Yiren Digital Ltd
NYSE:YRD

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Yiren Digital Ltd
NYSE:YRD
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Price: 3.53 USD -0.56% Market Closed
Market Cap: $306.9m

Relative Value

The Relative Value of one YRD stock under the Base Case scenario is hidden USD. Compared to the current market price of 3.53 USD, Yiren Digital Ltd is hidden .

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

YRD Relative Value
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Worst Case
Base Case
Best Case

Multiples Across Competitors

YRD Competitors Multiples
Yiren Digital Ltd Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
CN
Yiren Digital Ltd
NYSE:YRD
306.9m USD 0.3 1.7 -1.5 -1.5
US
American Express Co
NYSE:AXP
205.8B USD 2.6 19.2 23.7 26.8
US
Capital One Financial Corp
NYSE:COF
112.4B USD 2.1 51.7 0 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.4T INR 6.9 30.1 24.6 25.3
US
Discover Financial Services
NYSE:DFS
50.3B USD 2.3 9.1 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
22.6B USD 6.2 46.9 0 0
US
Synchrony Financial
NYSE:SYF
22.1B USD 1.2 6.4 0 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.8T INR 4 20.4 23 23.9
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.3T INR 4.9 15.4 20.9 21.1
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.3T INR 4.4 26.3 33.4 34.4
IN
Tata Capital Ltd
NSE:TATACAP
1.2T INR 3.7 29.4 12 12.2
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
CN
Yiren Digital Ltd
NYSE:YRD
Average EV/EBITDA: 22.9
Negative Multiple: -1.5
N/A N/A
US
American Express Co
NYSE:AXP
23.7
N/A N/A
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
24.6
13%
1.9
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
23
7%
3.3
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
20.9
21%
1
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
33.4
N/A N/A
IN
Tata Capital Ltd
NSE:TATACAP
12
N/A N/A
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
CN
Yiren Digital Ltd
NYSE:YRD
Average EV/EBIT: 24
Negative Multiple: -1.5
N/A N/A
US
American Express Co
NYSE:AXP
26.8
12%
2.2
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
25.3
20%
1.3
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
23.9
17%
1.4
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
21.1
28%
0.8
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
34.4
28%
1.2
IN
Tata Capital Ltd
NSE:TATACAP
12.2
-15%
N/A
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett