` MA (Mastercard Inc) vs PYPL (PayPal Holdings Inc) Comparison - Alpha Spread

MA
vs
PYPL

Over the past 12 months, MA has underperformed PYPL, delivering a return of 17% compared to the PYPL's 19% growth.

Valuation Comparison

MA Intrinsic Value
357.83 USD
Overvaluation 33%
Intrinsic Value
Price
PYPL Intrinsic Value
97.3298 USD
Undervaluation 27%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Mastercard Inc
NYSE:MA
534.12 USD
PayPal Holdings Inc
NASDAQ:PYPL
71.0546 USD

Financials Comparison

Growth Over Time
MA vs PYPL

MA
PYPL
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Mastercard Inc
Revenue
PayPal Holdings Inc
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
MA vs PYPL

MA
PYPL
Add Stock
Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Mastercard Inc
NYSE:MA
PayPal Holdings Inc
NASDAQ:PYPL
What is Free Cash Flow?

Gross Margin

MA
0%
PYPL
41.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

Operating Margin

MA
58.7%
PYPL
18.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

Net Margin

MA
45.2%
PYPL
14.3%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

FCF Margin

MA
49.2%
PYPL
18.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

ROE

MA
188.9%
PYPL
22.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

ROA

MA
28.9%
PYPL
5.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

ROIC

MA
38.7%
PYPL
16.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

ROCE

MA
60.6%
PYPL
17.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
PayPal Holdings Inc

Stocks Performance

Stocks Performance
MA vs PYPL

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MA
PYPL
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1Y 3Y 5Y 10Y 15Y 20Y

Performance Gap
MA vs PYPL

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MA
PYPL
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
MA vs PYPL

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MA
PYPL
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