` CACC (Credit Acceptance Corp) vs SYF (Synchrony Financial) Comparison - Alpha Spread

CACC
vs
SYF

Over the past 12 months, CACC has underperformed SYF, delivering a return of 3% compared to the SYF's 48% growth.

Valuation Comparison

CACC Intrinsic Value
849.45 USD
Undervaluation 40%
Intrinsic Value
Price
SYF Intrinsic Value
113.95 USD
Undervaluation 43%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Credit Acceptance Corp
NASDAQ:CACC
509.24 USD
Synchrony Financial
NYSE:SYF
64.93 USD

Financials Comparison

Growth Over Time
CACC vs SYF

CACC
SYF
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Credit Acceptance Corp
Revenue
Synchrony Financial
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
CACC vs SYF

CACC
SYF
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Credit Acceptance Corp
NASDAQ:CACC
Synchrony Financial
NYSE:SYF
What is Free Cash Flow?

Gross Margin

CACC
0%
SYF
0%

Operating Margin

CACC
38.2%
SYF
0%

Net Margin

CACC
13%
SYF
15.5%

FCF Margin

CACC
52.7%
SYF
53%

ROE

CACC
17.2%
SYF
18.1%

ROA

CACC
3.3%
SYF
2.4%

ROIC

CACC
8%
SYF
0%

ROCE

CACC
11.1%
SYF
0%

Stocks Performance

Stocks Performance
CACC vs SYF

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CACC
SYF
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1Y 3Y 5Y 10Y 15Y 20Y

Performance Gap
CACC vs SYF

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CACC
SYF
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
CACC vs SYF

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CACC
SYF
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