Firstcash Holdings Inc
NASDAQ:FCFS
Net Margin
Firstcash Holdings Inc
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
| Country | Company | Market Cap |
Net Margin |
||
|---|---|---|---|---|---|
| US |
|
Firstcash Holdings Inc
NASDAQ:FCFS
|
5.5B USD |
8%
|
|
| US |
|
American Express Co
NYSE:AXP
|
216.9B USD |
13%
|
|
| US |
|
Capital One Financial Corp
NYSE:COF
|
136.1B USD |
-1%
|
|
| IN |
|
Bajaj Finance Ltd
NSE:BAJFINANCE
|
5.7T INR |
24%
|
|
| US |
|
Discover Financial Services
NYSE:DFS
|
50.4B USD |
25%
|
|
| US |
|
Synchrony Financial
NYSE:SYF
|
27.1B USD |
17%
|
|
| US |
|
SoFi Technologies Inc
NASDAQ:SOFI
|
23.4B USD |
17%
|
|
| KZ |
K
|
Kaspi.kz AO
NASDAQ:KSPI
|
16.2B USD |
48%
|
|
| IN |
|
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
|
1.3T INR |
17%
|
|
| IN |
|
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
1.2T INR |
23%
|
|
| US |
S
|
Santander Consumer USA Holdings Inc
F:77S
|
11.3B EUR |
40%
|
Firstcash Holdings Inc
Glance View
FirstCash Holdings Inc. emerged as a formidable player in the financial services sector by specializing in pawn loans and related retail operations. Their journey began with a simple yet effective business model: extending short-term collateral-based loans, primarily to consumers underserved by traditional banking institutions. The essence of pawn transactions is straightforward: customers bring in personal items such as jewelry, electronics, or tools to secure a loan based on the perceived value of those items. Unlike typical lenders, FirstCash doesn't scrutinize credit scores; instead, they focus on the asset's worth. If the borrower repays the loan, their item is returned; if not, FirstCash can resell the item through their extensive retail network, ensuring that they maintain liquidity and revenue streams. This dual approach—lending and retail—creates a unique dynamic for FirstCash. Their stores, scattered across diverse markets in the United States and Latin America, serve as neighborhood hubs where financial needs meet consumer goods demand. When an item remains unsold, it's not just held as dormant inventory; it's positioned for resale at a competitive price, often attracting bargain hunters. This model not only diversifies their revenue channels but also offers a hedge against economic shifts. By operating in markets where access to traditional credit is often limited, FirstCash capitalizes on the growing need for flexible, accessible financial solutions. Their ability to adapt to regulatory changes and economic landscapes underscores a resilient, profit-driven approach that keeps them at the forefront of their industry.
See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on Firstcash Holdings Inc's most recent financial statements, the company has Net Margin of 8.3%.
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