` Comparison: 3623 vs PYPL - Alpha Spread
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3623
vs
PYPL

Over the past 12 months, Billing System Corp has significantly outperformed PYPL, delivering a return of -15% compared to the PYPL's 49% drop.

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3623
PYPL
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3623 PYPL
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Valuation Comparison

Intrinsic Value
948.9 JPY
Overvaluation 4%
Intrinsic Value
Price
PYPL Intrinsic Value
95.82 USD
Undervaluation 58%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Billing System Corp
TSE:3623
984 JPY
PayPal Holdings Inc
NASDAQ:PYPL
40.15 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
3623, PYPL

3623
PYPL
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Billing System Corp
Revenue
PayPal Holdings Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
3623, PYPL

3623
PYPL
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Billing System Corp
TSE:3623
PayPal Holdings Inc
NASDAQ:PYPL
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What is Free Cash Flow?

Gross Margin

Billing System Corp
35.3%
PYPL
41.5%

Operating Margin

Billing System Corp
13.9%
PYPL
19.3%

Net Margin

Billing System Corp
8.8%
PYPL
15.8%

FCF Margin

Billing System Corp
95.9%
PYPL
16.8%

ROE

Billing System Corp
13.7%
PYPL
25.7%

ROA

Billing System Corp
1.5%
PYPL
6.5%

ROIC

Billing System Corp
23.2%
PYPL
17.7%

ROCE

Billing System Corp
20.4%
PYPL
19.1%

Solvency Comparison

Billing System Corp
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
PayPal Holdings Inc
Equity Waterfall
Assets
Liabilities
Equity
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
3623, PYPL

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PYPL
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
3623, PYPL

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3623
PYPL
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
3623, PYPL

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3623
PYPL
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