Yiren Digital Ltd
NYSE:YRD
Gross Margin
Gross Margin shows how much money a company keeps from each dollar of sales after paying for the products it sells. It tells how profitable the company`s core business is before other expenses.
Gross Margin shows how much money a company keeps from each dollar of sales after paying for the products it sells. It tells how profitable the company`s core business is before other expenses.
Peer Comparison
| Country | Company | Market Cap |
Gross Margin |
||
|---|---|---|---|---|---|
| CN |
|
Yiren Digital Ltd
NYSE:YRD
|
332.1m USD |
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|
|
| US |
|
American Express Co
NYSE:AXP
|
202.9B USD |
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|
|
| US |
|
Capital One Financial Corp
NYSE:COF
|
112.5B USD |
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|
|
| IN |
|
Bajaj Finance Ltd
NSE:BAJFINANCE
|
5.8T INR |
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|
|
| US |
|
Discover Financial Services
NYSE:DFS
|
50.3B USD |
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|
|
| US |
|
SoFi Technologies Inc
NASDAQ:SOFI
|
23B USD |
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|
|
| US |
|
Synchrony Financial
NYSE:SYF
|
22.4B USD |
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|
|
| IN |
|
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
1.9T INR |
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|
|
| IN |
|
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
|
1.3T INR |
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|
|
| KZ |
K
|
Kaspi.kz AO
NASDAQ:KSPI
|
13.9B USD |
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|
|
| IN |
|
Muthoot Finance Ltd
NSE:MUTHOOTFIN
|
1.3T INR |
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|
Market Distribution
| Min | -2 148% |
| 30th Percentile | 14.3% |
| Median | 23% |
| 70th Percentile | 34.6% |
| Max | 775.2% |
Other Profitability Ratios
Yiren Digital Ltd
Glance View
Yiren Digital Ltd. is engaged in the easy access to affordable credit and investors with attractive investment opportunities through its online marketplace. The company is headquartered in Beijing, Beijing and currently employs 56 full-time employees. The company went IPO on 2015-12-18. The firm conducts its business in China, through Yi Ren Heng Ye Technology Development (Beijing) Co., Ltd. (Heng Ye) and its consolidated variable interest entity, Heng Cheng Technology Development (Beijing) Co., Ltd. (Heng Cheng). Heng Cheng operates its Website, www.yirendai.com, and has an Internet content provider (ICP) license as an Internet information provider. Its online marketplace facilitates standard loan products, express loan products and vertical loan products to borrowers. Uses for these loan products include home remodels, durable good purchases, travel and continuing education. Its online marketplace provides investors with various investing tools, such as automated investing tool and self-directed investing tool. The company maintains a secondary loan market on its marketplace where investors can transfer the loans they hold prior to maturity at the fair value of the remaining loans.
See Also
Gross Margin is calculated by dividing the Gross Profit by the Revenue.
The current Gross Margin for Yiren Digital Ltd is 88.2%, which is above its 3-year median of 82.6%.
Over the last 3 years, Yiren Digital Ltd’s Gross Margin has increased from 76.3% to 88.2%. During this period, it reached a low of 76.3% on Sep 30, 2022 and a high of 88.2% on Sep 30, 2025.
