` Comparison: CACC, COF - Alpha Spread

CACC
vs
COF

Over the past 12 months, CACC has underperformed COF, delivering a return of -5% compared to the COF's +29% growth.

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CACC
COF
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Valuation Comparison

CACC Intrinsic Value
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COF Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Credit Acceptance Corp
NASDAQ:CACC
472.21 USD
Capital One Financial Corp
NYSE:COF
237.87 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
CACC, COF

CACC
COF
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Credit Acceptance Corp
Revenue
Capital One Financial Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
CACC, COF

CACC
COF
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Credit Acceptance Corp
NASDAQ:CACC
Capital One Financial Corp
NYSE:COF
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

CACC
0%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Credit Acceptance Corp
Capital One Financial Corp
Not applicable for financial companies

Operating Margin

CACC
46.1%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Credit Acceptance Corp
Capital One Financial Corp
Not applicable for financial companies

Net Margin

CACC
19.7%
COF
2.3%

FCF Margin

CACC
47.2%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Credit Acceptance Corp
Capital One Financial Corp
Not applicable for financial companies

ROE

CACC
28.1%
COF
1.2%

ROA

CACC
5.2%
COF
0.2%

ROIC

CACC
9.8%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Credit Acceptance Corp
Capital One Financial Corp
Not applicable for financial companies

ROCE

CACC
13.2%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Credit Acceptance Corp
Capital One Financial Corp
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
CACC, COF

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CACC
COF
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Performance Gap
CACC, COF

Performance Gap Between CACC and COF
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Performance By Year
CACC, COF

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CACC
COF
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