Hoist Finance AB (publ)
STO:HOFI

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Hoist Finance AB (publ)
STO:HOFI
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Price: 152.3 SEK 2.56% Market Closed
Market Cap: kr13.3B

Relative Value

The Relative Value of one HOFI stock under the Base Case scenario is 332.85 SEK. Compared to the current market price of 152.3 SEK, Hoist Finance AB (publ) is Undervalued by 54%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

HOFI Relative Value
Base Case
332.85 SEK
Undervaluation 54%
Relative Value
Price
Worst Case
Base Case
Best Case

Multiples Across Competitors

HOFI Competitors Multiples
Hoist Finance AB (publ) Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
SE
Hoist Finance AB (publ)
STO:HOFI
13.3B SEK 3.3 12.9 50.7 50.7
US
American Express Co
NYSE:AXP
203.2B USD 2.6 19.1 23.6 26.7
US
Capital One Financial Corp
NYSE:COF
114.2B USD 2.1 52.5 0 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.5T INR 6.9 30.2 24.6 25.3
US
Discover Financial Services
NYSE:DFS
50.3B USD 2.3 9.1 0 0
US
Synchrony Financial
NYSE:SYF
22.7B USD 1.2 6.6 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
22.1B USD 6.1 46.1 0 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.9T INR 4.1 20.9 23.3 24.2
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.4T INR 5 15.7 21.1 21.3
IN
Tata Capital Ltd
NSE:TATACAP
1.3T INR 3.9 30.8 12.2 12.4
KZ
Kaspi.kz AO
NASDAQ:KSPI
13.8B USD 0 0 0 0
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
SE
Hoist Finance AB (publ)
STO:HOFI
Average EV/EBITDA: 25.9
50.7
N/A N/A
US
American Express Co
NYSE:AXP
23.6
N/A N/A
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
24.6
13%
1.9
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
23.3
7%
3.3
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
21.1
21%
1
IN
Tata Capital Ltd
NSE:TATACAP
12.2
N/A N/A
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
SE
Hoist Finance AB (publ)
STO:HOFI
Average EV/EBIT: 26.8
50.7
29%
1.7
US
American Express Co
NYSE:AXP
26.7
12%
2.2
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
25.3
20%
1.3
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
24.2
17%
1.4
IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
21.3
28%
0.8
IN
Tata Capital Ltd
NSE:TATACAP
12.4
-15%
N/A
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
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Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett