STD0 Income Statement - Standard Chartered PLC

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Price: 47 EUR 2.62% Market Closed

Market Cap: €62.6B

	Standard Chartered PLC F:STD0	UK
G	Genesis AI Corp CNSX:AIG	CA
N	Nextech Ar Solutions Corp CNSX:NTAR	CA
	Snowflake Inc. NYSE:SNOW	US
S	SMG Swiss Marketplace Group Holding AG SIX:SMG	CH
U	Uranium Energy Corp AMEX:UEC	CA
P	PDD Holdings Inc SWB:9PDA	IE
S	Saffron Industries Ltd BSE:531436	IN
	Comstock Inc F:GSP0	US
	Tower Semiconductor Ltd NASDAQ:TSEM	IL
	Garudafood Putra Putri Jaya Tbk PT IDX:GOOD	ID
	Recordati Industria Chimica e Farmaceutica SpA MIL:REC	IT
T	Taaleri Oyj OMXH:TAALA	FI
	ServiceNow Inc NYSE:NOW	US
	Regions Financial Corp NYSE:RF	US
A	Akzo Nobel NV F:AKU1	NL
P	Patagonia Lithium Ltd ASX:PL3	AU
C	Compania Cervecerias Unidas SA SGO:CCU	CL
B	Barclays PLC F:BCY	UK
	Etteplan Oyj LSE:0EDL	FI
P	Pharmaniaga Bhd KLSE:PHARMA	MY
	MGIC Investment Corp NYSE:MTG	US
J	Jyske Bank A/S OTC:JYSKY	DK
S	SingAsia Holdings Ltd HKEX:8293	SG

Financial profile · Q2 FY2026

A deposit-funded bank increasingly powered by fee and trading income

Across the multi-year history, earnings have improved as non-interest income grew faster than net interest income, cushioning the rate-sensitive spread business. The profile is therefore mix-sensitive: fee and markets income complements a large deposit and lending franchise.

What is developing

The latest TTM results show further growth in non-interest income while net interest income remained broadly stable and common earnings rose more moderately. This reinforces the growing importance of non-interest lines, but one reporting date does not establish a lasting change in the model.

What matters next

Whether subsequent TTM non-interest income sustains its increase while net interest income holds near its recent level.

Metric	FY2016 Dec 2016	FY2017 Dec 2017	FY2018 Dec 2018	FY2019 Dec 2019	FY2020 Dec 2020	FY2021 Dec 2021	FY2022 Dec 2022	FY2023 Dec 2023	FY2024 Dec 2024	FY2025 Dec 2025
Net Interest Income	7.8B	8.2B	7.8B	7.7B	6.9B	6.8B	7.6B	7.8B	6.4B	6B
Interest Income	13B	14.4B	15.2B	16.5B	12.3B	10.2B	15.3B	27.2B	27.9B	24.5B
Interest Expense	5.2B	6.3B	7.4B	8.9B	5.4B	3.4B	7.7B	19.5B	21.5B	18.6B
Non Interest Income	6.9B	7.1B	7.9B	8.7B	8.8B	8.8B	10B	11.4B	14.6B	16.2B
Revenue	14.7B	15.3B	15.7B	16.3B	15.6B	15.6B	17.6B	19.2B	21B	22.2B
Loan Loss Provision	(2.8B)	(1.4B)	(653m)	(908m)	(2.3B)	(254m)	(836m)	(508m)	(547m)	(672m)
Non Interest Expense	(11.5B)	(11.5B)	(12.5B)	(11.7B)	(11.7B)	(12B)	(12.5B)	(13.6B)	(14.5B)	(14.5B)
Pre-Tax Income	409m	2.4B	2.5B	3.7B	1.6B	3.3B	4.3B	5.1B	6B	7B
Tax Provision	(600m)	(927m)	(1.4B)	(1.4B)	(862m)	(1B)	(1.4B)	(1.6B)	(2B)	(1.9B)
Income from Continuing Operations	(191m)	1.5B	1.1B	2.3B	751m	2.3B	2.9B	3.5B	4B	5.1B
Income to Minority Interest	(56m)	(49m)	(55m)	(37m)	(27m)	2m	46m	7m	8m	(12m)
Net Income	(478m)	774m	618m	1.9B	329m	1.9B	2.5B	3B	3.6B	4.6B
EPS (Diluted)	(0.15)	0.23	0.19	0.56	0.10	0.60	0.84	1.06	1.38	1.90