MoneyLion Inc
NYSE:ML

Watchlist Manager
MoneyLion Inc Logo
MoneyLion Inc
NYSE:ML
Watchlist
Price: 85.9 USD 0.23% Market Closed
Market Cap: 972.4m USD

Profitability Summary

We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

Past Growth

Analyzing past growth in Revenue, Operating Income, and Net Income allows investors to assess the company's profitability and operational efficiency. Consistent improvement in these metrics typically signals long-term strength and stability.

Show More Less

Margins

Profit margins represent what percentage of sales has turned into profits. Simply put, the percentage figure indicates how many cents of profit the company has generated for each dollar of sale.

Profit margins help investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Show More Less

Earnings Waterfall
MoneyLion Inc

Revenue
545.9m USD
Cost of Revenue
-146.4m USD
Gross Profit
399.5m USD
Operating Expenses
-372.8m USD
Operating Income
26.7m USD
Other Expenses
-17.5m USD
Net Income
9.1m USD

Margins Comparison
MoneyLion Inc Competitors

Country Company Market Cap Gross
Margin
Operating
Margin
Net
Margin
CN
MoneyLion Inc
NYSE:ML
970.7m USD
73%
5%
2%
US
American Express Co
NYSE:AXP
206.1B USD
62%
18%
14%
US
Capital One Financial Corp
NYSE:COF
72.4B USD
0%
0%
12%
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.7T INR
60%
43%
24%
US
Discover Financial Services
NYSE:DFS
50.4B USD
0%
0%
25%
US
Synchrony Financial
NYSE:SYF
21.9B USD
0%
0%
16%
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.3T INR
51%
30%
17%
KZ
Kaspi.kz AO
NASDAQ:KSPI
15.2B USD
0%
0%
48%
US
SoFi Technologies Inc
NASDAQ:SOFI
14.7B USD
0%
0%
17%
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.2T INR
54%
38%
23%
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR
74%
52%
40%

Return on Capital

Return on capital ratios give a sense of how well a company is using its capital (equity, assets, capital employed, etc.) to generate profits (operating income, net income, etc.). In simple words, these ratios show how much income is generated for each dollar of capital invested.

Show More Less

Return on Capital Comparison
MoneyLion Inc Competitors

Country Company Market Cap ROE ROA ROCE ROIC
CN
MoneyLion Inc
NYSE:ML
970.7m USD
3%
2%
6%
8%
US
American Express Co
NYSE:AXP
206.1B USD
34%
4%
11%
5%
US
Capital One Financial Corp
NYSE:COF
72.4B USD
8%
1%
0%
0%
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.7T INR
19%
4%
8%
6%
US
Discover Financial Services
NYSE:DFS
50.4B USD
33%
4%
0%
0%
US
Synchrony Financial
NYSE:SYF
21.9B USD
18%
2%
0%
0%
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.3T INR
21%
3%
5%
3%
KZ
Kaspi.kz AO
NASDAQ:KSPI
15.2B USD
50%
9%
0%
0%
US
SoFi Technologies Inc
NASDAQ:SOFI
14.7B USD
7%
1%
0%
0%
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.2T INR
18%
4%
7%
5%
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR
47%
6%
8%
6%

Free Cash Flow

Free cash flow (FCF) is the money a company has left over after paying its operating expenses and capital expenditures. The more free cash flow a company has, the more it can allocate to dividends, paying down debt, and growth opportunities.

If a company has a decreasing free cash flow, that is not necessarily bad if the company is investing in its growth.

Show More Less