` Comparison: FCH vs DFS - Alpha Spread
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FCH
vs
DFS

Over the past 12 months, FCH has significantly outperformed DFS, delivering a return of +49% compared to the DFS's +3% growth.

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FCH
DFS
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Stocks Compared:
FCH DFS
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Valuation Comparison

FCH Intrinsic Value
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DFS Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Funding Circle Holdings PLC
LSE:FCH
156 GBX
Discover Financial Services
NYSE:DFS
200.05 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
FCH, DFS

FCH
DFS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Funding Circle Holdings PLC
Revenue
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Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
FCH, DFS

FCH
DFS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Funding Circle Holdings PLC
LSE:FCH
Discover Financial Services
NYSE:DFS
FCF is not applicable for financial companies
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Gross Margin

FCH
0%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
Discover Financial Services
Not applicable for financial companies

Operating Margin

FCH
4.9%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
Discover Financial Services
Not applicable for financial companies

Net Margin

FCH
14.9%
DFS
24.9%

FCF Margin

FCH
-32.3%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
Discover Financial Services
Not applicable for financial companies

ROE

FCH
12.6%
DFS
32.8%

ROA

FCH
7.1%
DFS
3.7%

ROIC

FCH
4.6%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
Discover Financial Services
Not applicable for financial companies

ROCE

FCH
4%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Funding Circle Holdings PLC
Discover Financial Services
Not applicable for financial companies

Solvency Comparison

Funding Circle Holdings PLC
Equity Waterfall
Assets
Liabilities
Equity
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Equity Waterfall
Assets
Liabilities
Equity
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
FCH, DFS

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FCH
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Performance Gap
FCH, DFS

Performance Gap Between FCH and DFS
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Performance By Year
FCH, DFS

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FCH
DFS
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