E

Everyday People Financial Corp
XTSX:EPF

Watchlist Manager
Everyday People Financial Corp
XTSX:EPF
Watchlist
Price: 0.485 CAD
Market Cap: CA$24.5m

EV/EBITDA

-8.2
Current
24%
Cheaper
vs 3-y average of -10.8

Enterprise Value to EBITDA (EV/EBITDA) ratio compares a company`s total enterprise value to its earnings before interest, taxes, depreciation, and amortization. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.

EV/EBITDA
-8.2
=
Enterprise Value
CA$32.4m
/
EBITDA
CA$-4.2m

Enterprise Value to EBITDA (EV/EBITDA) ratio compares a company`s total enterprise value to its earnings before interest, taxes, depreciation, and amortization. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.

EV/EBITDA
-8.2
=
Enterprise Value
CA$32.4m
/
EBITDA
CA$-4.2m

Valuation Scenarios

Everyday People Financial Corp is trading above its industry average

If EV/EBITDA returns to its Industry Average (5.1), the stock would be worth CA$-0.3 (162% downside from current price).

Statistics
Positive Scenarios
0/2
Maximum Downside
-224%
Maximum Upside
No Upside Scenarios
Average Downside
193%
Scenario EV/EBITDA Value Implied Price Upside/Downside
Current Multiple -8.2 CA$0.49
0%
Industry Average 5.1 CA$-0.3
-162%
Country Average 10.2 CA$-0.6
-224%

Forward EV/EBITDA
Today’s price vs future ebitda

Not enough data available to calculate forward EV/EBITDA

Peer Comparison

All Multiples
EV/EBITDA
P/E
All Countries
Close
Market Cap EV/EBITDA P/E
CA
Everyday People Financial Corp
XTSX:EPF
24.5m CAD -8.2 -3.7
US
GE Vernova LLC
NYSE:GEV
266.9B USD 0 0
UK
Eight Capital Partners PLC
F:ECS
158.4B EUR 0 0
US
China Industrial Group Inc
OTC:CIND
121B USD 3 417.4 4 020.7
NL
Nepi Rockcastle NV
JSE:NRP
102.6B ZAR 14.4 10.6
US
Fintech Ecosystem Development Corp
NASDAQ:FEXD
68.3B USD -18 057 38 562.1
US
CoreWeave Inc
NASDAQ:CRWV
58.9B USD 0 0
CH
Galderma Group AG
SIX:GALD
36.4B CHF 0 0
US
Symbotic Inc
NASDAQ:SYM
39.2B USD -4 676.2 -3 519.6
US
Coupang Inc
F:788
33B EUR 33.8 183.4
US
Reddit Inc
NYSE:RDDT
31.7B USD 60.5 57
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
CA
E
Everyday People Financial Corp
XTSX:EPF
Average EV/EBITDA: 881.5
Negative Multiple: -8.2
N/A N/A
US
G
GE Vernova LLC
NYSE:GEV
Not Available
71%
N/A
UK
E
Eight Capital Partners PLC
F:ECS
Not Available N/A N/A
US
C
China Industrial Group Inc
OTC:CIND
3 417.4
N/A N/A
NL
N
Nepi Rockcastle NV
JSE:NRP
14.4
7%
2.1
US
F
Fintech Ecosystem Development Corp
NASDAQ:FEXD
Negative Multiple: -18 057 N/A N/A
US
C
CoreWeave Inc
NASDAQ:CRWV
Not Available
111%
N/A
CH
G
Galderma Group AG
SIX:GALD
Not Available
29%
N/A
US
Symbotic Inc
NASDAQ:SYM
Negative Multiple: -4 676.2 N/A N/A
US
Coupang Inc
F:788
33.8
49%
0.7
US
R
Reddit Inc
NYSE:RDDT
60.5
76%
0.8
P/E Multiple
Earnings Growth PEG
CA
E
Everyday People Financial Corp
XTSX:EPF
Average P/E: 8 566.8
Negative Multiple: -3.7
N/A N/A
US
G
GE Vernova LLC
NYSE:GEV
Not Available
19%
N/A
UK
E
Eight Capital Partners PLC
F:ECS
Not Available N/A N/A
US
C
China Industrial Group Inc
OTC:CIND
4 020.7
N/A N/A
NL
N
Nepi Rockcastle NV
JSE:NRP
10.6
1%
10.6
US
F
Fintech Ecosystem Development Corp
NASDAQ:FEXD
38 562.1
N/A N/A
US
C
CoreWeave Inc
NASDAQ:CRWV
Not Available N/A N/A
CH
G
Galderma Group AG
SIX:GALD
Not Available
47%
N/A
US
Symbotic Inc
NASDAQ:SYM
Negative Multiple: -3 519.6 N/A N/A
US
Coupang Inc
F:788
183.4
96%
1.9
US
R
Reddit Inc
NYSE:RDDT
57
41%
1.4

Market Distribution

Lower than 100% of companies in Canada
Percentile
0th
Based on 2 002 companies
0th percentile
-8.2
Low
0 — 7
Typical Range
7 — 14.5
High
14.5 —
Distribution Statistics
Canada
Min 0
30th Percentile 7
Median 10.2
70th Percentile 14.5
Max 13 731.1

Everyday People Financial Corp
Glance View

Market Cap
24.5m CAD
Industry
N/A

Everyday People Financial Corp is a CA-based company operating in industry. The company is headquartered in Vancouver, British Columbia. The company went IPO on 2020-10-15. Everyday People Financial Corp., formerly Justify Capital Corp., is a Canada-based financial technology and consumer financing company. The firm is engaged in offering consumer financing and payment products branded and targeted for specific credit markets through each of its distinct operating business lines across Canada and the United Kingdom. Through its technology driven ecosystem, the Company's alternative and specialty credit financing programs offer credit and payment cards, prepaid card programs, homeownership facilitation, consumer lending, and credit collection services. The firm's services include consumer lending, credit cards, pre-paid payment cards, digital wallet, white label cards, bill payments, payment processing, digital kiosks, homeownership financing, debt collection outsourcing, credit and financial literacy education services.

EPF Intrinsic Value
1.309 CAD
Undervaluation 63%
Intrinsic Value
Price CA$0.485
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