Guangzhou Rural Commercial Bank Co Ltd
HKEX:1551
Income Statement
Income Statement
Guangzhou Rural Commercial Bank Co Ltd
Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||
Net Interest Income |
11 695
|
11 233
|
13 272
|
15 419
|
18 564
|
20 056
|
17 647
|
18 078
|
19 559
|
19 000
|
18 582
|
18 041
|
16 583
|
|
Interest Income |
29 186
|
28 082
|
29 446
|
31 358
|
35 745
|
38 490
|
37 150
|
39 117
|
42 566
|
43 861
|
43 818
|
42 872
|
41 746
|
|
Interest Expense |
17 492
|
16 849
|
16 174
|
15 938
|
17 182
|
18 433
|
19 503
|
21 040
|
23 007
|
24 859
|
25 236
|
24 831
|
25 162
|
|
Non Interest Income |
4 049
|
6 056
|
7 653
|
8 311
|
5 376
|
5 041
|
4 271
|
4 556
|
4 403
|
5 987
|
4 278
|
4 639
|
1 986
|
|
Revenue |
15 744
N/A
|
17 289
+10%
|
20 925
+21%
|
23 730
+13%
|
23 940
+1%
|
25 097
+5%
|
21 918
-13%
|
22 634
+3%
|
23 962
+6%
|
24 987
+4%
|
22 860
-9%
|
22 680
-1%
|
18 569
-18%
|
|
Pre-Tax Income | ||||||||||||||
Loan Loss Provision |
(631)
|
(1 097)
|
(5 290)
|
(6 800)
|
(5 878)
|
(7 055)
|
(4 373)
|
(3 264)
|
(8 211)
|
(9 922)
|
(9 611)
|
(9 119)
|
(7 894)
|
|
Non Interest Expense |
(7 586)
|
(7 747)
|
(6 922)
|
(8 007)
|
(8 167)
|
(8 597)
|
(11 258)
|
(12 720)
|
(11 294)
|
(11 893)
|
(8 739)
|
(9 819)
|
(7 763)
|
|
Pre-Tax Income |
7 527
N/A
|
8 445
+12%
|
8 713
+3%
|
8 924
+2%
|
9 895
+11%
|
9 446
-5%
|
6 288
-33%
|
6 650
+6%
|
4 457
-33%
|
3 172
-29%
|
4 510
+42%
|
3 742
-17%
|
2 913
-22%
|
|
Net Income | ||||||||||||||
Tax Provision |
(1 636)
|
(1 802)
|
(1 881)
|
(1 810)
|
(1 984)
|
(1 885)
|
(1 011)
|
(1 036)
|
(681)
|
(92)
|
(473)
|
(280)
|
347
|
|
Income from Continuing Operations |
5 891
|
6 643
|
6 832
|
7 114
|
7 911
|
7 560
|
5 277
|
5 614
|
3 776
|
3 081
|
4 038
|
3 462
|
3 260
|
|
Income to Minority Interest |
(182)
|
(235)
|
(306)
|
(317)
|
(390)
|
(546)
|
(195)
|
(489)
|
(601)
|
(509)
|
(546)
|
(393)
|
(625)
|
|
Net Income (Common) |
5 709
N/A
|
6 409
+12%
|
6 526
+2%
|
6 797
+4%
|
7 520
+11%
|
7 015
-7%
|
4 417
-37%
|
3 855
-13%
|
2 569
-33%
|
1 951
-24%
|
2 872
+47%
|
2 423
-16%
|
1 989
-18%
|
|
EPS (Diluted) |
0.63
N/A
|
0.65
+3%
|
0.67
+3%
|
0.7
+4%
|
0.77
+10%
|
0.71
-8%
|
0.45
-37%
|
0.4
-11%
|
0.26
-35%
|
0.17
-35%
|
0.25
+47%
|
0.21
-16%
|
0.17
-19%
|