` MA (Mastercard Inc) vs AXP (American Express Co) Comparison - Alpha Spread

MA
vs
AXP

Over the past 12 months, MA has underperformed AXP, delivering a return of +24% compared to the AXP's +32% growth.

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
MA
AXP
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

MA Intrinsic Value
358.65 USD
Overvaluation 35%
Intrinsic Value
Price
AXP Intrinsic Value
322.79 USD
Undervaluation 1%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Mastercard Inc
NYSE:MA
550.18 USD
American Express Co
NYSE:AXP
319.47 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
MA vs AXP

Revenue
www.alphaspread.com
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Mastercard Inc
Revenue
American Express Co
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
MA vs AXP

Free Cash Flow
www.alphaspread.com
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Mastercard Inc
NYSE:MA
American Express Co
NYSE:AXP
What is Free Cash Flow?

Gross Margin

MA
0%
AXP
61.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
American Express Co

Operating Margin

MA
58.7%
AXP
17.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
American Express Co

Net Margin

MA
45.2%
AXP
14%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
American Express Co

FCF Margin

MA
49.2%
AXP
15.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
American Express Co

ROE

MA
188.9%
AXP
33.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
American Express Co

ROA

MA
28.9%
AXP
3.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
American Express Co

ROIC

MA
38.7%
AXP
4.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
American Express Co

ROCE

MA
60.6%
AXP
10.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Mastercard Inc
American Express Co

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
MA vs AXP

Loading

Performance Gap
MA vs AXP

Loading
MA
AXP
Difference
www.alphaspread.com

Performance By Year
MA vs AXP

Loading
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare MA to other stocks
Unlock Full Access to Alpha Spread
Create Free Account