` Comparison: MA, PYPL - Alpha Spread

MA
vs
PYPL

Over the past 12 months, MA has significantly outperformed PYPL, delivering a return of +3% compared to the PYPL's 31% drop.

Valuation Growth Profitability Solvency Stocks Performance
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MA
PYPL
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Stocks Compared:
MA PYPL
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Valuation Comparison

MA Intrinsic Value
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PYPL Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Mastercard Inc
NYSE:MA
542.31 USD
PayPal Holdings Inc
NASDAQ:PYPL
61.73 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
MA, PYPL

MA
PYPL
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Mastercard Inc
Revenue
PayPal Holdings Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
MA, PYPL

MA
PYPL
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Mastercard Inc
NYSE:MA
PayPal Holdings Inc
NASDAQ:PYPL
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What is Free Cash Flow?

Gross Margin

MA
0%
PYPL
41.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

Operating Margin

MA
59.2%
PYPL
19.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

Net Margin

MA
45.3%
PYPL
15%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

FCF Margin

MA
51.8%
PYPL
16.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

ROE

MA
185.7%
PYPL
24.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

ROA

MA
28.4%
PYPL
6%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

ROIC

MA
39.4%
PYPL
17.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

ROCE

MA
59.5%
PYPL
18.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
MA, PYPL

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MA
PYPL
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Performance Gap
MA, PYPL

Performance Gap Between MA and PYPL
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Performance By Year
MA, PYPL

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PYPL
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