(165)
|
(171)
|
(185)
|
(198)
|
(215)
|
|
| Depreciation & Amortization |
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Operating Expenses |
(43)
|
(50)
|
(65)
|
(76)
|
(82)
|
(109)
|
(129)
|
(144)
|
(142)
|
(270)
|
(134)
|
(130)
|
(137)
|
(169)
|
(143)
|
(147)
|
(158)
|
|
| Operating Income |
(35)
N/A
|
(36)
-2%
|
(50)
-41%
|
(70)
-40%
|
(73)
-5%
|
(103)
-41%
|
(117)
-13%
|
(116)
+1%
|
(99)
+15%
|
(208)
-111%
|
(46)
+78%
|
(21)
+55%
|
(5)
+75%
|
(17)
-227%
|
17
N/A
|
20
+17%
|
27
+36%
|
|
| Pre-Tax Income | ||||||||||||||||||
| Interest Income Expense |
(7)
|
(41)
|
(53)
|
(47)
|
(49)
|
(14)
|
(10)
|
(24)
|
(30)
|
(31)
|
(31)
|
(30)
|
(29)
|
(28)
|
(27)
|
(27)
|
(24)
|
|
| Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(137)
|
0
|
(164)
|
(164)
|
(26)
|
0
|
0
|
0
|
(1)
|
|
| Total Other Income |
0
|
(31)
|
(46)
|
(51)
|
(47)
|
(18)
|
8
|
25
|
51
|
54
|
50
|
42
|
14
|
15
|
10
|
10
|
8
|
|
| Pre-Tax Income |
(42)
N/A
|
(108)
-160%
|
(149)
-37%
|
(168)
-13%
|
(169)
-1%
|
(134)
+21%
|
(118)
+12%
|
(115)
+3%
|
(215)
-87%
|
(186)
+14%
|
(191)
-3%
|
(173)
+9%
|
(46)
+73%
|
(30)
+34%
|
(1)
+96%
|
3
N/A
|
10
+203%
|
|
| Net Income | ||||||||||||||||||
| Tax Provision |
0
|
0
|
0
|
0
|
(0)
|
28
|
28
|
28
|
26
|
(3)
|
(3)
|
(3)
|
1
|
1
|
3
|
0
|
(0)
|
|
| Income from Continuing Operations |
(42)
|
(108)
|
(149)
|
(168)
|
(170)
|
(106)
|
(90)
|
(86)
|
(189)
|
(188)
|
(193)
|
(176)
|
(45)
|
(29)
|
2
|
3
|
9
|
|
| Income to Minority Interest |
(8)
|
(9)
|
(10)
|
(11)
|
(13)
|
(10)
|
(7)
|
(3)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Net Income (Common) |
(67)
N/A
|
(135)
-101%
|
(177)
-31%
|
(141)
+20%
|
(140)
+1%
|
(70)
+50%
|
(48)
+32%
|
(95)
-99%
|
(196)
-107%
|
(196)
0%
|
(196)
+0%
|
(177)
+9%
|
(45)
+75%
|
(26)
+41%
|
2
N/A
|
3
+68%
|
9
+184%
|
|
| EPS (Diluted) |
-7.63
N/A
|
-15.31
-101%
|
-442
-2 787%
|
-19.27
+96%
|
-43.59
-126%
|
-9.03
+79%
|
-6.02
+33%
|
-11.53
-92%
|
-24.18
-110%
|
-22.54
+7%
|
-21.3
+6%
|
-17.39
+18%
|
-4.63
+73%
|
-2.22
+52%
|
0.15
N/A
|
0.29
+93%
|
0.76
+162%
|
|