` Comparison: PAYC vs SPNS - Alpha Spread
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PAYC
vs
SPNS

Over the past 12 months, PAYC has underperformed SPNS, delivering a return of -45% compared to the SPNS's +65% growth.

Valuation Growth Profitability Solvency Stocks Performance
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PAYC
SPNS
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Stocks Compared:
PAYC SPNS
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Valuation Comparison

PAYC Intrinsic Value
208.22 USD
Undervaluation 42%
Intrinsic Value
Price
SPNS Intrinsic Value
27.03 USD
Overvaluation 38%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Multiples-Based Value Wall St Target
Paycom Software Inc
NYSE:PAYC
120.47 USD
Sapiens International Corporation NV
NASDAQ:SPNS
43.45 USD
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
PAYC, SPNS

PAYC
SPNS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Paycom Software Inc
Revenue
Sapiens International Corporation NV
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
PAYC, SPNS

PAYC
SPNS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Paycom Software Inc
NYSE:PAYC
Sapiens International Corporation NV
NASDAQ:SPNS
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What is Free Cash Flow?

Gross Margin

PAYC
83.2%
SPNS
44.3%

Operating Margin

PAYC
27.6%
SPNS
13.7%

Net Margin

PAYC
22.1%
SPNS
11.4%

FCF Margin

PAYC
19.7%
SPNS
12.5%

ROE

PAYC
27.4%
SPNS
13.1%

ROA

PAYC
6.7%
SPNS
9%

ROIC

PAYC
6.6%
SPNS
10.9%

ROCE

PAYC
27.1%
SPNS
13.9%

Solvency Comparison

Paycom Software Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Sapiens International Corporatio...
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
PAYC, SPNS

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Performance Gap
PAYC, SPNS

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PAYC
SPNS
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
PAYC, SPNS

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