` Comparison: FCH, BAJFINANCE - Alpha Spread

FCH
vs
BAJFINANCE

Over the past 12 months, FCH has underperformed BAJFINANCE, delivering a return of -6% compared to the BAJFINANCE's +46% growth.

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FCH
BAJFINANCE
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Stocks Compared:
FCH BAJFINANCE
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Valuation Comparison

FCH Intrinsic Value
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BAJFINANCE Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Funding Circle Holdings PLC
LSE:FCH
125.4 GBX
Bajaj Finance Ltd
NSE:BAJFINANCE
1 017.3 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
FCH, BAJFINANCE

FCH
BAJFINANCE
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Funding Circle Holdings PLC
Revenue
Bajaj Finance Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
FCH, BAJFINANCE

FCH
BAJFINANCE
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Funding Circle Holdings PLC
LSE:FCH
Bajaj Finance Ltd
NSE:BAJFINANCE
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What is Free Cash Flow?

Gross Margin

FCH
0%
BAJFINANCE
60.5%

Operating Margin

FCH
4.9%
BAJFINANCE
43%

Net Margin

FCH
14.9%
BAJFINANCE
24.2%

FCF Margin

FCH
-32.3%
BAJFINANCE
-87.2%

ROE

FCH
12.6%
BAJFINANCE
19.3%

ROA

FCH
7.1%
BAJFINANCE
3.9%

ROIC

FCH
4.6%
BAJFINANCE
5.5%

ROCE

FCH
4%
BAJFINANCE
8.3%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
FCH, BAJFINANCE

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Performance Gap
FCH, BAJFINANCE

Performance Gap Between FCH and BAJFINANCE
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Performance By Year
FCH, BAJFINANCE

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