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Yiren Digital Ltd
NYSE:YRD

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Yiren Digital Ltd Logo
Yiren Digital Ltd
NYSE:YRD
Watchlist
Price: 5.21 USD -4.4% Market Closed
Updated: May 5, 2024
Section:
 

Relative Value

The Relative Value of one YRD stock under the Base Case scenario is 8.62 USD. Compared to the current market price of 5.21 USD, Yiren Digital Ltd is Undervalued by 40%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

YRD Relative Value
Base Case
8.62 USD
Undervaluation 40%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

0.7
P/S
P/S
Price to Sales
0.7
vs History
11
vs Industry
80
Median 3Y
0.4
Median 5Y
0.4
Industry
3.1
More Details
1.6
P/E
P/E
Price to Earnings
1.6
vs History
39
vs Industry
65
Median 3Y
1.1
Median 5Y
1.4
Industry
14.7
More Details
1.5
P/OCF
P/OCF
Price to OCF
1.5
vs History
28
vs Industry
47
Median 3Y
0.7
Median 5Y
0.9
Industry
10.4
More Details
1.5
P/FCFE
P/FCFE
Price to FCFE
1.5
vs History
28
vs Industry
44
Median 3Y
0.7
Median 5Y
0.9
Industry
13.1
More Details
0.4
P/B
P/B
Price to Book Value
0.4
vs History
47
vs Industry
78
Median 3Y
0.3
Median 5Y
0.4
Industry
1.2
More Details
Negative
EV/S
EV/S
Enterprise Value to Sales
N/A
vs History
vs Industry
Median 3Y
-0.5
Median 5Y
-0.1
Industry
4.8
More Details
Negative
EV/GP
EV/GP
Enterprise Value to Gross Profit
N/A
vs History
vs Industry
Median 3Y
-0.7
Median 5Y
-0.1
Industry
7.3
More Details
Negative
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
N/A
vs History
vs Industry
Median 3Y
-1.4
Median 5Y
-0.9
Industry
14
More Details
Negative
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
N/A
vs History
vs Industry
Median 3Y
-1.4
Median 5Y
-0.9
Industry
14.3
More Details
Negative
EV/OCF
EV/OCF
Enterprise Value to OCF
N/A
vs History
vs Industry
Median 3Y
-1.6
Median 5Y
-1.5
Industry
12.3
More Details
Negative
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
N/A
vs History
vs Industry
Median 3Y
-1.6
Median 5Y
-1.5
Industry
13
More Details
Negative
EV/IC
EV/IC
Enterprise Value to IC
N/A
vs History
vs Industry
Median 3Y
-0.5
Median 5Y
-0.1
Industry
0.9
More Details

Multiples Across Competitors

YRD Competitors Multiples
Yiren Digital Ltd Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
CN
Yiren Digital Ltd
NYSE:YRD
464.6m USD 0.7 1.6 -0.9 -0.9
US
American Express Co
NYSE:AXP
165.9B USD 2.5 18.7 22.7 26
US
Capital One Financial Corp
NYSE:COF
54.4B USD 1.5 11.1 32.5 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.2T INR 8.9 39.4 28.2 28.3
US
Discover Financial Services
NYSE:DFS
31.4B USD 1.9 14.3 113.2 0
US
Synchrony Financial
NYSE:SYF
18.3B USD 1 6.3 75.2 0
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.1T INR 6.2 33.6 41.3 42.4
US
Santander Consumer USA Holdings Inc
NYSE:SC
12.7B USD 1.6 4.1 8.5 12.2
US
Ally Financial Inc
NYSE:ALLY
12B USD 1.3 16 23.2 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
969.6B INR 2.8 14.6 18.2 19.3
BR
Creditaqui Financeira SA - Credito Financiamento e Investimento
BOVESPA:MERC3
56B BRL 1 121.8 -15 581.4 0 0

See Also

Summary
YRD intrinsic value, competitors valuation, and company profile.
DCF Valuation
YRD stock valuation using Discount Cash Flow valuation method.
Relative Valuation
YRD stock valuation using valuation multiples.
Wall Street Estimates
YRD price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
YRD stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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