` MA (Mastercard Inc) vs PYPL (PayPal Holdings Inc) Comparison - Alpha Spread

MA
vs
PYPL

Over the past 12 months, MA has outperformed PYPL, delivering a return of +30% compared to the PYPL's +27% growth.

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MA
PYPL
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Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
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Valuation Comparison

MA Intrinsic Value
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PYPL Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Mastercard Inc
NYSE:MA
564.831 USD
PayPal Holdings Inc
NASDAQ:PYPL
75.945 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
MA vs PYPL

MA
PYPL
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Revenue
www.alphaspread.com
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Mastercard Inc
Revenue
PayPal Holdings Inc
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
MA vs PYPL

MA
PYPL
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Mastercard Inc
NYSE:MA
PayPal Holdings Inc
NASDAQ:PYPL
What is Free Cash Flow?

Gross Margin

MA
0%
PYPL
41.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

Operating Margin

MA
58.7%
PYPL
18.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

Net Margin

MA
45.2%
PYPL
14.3%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

FCF Margin

MA
49.2%
PYPL
18.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

ROE

MA
188.9%
PYPL
22.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

ROA

MA
28.9%
PYPL
5.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

ROIC

MA
38.7%
PYPL
16.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

ROCE

MA
60.6%
PYPL
17.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
MA vs PYPL

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Performance Gap
MA vs PYPL

Performance Gap Between MA and PYPL
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Performance By Year
MA vs PYPL

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MA
PYPL
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