S

Standard Premium Finance Holdings Inc
OTC:SPFX

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Standard Premium Finance Holdings Inc
OTC:SPFX
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Price: 2.19 USD 13.77% Market Closed
Market Cap: $6.6m

Net Margin

8.9%
Current
Improving
by 2.7%
vs 3-y average of 6.1%

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
8.9%
=
Net Income
$1.1m
/
Revenue
$12.2m

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
8.9%
=
Net Income
$1.1m
/
Revenue
$12.2m

Peer Comparison

Market Distribution

In line with most companies in the United States of America
Percentile
64th
Based on 15 072 companies
64th percentile
8.9%
Low
-4 418 600% — -9.6%
Typical Range
-9.6% — 11.3%
High
11.3% — 1 135 400%
Distribution Statistics
the United States of America
Min -4 418 600%
30th Percentile -9.6%
Median 3.1%
70th Percentile 11.3%
Max 1 135 400%

Standard Premium Finance Holdings Inc
Glance View

Market Cap
6.6m USD
Industry
Financial Services

Standard Premium Finance Holdings, Inc. engages in the provision of collateralized loans to business and individuals to finance the insurance premiums on commercial property and casualty insurance policies. The company is headquartered in Miami, Florida and currently employs 21 full-time employees. The company went IPO on 2022-03-17. The firm is specializes primarily in commercial policies. The Company, through its subsidiary Standard Premium Finance Management, operates licensed insurance premium finance company in Florida, Georgia, North Carolina, South Carolina, Texas, Arizona, Virginia, Arkansas, Nebraska, Mississippi, Maryland, Colorado, Ohio, Louisiana, Tennessee, Massachusetts, Minnesota, and Alabama. The company targets premium financing loans from $1,000 to $15,000, with repayment terms ranging from six to 10 months. Loans are originated primarily through a network of insurance agents solicited by its in-house sales team and marketing representatives. The Company’s premium finance loans are provided to small and medium size businesses to finance the purchase of commercial property and casualty insurance policies with a one-year term. Its loans have a nine to 10-month term.

SPFX Intrinsic Value
13.67 USD
Undervaluation 84%
Intrinsic Value
Price
S
What is Net Margin?
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
How is Net Margin calculated?

Net Margin is calculated by dividing the Net Income by the Revenue.

Net Margin
8.9%
=
Net Income
$1.1m
/
Revenue
$12.2m
What is Standard Premium Finance Holdings Inc's current Net Margin?

The current Net Margin for Standard Premium Finance Holdings Inc is 8.9%, which is above its 3-year median of 6.1%.

How has Net Margin changed over time?

Over the last 2 years, Standard Premium Finance Holdings Inc’s Net Margin has increased from 6.1% to 8.9%. During this period, it reached a low of 4.3% on Dec 31, 2023 and a high of 8.9% on May 1, 2025.

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