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MoneyLion Inc
NYSE:ML

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MoneyLion Inc Logo
MoneyLion Inc
NYSE:ML
Watchlist
Price: 72.83 USD 0.79%
Updated: Mar 28, 2024

Intrinsic Value

MoneyLion, Inc. is an all-in-one, digital financial platform that provides banking, borrowing and investing solutions tailored for its customers, rooted in data and delivered through its technology pl... [ Read More ]

The intrinsic value of one ML stock under the Base Case scenario is 79.3 USD. Compared to the current market price of 72.83 USD, MoneyLion Inc is Undervalued by 8%.

Key Points:
ML Intrinsic Value
Base Case
79.3 USD
Undervaluation 8%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
MoneyLion Inc

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Fundamental Analysis

How can I assist you today?

Provide an overview
of MoneyLion Inc's business.

What risks and challenges
does MoneyLion Inc face in the near future?

Summarize the latest earnings report
of MoneyLion Inc.

Provide P/E
for MoneyLion Inc and its competitors.

Financials

Balance Sheet Decomposition
MoneyLion Inc

Current Assets 287m
Cash & Short-Term Investments 92.2m
Receivables 188.8m
Other Current Assets 6m
Non-Current Assets 228.3m
PP&E 8m
Intangibles 176.5m
Other Non-Current Assets 43.7m
Current Liabilities 59.4m
Accounts Payable 52.4m
Accrued Liabilities 7m
Non-Current Liabilities 198.7m
Long-Term Debt 189.8m
Other Non-Current Liabilities 8.9m
Efficiency

Earnings Waterfall
MoneyLion Inc

Revenue
423.4m USD
Cost of Revenue
-126.4m USD
Gross Profit
297.1m USD
Operating Expenses
-302.4m USD
Operating Income
-5.3m USD
Other Expenses
-39.2m USD
Net Income
-44.6m USD

Free Cash Flow Analysis
MoneyLion Inc

Last Value
3-Years Average
FCF Margin
Conversion Rate
History
Components
Chart
Table
What is Free Cash Flow?
Fundamental Scores

ML Profitability Score
Profitability Due Diligence

MoneyLion Inc's profitability score is 37/100. The higher the profitability score, the more profitable the company is.

Exceptional 3-Years Revenue Growth
Positive Gross Profit
Exceptional 1-Year Revenue Growth
Positive Free Cash Flow
37/100
Profitability
Score

MoneyLion Inc's profitability score is 37/100. The higher the profitability score, the more profitable the company is.

ML Solvency Score
Solvency Due Diligence

MoneyLion Inc's solvency score is 42/100. The higher the solvency score, the more solvent the company is.

Short-Term Solvency
Long-Term Solvency
Low D/E
Positive Net Debt
42/100
Solvency
Score

MoneyLion Inc's solvency score is 42/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

ML Price Targets Summary
MoneyLion Inc

Wall Street analysts forecast ML stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for ML is 79.09 USD with a low forecast of 31.01 USD and a high forecast of 107.1 USD.

Lowest
Price Target
31.01 USD
57% Downside
Average
Price Target
79.09 USD
9% Upside
Highest
Price Target
107.1 USD
47% Upside
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

Ownership

ML Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Shareholder Return

ML Price
MoneyLion Inc

1M 1M
+48%
6M 6M
+251%
1Y 1Y
+347%
3Y 3Y
-76%
5Y 5Y
-75%
10Y 10Y
-75%
Annual Price Range
72.83
52w Low
9.02
52w High
75.8
Price Metrics
Average Annual Return -44.94%
Standard Deviation of Annual Returns 52.6%
Max Drawdown -98%
Shares Statistics
Market Capitalization 758.3m USD
Shares Outstanding 10 520 000
Percentage of Shares Shorted 2.29%

ML Return Decomposition
Main factors of price return

What is price return decomposition?

Company Profile

MoneyLion Inc Logo
MoneyLion Inc

Country

China

Industry

Financial Services

Market Cap

758.3m USD

Dividend Yield

0%

Description

MoneyLion, Inc. is an all-in-one, digital financial platform that provides banking, borrowing and investing solutions tailored for its customers, rooted in data and delivered through its technology platform. The company is headquartered in New York City, New York and currently employs 556 full-time employees. The company went IPO on 2020-06-26. The firm provides mobile banking and financial membership platform that enables people to take control of their finances. The company offers a digital financial platform that provides banking, borrowing and investing solutions. MoneyLion's platform offers a range of financial services, including loans, credit cards, mortgages, savings and insurance products. Its product platform includes RoarMoney, MoneyLion Investing, Instacash Earned Income Advances, Credit Builder Plus and Financial Heartbeat. Its RoarMoney is a digital demand deposit account with zero minimums, features, and rewards. MoneyLion Investing is an online investment account that offers access to separately managed accounts invested based on model portfolios comprised of exchange-traded funds (ETFs). Instacash is its 0% annual percentage rate (APR) advance product that gives customers access to their recurring income deposits.

Contact

NEW YORK
New York City
30 West 21St Street, 9Th Floor
+18887046970.0
https://www.moneylion.com/

IPO

2020-06-26

Employees

556

Officers

Co-Founder, CEO & Director
Mr. Diwakar M Choubey
CFO, Treasurer & President
Mr. Richard Correia
Chief Product Officer
Mr. Timmie Hong
Chief Accounting Officer
Mr. Mark Torossian
Head of Investor Relations
Mr. Sean Michael Horgan
Chief Legal Officer & Secretary
Mr. Adam VanWagner
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Chief Customer Officer
Ms. Cynthia Kleinbaum
Chief Content Officer
Jeff Frommer
Show Less

See Also

Discover More
What is the Intrinsic Value of one ML stock?

The intrinsic value of one ML stock under the Base Case scenario is 79.3 USD.

Is ML stock undervalued or overvalued?

Compared to the current market price of 72.83 USD, MoneyLion Inc is Undervalued by 8%.