` Comparison: SUS vs SYF - Alpha Spread
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SUS
vs
SYF

Over the past 12 months, SUS has outperformed SYF, delivering a return of +28% compared to the SYF's +27% growth.

Valuation Growth Profitability Solvency Stocks Performance
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SUS
SYF
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Stocks Compared:
SUS SYF
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Valuation Comparison

SUS Intrinsic Value
2 406.58 GBX
Undervaluation 25%
Intrinsic Value
Price
SYF Intrinsic Value
122.23 USD
Undervaluation 45%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Multiples-Based Value Wall St Target
S&U PLC
LSE:SUS
1 800 GBX
Synchrony Financial
NYSE:SYF
66.8 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
SUS, SYF

SUS
SYF
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
S&U PLC
Revenue
Synchrony Financial
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
SUS, SYF

SUS
SYF
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
S&U PLC
LSE:SUS
Synchrony Financial
NYSE:SYF
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

SUS
84.8%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
S&U PLC
Synchrony Financial
Not applicable for financial companies

Operating Margin

SUS
41.7%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
S&U PLC
Synchrony Financial
Not applicable for financial companies

Net Margin

SUS
18.6%
SYF
18.3%
LTM 3Y Avg 5Y Avg 10Y Avg
S&U PLC
Synchrony Financial

FCF Margin

SUS
90.2%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
S&U PLC
Synchrony Financial
Not applicable for financial companies

ROE

SUS
8.4%
SYF
20.8%
LTM 3Y Avg 5Y Avg 10Y Avg
S&U PLC
Synchrony Financial

ROA

SUS
4.4%
SYF
2.9%
LTM 3Y Avg 5Y Avg 10Y Avg
S&U PLC
Synchrony Financial

ROIC

SUS
7.4%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
S&U PLC
Synchrony Financial
Not applicable for financial companies

ROCE

SUS
9.9%
SYF
LTM 3Y Avg 5Y Avg 10Y Avg
S&U PLC
Synchrony Financial
Not applicable for financial companies

Solvency Comparison

S&U PLC
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Synchrony Financial
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
SUS, SYF

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SYF
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
SUS, SYF

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SUS
SYF
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
SUS, SYF

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SYF
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