Atlanticus Holdings Corp
NASDAQ:ATLC

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Atlanticus Holdings Corp
NASDAQ:ATLC
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Price: 55.88 USD -4.59% Market Closed
Market Cap: $846m

Gross Margin

50.4%
Current
Declining
by 3.3%
vs 3-y average of 53.7%

Gross Margin shows how much money a company keeps from each dollar of sales after paying for the products it sells. It tells how profitable the company`s core business is before other expenses.

Gross Margin
50.4%
=
Gross Profit
$368.8m
/
Revenue
$731.2m

Gross Margin shows how much money a company keeps from each dollar of sales after paying for the products it sells. It tells how profitable the company`s core business is before other expenses.

Gross Margin
50.4%
=
Gross Profit
$368.8m
/
Revenue
$731.2m

Peer Comparison

Country Company Market Cap Gross
Margin
US
Atlanticus Holdings Corp
NASDAQ:ATLC
845.3m USD
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US
American Express Co
NYSE:AXP
206.4B USD
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US
Capital One Financial Corp
NYSE:COF
117.1B USD
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IN
Bajaj Finance Ltd
NSE:BAJFINANCE
5.9T INR
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US
Discover Financial Services
NYSE:DFS
50.3B USD
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US
SoFi Technologies Inc
NASDAQ:SOFI
24.1B USD
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US
Synchrony Financial
NYSE:SYF
23.1B USD
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IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.9T INR
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IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.4T INR
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KZ
Kaspi.kz AO
NASDAQ:KSPI
14.1B USD
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IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.3T INR
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Market Distribution

In line with most companies in the United States of America
Percentile
59th
Based on 12 729 companies
59th percentile
50.4%
Low
-24 813% — 28.9%
Typical Range
28.9% — 60.5%
High
60.5% — 10 905 714.3%
Distribution Statistics
the United States of America
Min -24 813%
30th Percentile 28.9%
Median 43%
70th Percentile 60.5%
Max 10 905 714.3%

Atlanticus Holdings Corp
Glance View

Atlanticus Holdings Corp. is a financial holding company, which engages in the provision of financial technology and related services. The company is headquartered in Atlanta, Georgia and currently employs 328 full-time employees. The Company’s segments include Credit as a Service (CaaS) and Auto Finance Segment. CaaS segment provides private label credit and general purpose credit cards originated by lenders through multiple channels, including retail and healthcare, direct mail solicitation, digital marketing and partnerships with third parties. Its flexible technology solutions allow bank partners to integrate its paperless process and instant decisioning platform with the existing infrastructure of participating retailers and service providers. Auto Finance segment conducted through its CAR platform. CAR primarily purchases and/or services loans secured by automobiles and provides floor-plan financing for pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business.

ATLC Intrinsic Value
152.55 USD
Undervaluation 63%
Intrinsic Value
Price
What is Gross Margin?
Gross Margin shows how much money a company keeps from each dollar of sales after paying for the products it sells. It tells how profitable the company`s core business is before other expenses.
How is Gross Margin calculated?

Gross Margin is calculated by dividing the Gross Profit by the Revenue.

Gross Margin
50.4%
=
Gross Profit
$368.8m
/
Revenue
$731.2m
What is Atlanticus Holdings Corp's current Gross Margin?

The current Gross Margin for Atlanticus Holdings Corp is 50.4%, which is below its 3-year median of 53.7%.

How has Gross Margin changed over time?

Over the last 3 years, Atlanticus Holdings Corp’s Gross Margin has decreased from 67.3% to 50.4%. During this period, it reached a low of 50.4% on Sep 30, 2025 and a high of 67.3% on Sep 30, 2022.

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