National Australia Bank Ltd
ASX:NAB
Balance Sheet
Balance Sheet Decomposition
National Australia Bank Ltd
National Australia Bank Ltd
Balance Sheet
National Australia Bank Ltd
| Sep-2002 | Sep-2003 | Sep-2004 | Sep-2005 | Sep-2006 | Sep-2007 | Sep-2008 | Sep-2009 | Sep-2010 | Sep-2011 | Sep-2012 | Sep-2013 | Sep-2014 | Sep-2015 | Sep-2016 | Sep-2017 | Sep-2018 | Sep-2019 | Sep-2020 | Sep-2021 | Sep-2022 | Sep-2023 | Sep-2024 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
231 300
|
225 735
|
247 836
|
264 674
|
283 777
|
317 203
|
353 075
|
344 774
|
354 835
|
382 369
|
394 735
|
398 767
|
424 204
|
523 872
|
503 741
|
534 452
|
562 160
|
581 929
|
578 138
|
616 568
|
675 745
|
697 243
|
726 806
|
770 342
|
|
| Investments |
72 942
|
84 837
|
77 255
|
70 598
|
98 164
|
143 254
|
167 233
|
182 977
|
205 643
|
236 460
|
228 105
|
308 243
|
340 709
|
286 951
|
174 682
|
177 536
|
201 798
|
220 638
|
228 339
|
211 901
|
257 395
|
254 015
|
250 420
|
249 895
|
|
| PP&E Net |
1 586
|
1 236
|
1 287
|
3 829
|
1 877
|
1 958
|
1 661
|
1 716
|
1 778
|
1 919
|
1 901
|
1 993
|
1 952
|
1 741
|
1 423
|
1 315
|
1 199
|
1 117
|
2 374
|
2 814
|
3 009
|
3 016
|
2 865
|
2 713
|
|
| PP&E Gross |
1 586
|
1 236
|
1 287
|
3 829
|
1 877
|
1 958
|
1 661
|
1 716
|
1 778
|
1 919
|
1 901
|
1 993
|
1 952
|
1 741
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Accumulated Depreciation |
2 210
|
2 344
|
2 449
|
2 942
|
2 425
|
2 321
|
2 059
|
2 002
|
2 177
|
2 177
|
2 131
|
2 030
|
1 958
|
2 201
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Intangible Assets |
2 848
|
1 262
|
970
|
722
|
801
|
969
|
1 108
|
1 061
|
1 531
|
1 695
|
1 822
|
2 294
|
2 326
|
2 716
|
2 389
|
2 739
|
2 924
|
2 712
|
1 971
|
2 149
|
2 563
|
2 882
|
3 154
|
3 552
|
|
| Goodwill |
775
|
740
|
632
|
4 736
|
4 402
|
4 399
|
5 227
|
5 182
|
5 546
|
5 567
|
5 266
|
5 347
|
5 394
|
4 631
|
2 913
|
2 862
|
2 863
|
2 864
|
1 838
|
1 964
|
2 089
|
2 070
|
2 070
|
2 070
|
|
| Long-Term Investments |
0
|
0
|
0
|
16
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
550
|
549
|
544
|
526
|
411
|
472
|
486
|
515
|
538
|
313
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
0
|
1 631
|
1 785
|
3 478
|
3 294
|
2 043
|
2 259
|
2 150
|
1 624
|
1 617
|
2 141
|
1 925
|
1 988
|
2 083
|
2 670
|
5 126
|
2 953
|
3 385
|
3 499
|
3 181
|
3 295
|
|
| Other Assets |
64 305
|
78 518
|
78 305
|
76 850
|
89 597
|
100 094
|
117 498
|
102 214
|
116 215
|
125 468
|
130 040
|
52 754
|
72 972
|
90 627
|
54 234
|
37 687
|
8 846
|
9 388
|
8 525
|
9 450
|
8 092
|
9 954
|
10 108
|
8 718
|
|
| Total Assets |
377 387
N/A
|
397 471
+5%
|
411 309
+3%
|
422 598
+3%
|
484 785
+15%
|
574 220
+18%
|
656 799
+14%
|
654 120
0%
|
685 952
+5%
|
753 757
+10%
|
763 090
+1%
|
809 870
+6%
|
883 301
+9%
|
955 052
+8%
|
776 710
-19%
|
788 325
+1%
|
806 510
+2%
|
847 124
+5%
|
866 565
+2%
|
925 968
+7%
|
1 055 126
+14%
|
1 059 083
+0%
|
1 080 248
+2%
|
1 109 062
+3%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
0
|
0
|
0
|
0
|
0
|
5 516
|
7 524
|
5 250
|
6 541
|
7 381
|
6 929
|
7 532
|
6 523
|
6 049
|
4 499
|
5 402
|
5 508
|
3 151
|
2 088
|
1 992
|
3 217
|
7 488
|
8 653
|
7 898
|
|
| Short-Term Debt |
0
|
0
|
0
|
1 559
|
2 274
|
29 093
|
30 946
|
19 136
|
16 847
|
20 686
|
17 068
|
10 036
|
11 896
|
13 011
|
19 003
|
26 341
|
31 157
|
35 679
|
29 763
|
40 781
|
47 584
|
69 448
|
66 031
|
64 483
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
310
|
|
| Total Deposits |
206 864
|
201 194
|
220 752
|
212 557
|
222 277
|
235 575
|
298 142
|
319 679
|
343 559
|
388 891
|
408 690
|
463 295
|
503 829
|
513 547
|
480 414
|
496 519
|
491 124
|
499 756
|
554 344
|
621 935
|
691 382
|
683 667
|
692 006
|
725 124
|
|
| Other Interest Bearing Liabilities |
62 753
|
72 092
|
58 388
|
63 949
|
69 603
|
73 009
|
68 498
|
53 039
|
50 161
|
50 795
|
36 492
|
3 972
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Current Liabilities |
1 609
|
1 537
|
1 178
|
145
|
532
|
254
|
25
|
382
|
0
|
561
|
713
|
922
|
729
|
1 114
|
297
|
230
|
103
|
468
|
192
|
271
|
1 011
|
1 012
|
1 042
|
871
|
|
| Total Current Liabilities |
1 609
|
1 537
|
1 178
|
1 704
|
2 806
|
34 863
|
38 495
|
24 768
|
23 388
|
28 628
|
24 710
|
18 490
|
19 148
|
20 174
|
23 799
|
31 973
|
36 768
|
39 298
|
32 043
|
43 044
|
51 812
|
77 948
|
75 726
|
73 562
|
|
| Long-Term Debt |
22 192
|
24 257
|
32 573
|
41 490
|
65 006
|
80 983
|
98 239
|
90 792
|
106 473
|
116 937
|
118 159
|
145 682
|
156 850
|
185 459
|
172 679
|
175 912
|
196 986
|
205 843
|
178 246
|
169 840
|
190 262
|
196 315
|
212 913
|
221 043
|
|
| Deferred Income Tax |
0
|
0
|
0
|
1 226
|
1 490
|
1 404
|
702
|
793
|
19
|
28
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
25
|
29
|
0
|
0
|
0
|
0
|
|
| Minority Interest |
67
|
2 804
|
3 866
|
6 224
|
168
|
314
|
56
|
20
|
14
|
20
|
47
|
59
|
17
|
19
|
23
|
11
|
11
|
8
|
1
|
0
|
0
|
349
|
758
|
725
|
|
| Other Liabilities |
60 718
|
71 180
|
68 652
|
70 125
|
95 631
|
118 501
|
119 877
|
127 214
|
123 398
|
126 290
|
131 236
|
132 055
|
155 566
|
180 359
|
48 503
|
32 604
|
28 920
|
46 623
|
40 614
|
28 341
|
62 638
|
39 650
|
37 390
|
25 686
|
|
| Total Liabilities |
354 203
N/A
|
373 064
+5%
|
385 409
+3%
|
397 275
+3%
|
456 981
+15%
|
544 649
+19%
|
624 009
+15%
|
616 305
-1%
|
647 012
+5%
|
711 589
+10%
|
719 334
+1%
|
763 553
+6%
|
835 410
+9%
|
899 558
+8%
|
725 418
-19%
|
737 019
+2%
|
753 809
+2%
|
791 528
+5%
|
805 273
+2%
|
863 189
+7%
|
996 094
+15%
|
997 929
+0%
|
1 018 793
+2%
|
1 046 140
+3%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
7 986
|
6 808
|
7 271
|
6 894
|
7 948
|
8 110
|
10 400
|
18 450
|
19 220
|
20 943
|
23 042
|
23 613
|
24 049
|
31 334
|
30 968
|
31 707
|
33 062
|
36 762
|
43 531
|
43 247
|
39 399
|
38 546
|
36 581
|
36 123
|
|
| Retained Earnings |
13 253
|
14 679
|
15 709
|
14 495
|
15 510
|
17 701
|
19 170
|
17 579
|
18 560
|
20 083
|
19 613
|
20 628
|
21 255
|
21 473
|
16 687
|
16 715
|
16 916
|
16 773
|
15 832
|
19 118
|
21 652
|
24 037
|
25 485
|
27 054
|
|
| Unrealized Security Profit/Loss |
0
|
0
|
0
|
0
|
98
|
92
|
107
|
122
|
141
|
123
|
152
|
141
|
247
|
75
|
83
|
83
|
82
|
80
|
26
|
25
|
25
|
21
|
19
|
19
|
|
| Other Equity |
1 945
|
2 920
|
2 920
|
3 934
|
4 248
|
3 668
|
3 113
|
1 664
|
1 019
|
1 019
|
949
|
1 935
|
2 340
|
2 612
|
3 554
|
2 801
|
2 641
|
1 981
|
1 903
|
389
|
2 044
|
1 450
|
630
|
274
|
|
| Total Equity |
23 184
N/A
|
24 407
+5%
|
25 900
+6%
|
25 323
-2%
|
27 804
+10%
|
29 571
+6%
|
32 790
+11%
|
37 815
+15%
|
38 940
+3%
|
42 168
+8%
|
43 756
+4%
|
46 317
+6%
|
47 891
+3%
|
55 494
+16%
|
51 292
-8%
|
51 306
+0%
|
52 701
+3%
|
55 596
+5%
|
61 292
+10%
|
62 779
+2%
|
59 032
-6%
|
61 154
+4%
|
61 455
+0%
|
62 922
+2%
|
|
| Total Liabilities & Equity |
377 387
N/A
|
397 471
+5%
|
411 309
+3%
|
422 598
+3%
|
484 785
+15%
|
574 220
+18%
|
656 799
+14%
|
654 120
0%
|
685 952
+5%
|
753 757
+10%
|
763 090
+1%
|
809 870
+6%
|
883 301
+9%
|
955 052
+8%
|
776 710
-19%
|
788 325
+1%
|
806 510
+2%
|
847 124
+5%
|
866 565
+2%
|
925 968
+7%
|
1 055 126
+14%
|
1 059 083
+0%
|
1 080 248
+2%
|
1 109 062
+3%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
1 557
|
1 526
|
1 574
|
1 568
|
1 606
|
1 617
|
1 699
|
2 077
|
2 116
|
2 184
|
2 276
|
2 320
|
2 343
|
2 563
|
2 648
|
2 676
|
2 726
|
2 876
|
3 285
|
3 276
|
3 147
|
3 121
|
3 065
|
3 056
|
|