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Regional Management Corp
NYSE:RM

Watchlist Manager
Regional Management Corp Logo
Regional Management Corp
NYSE:RM
Watchlist
Price: 35.98 USD -10.83% Market Closed
Market Cap: $349.4m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Cash Flow Statement

Operating Cash Flow
+
3Y
+33%
5Y
+74%
10Y
+254%
Investing Cash Flow
+
3Y
-5%
5Y
-399%
10Y
-271%
Financing Cash Flow
+
3Y
-31%
5Y
-
10Y
+265%

Cash Flow Statement
Regional Management Corp

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Cash Flow Statement
Currency: USD
Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Operating Cash Flow
Net Income
16
17
18
19
21
21
23
25
25
27
26
27
29
28
26
20
15
13
14
19
23
25
25
25
24
26
27
26
30
31
33
36
35
35
35
40
45
30
29
28
27
59
71
82
89
90
82
70
51
33
27
26
16
22
25
24
41
33
35
41
Depreciation & Amortization
1
1
1
1
1
2
2
2
3
3
3
3
4
4
4
4
4
4
4
4
4
5
5
6
6
7
6
7
7
8
8
9
9
9
10
10
11
11
11
12
13
13
13
12
12
12
12
12
13
14
14
15
15
14
14
14
14
14
15
15
Change in Deffered Taxes
3
2
3
2
4
7
9
9
6
3
3
1
(3)
(4)
(6)
(10)
(5)
(3)
(3)
3
(0)
(1)
3
1
2
2
(2)
(6)
5
5
6
7
(4)
(3)
(4)
(3)
(1)
(7)
(6)
(7)
1
6
7
11
(4)
(4)
(6)
(4)
5
4
5
3
0
1
3
2
4
4
4
11
Stock-Based Compensation
0
0
0
0
0
0
0
0
1
1
1
1
2
2
2
2
2
4
5
5
4
2
2
3
4
5
4
4
4
4
4
4
5
5
5
5
5
6
5
6
6
6
7
7
7
8
9
10
11
11
10
10
12
11
12
13
11
13
12
11
Other Non-Cash Items
18
17
17
18
18
20
22
24
27
29
32
36
40
49
55
67
71
66
66
58
52
54
56
58
67
73
78
82
82
83
85
89
94
98
103
103
90
116
118
116
115
72
70
63
78
89
114
148
180
207
207
208
218
217
218
222
208
221
227
232
Cash Taxes Paid
9
10
13
13
8
8
5
6
14
12
16
17
16
16
18
15
15
15
13
14
12
14
15
15
13
11
14
15
16
16
11
3
4
4
7
13
15
15
6
9
7
7
21
26
23
23
32
27
27
27
6
3
3
2
2
3
3
4
9
7
Cash Interest Paid
8
9
11
14
8
8
8
7
10
10
10
12
14
14
15
14
14
14
15
15
15
16
17
18
18
18
18
19
21
22
26
28
30
32
33
36
36
36
36
33
32
30
28
28
29
31
33
36
41
47
52
57
60
62
64
66
69
72
73
76
Change in Working Capital
3
2
(4)
(3)
(4)
(6)
1
(3)
(2)
0
(4)
(1)
3
4
3
7
0
1
3
(1)
5
1
(4)
(2)
1
1
4
8
(9)
(8)
(8)
(3)
12
6
10
7
14
21
23
20
9
6
6
5
15
13
10
(5)
(25)
(26)
(24)
(9)
0
1
5
10
1
2
1
(7)
Cash from Operating Activities
41
N/A
40
-3%
35
-14%
36
+5%
42
+15%
44
+6%
56
+28%
57
+1%
58
+1%
62
+7%
60
-4%
66
+11%
73
+10%
81
+11%
81
+0%
87
+8%
86
-1%
81
-5%
84
+3%
83
-1%
83
+1%
83
0%
85
+2%
88
+4%
100
+14%
109
+8%
113
+4%
117
+3%
115
-1%
118
+3%
124
+5%
137
+11%
146
+7%
145
-1%
153
+5%
156
+2%
158
+1%
172
+9%
176
+2%
168
-4%
165
-2%
155
-6%
167
+7%
172
+3%
189
+10%
200
+6%
213
+6%
221
+4%
224
+1%
231
+3%
230
-1%
242
+6%
249
+3%
255
+2%
264
+4%
272
+3%
269
-1%
274
+2%
281
+3%
293
+4%
Investing Cash Flow
Capital Expenditures
(1)
(2)
(2)
(2)
(3)
(2)
(2)
(2)
(2)
(3)
(4)
(4)
(4)
(4)
(4)
(4)
(5)
(4)
(4)
(4)
(5)
(8)
(9)
(11)
(12)
(12)
(12)
(13)
(11)
(10)
(9)
(6)
(7)
(7)
(7)
(7)
(7)
(7)
(7)
(7)
(5)
(5)
(5)
(5)
(7)
(8)
(9)
(9)
(11)
(13)
(14)
(14)
(12)
(12)
(14)
(16)
(17)
(18)
(18)
(17)
Other Items
(49)
(55)
(66)
(76)
(77)
(101)
(109)
(137)
(157)
(138)
(143)
(146)
(139)
(108)
(100)
(79)
(60)
(83)
(113)
(117)
(141)
(142)
(132)
(153)
(148)
(150)
(150)
(150)
(169)
(180)
(193)
(188)
(192)
(190)
(214)
(246)
(261)
(255)
(118)
(83)
(86)
(72)
(223)
(307)
(348)
(412)
(421)
(415)
(436)
(405)
(357)
(332)
(267)
(267)
(265)
(265)
(298)
(337)
(378)
(430)
Cash from Investing Activities
(51)
N/A
(56)
-11%
(68)
-21%
(78)
-15%
(79)
-2%
(103)
-30%
(111)
-8%
(139)
-25%
(159)
-14%
(141)
+12%
(147)
-5%
(150)
-2%
(143)
+5%
(113)
+21%
(104)
+8%
(84)
+19%
(65)
+23%
(87)
-35%
(117)
-34%
(121)
-3%
(147)
-21%
(150)
-2%
(140)
+6%
(163)
-16%
(160)
+2%
(162)
-2%
(163)
0%
(163)
N/A
(180)
-11%
(191)
-6%
(202)
-6%
(194)
+4%
(199)
-3%
(196)
+2%
(221)
-13%
(253)
-14%
(269)
-6%
(262)
+3%
(125)
+52%
(90)
+29%
(92)
-2%
(77)
+16%
(228)
-197%
(312)
-37%
(355)
-14%
(419)
-18%
(430)
-2%
(424)
+1%
(447)
-6%
(418)
+7%
(370)
+11%
(346)
+7%
(279)
+19%
(279)
0%
(278)
+0%
(281)
-1%
(315)
-12%
(355)
-13%
(396)
-12%
(447)
-13%
Financing Cash Flow
Net Issuance of Common Stock
0
0
0
0
0
0
40
40
0
1
(39)
(39)
1
1
1
0
0
0
0
0
0
(9)
(25)
(25)
(25)
(16)
0
0
0
0
0
0
0
0
(7)
(14)
(25)
0
(18)
0
(12)
(24)
(46)
(68)
(67)
(65)
(54)
(32)
(21)
(12)
0
0
0
0
(0)
(0)
(4)
(10)
(15)
(20)
Net Issuance of Debt
7
20
34
43
42
58
15
44
100
77
128
128
70
37
22
(8)
(21)
2
35
40
70
84
82
103
81
66
56
57
80
87
(51)
(77)
(192)
(202)
(37)
2
18
19
(136)
(204)
(69)
(173)
21
(40)
(84)
(63)
(104)
17
(78)
11
(35)
(53)
44
28
33
23
78
119
130
186
Cash Paid for Dividends
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(2)
(4)
(7)
(9)
(10)
(10)
(11)
(11)
(11)
(12)
(12)
(12)
(12)
(12)
(12)
(12)
(12)
(12)
(12)
(12)
Other
0
0
0
0
(0)
(0)
(0)
(0)
(1)
(0)
(1)
(1)
(0)
(1)
0
0
0
(0)
(0)
(1)
(3)
(3)
(3)
(3)
(2)
(3)
(6)
(6)
(6)
(5)
144
145
273
272
126
125
124
124
124
152
25
140
136
306
404
428
432
234
316
177
175
175
(6)
(5)
(5)
(6)
(9)
(12)
(10)
(12)
Cash from Financing Activities
7
N/A
20
+174%
34
+74%
43
+27%
42
-4%
57
+38%
54
-6%
84
+54%
100
+19%
77
-23%
88
+14%
87
-1%
71
-19%
37
-48%
23
-38%
(8)
N/A
(21)
-179%
2
N/A
35
+1 721%
39
+13%
67
+71%
72
+8%
53
-26%
74
+39%
54
-27%
47
-13%
50
+6%
50
+0%
74
+47%
83
+12%
93
+13%
68
-27%
81
+19%
70
-14%
82
+17%
113
+38%
117
+4%
118
+1%
(30)
N/A
(62)
-111%
(58)
+7%
(62)
-7%
104
N/A
190
+82%
243
+28%
290
+19%
264
-9%
208
-21%
206
-1%
165
-20%
129
-21%
111
-14%
26
-76%
12
-55%
16
+32%
5
-69%
53
+992%
85
+60%
94
+10%
142
+52%
Change in Cash
Net Change in Cash
(2)
N/A
4
N/A
1
-74%
2
+89%
4
+135%
(2)
N/A
(1)
+63%
2
N/A
(2)
N/A
(2)
N/A
1
N/A
4
+600%
1
-77%
5
+575%
1
-89%
(4)
N/A
(0)
+98%
(4)
-4 200%
1
N/A
1
-8%
4
+208%
6
+49%
(2)
N/A
(1)
+44%
(6)
-450%
(6)
-13%
1
N/A
5
+543%
9
+107%
11
+13%
15
+43%
11
-28%
28
+161%
19
-33%
13
-29%
16
+19%
6
-61%
28
+346%
21
-26%
17
-20%
16
-7%
17
+10%
43
+151%
50
+16%
77
+56%
70
-9%
47
-34%
5
-89%
(17)
N/A
(22)
-28%
(11)
+49%
7
N/A
(3)
N/A
(12)
-277%
2
N/A
(4)
N/A
7
N/A
4
-42%
(21)
N/A
(12)
+45%
Free Cash Flow
Free Cash Flow
40
N/A
38
-4%
33
-15%
34
+4%
39
+15%
42
+7%
54
+30%
55
+2%
56
+1%
60
+7%
56
-6%
62
+11%
68
+10%
77
+12%
77
+1%
83
+7%
81
-2%
77
-5%
80
+4%
79
-1%
78
-1%
76
-3%
76
+1%
77
+1%
89
+14%
97
+10%
101
+4%
104
+3%
104
+0%
108
+4%
115
+6%
131
+14%
140
+6%
139
-1%
146
+5%
149
+2%
151
+1%
165
+9%
169
+2%
162
-4%
160
-1%
150
-6%
162
+8%
167
+3%
182
+9%
192
+6%
204
+6%
212
+4%
213
+1%
218
+2%
216
-1%
228
+6%
237
+4%
243
+2%
251
+3%
256
+2%
252
-2%
256
+2%
263
+3%
276
+5%

See Also

Summary
RM intrinsic value, competitors valuation, and company profile.
DCF Valuation
RM stock valuation using Discount Cash Flow valuation method.
Relative Valuation
RM stock valuation using valuation multiples.
Wall Street Estimates
RM price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
RM stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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