First Time Loading...

Sterling Bancorp Inc
NASDAQ:SBT

Watchlist Manager
Sterling Bancorp Inc Logo
Sterling Bancorp Inc
NASDAQ:SBT
Watchlist
Price: 4.85 USD 0.62% Market Closed
Updated: Apr 26, 2024

Intrinsic Value

Sterling Bancorp, Inc. is a holding company, which engages in the provision of financial services. [ Read More ]

The intrinsic value of one SBT stock under the Base Case scenario is 2.67 USD. Compared to the current market price of 4.85 USD, Sterling Bancorp Inc is Overvalued by 45%.

Key Points:
SBT Intrinsic Value
Base Case
2.67 USD
Overvaluation 45%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Sterling Bancorp Inc

Backtest Intrinsic Value
Dive into the past to invest in the future

Run backtest to discover the historical profit from buying and selling SBT stocks based on their intrinsic value.

Analyze the historical link between intrinsic value and market price to make more informed investment decisions.

Run Backtest
Settings
Valuation Methods
Buy/Sell Thresholds
Buy When:
%
Sell When:
%
B
S
Run Backtest
How does it work?

Fundamental Analysis

Beta
Ask me anything about
Sterling Bancorp Inc

Provide an overview of the primary business activities
of Sterling Bancorp Inc.

What unique competitive advantages
does Sterling Bancorp Inc hold over its rivals?

What risks and challenges
does Sterling Bancorp Inc face in the near future?

Has there been any significant insider trading activity
in Sterling Bancorp Inc recently?

Summarize the latest earnings call
of Sterling Bancorp Inc.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Sterling Bancorp Inc.

Provide P/S
for Sterling Bancorp Inc.

Provide P/E
for Sterling Bancorp Inc.

Provide P/B
for Sterling Bancorp Inc.

Show me price targets
for Sterling Bancorp Inc made by professional analysts.

What are the Revenue projections
for Sterling Bancorp Inc?

How accurate were the past Revenue estimates
for Sterling Bancorp Inc?

What are the Net Income projections
for Sterling Bancorp Inc?

How accurate were the past Net Income estimates
for Sterling Bancorp Inc?

What are the EPS projections
for Sterling Bancorp Inc?

How accurate were the past EPS estimates
for Sterling Bancorp Inc?

What are the EBIT projections
for Sterling Bancorp Inc?

How accurate were the past EBIT estimates
for Sterling Bancorp Inc?

Compare the revenue forecasts
for Sterling Bancorp Inc with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Sterling Bancorp Inc and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Sterling Bancorp Inc against its competitors.

Analyze the profit margins
(gross, operating, and net) of Sterling Bancorp Inc compared to its peers.

Compare the P/E ratios
of Sterling Bancorp Inc against its peers.

Discuss the investment returns and shareholder value creation
comparing Sterling Bancorp Inc with its peers.

Analyze the financial leverage
of Sterling Bancorp Inc compared to its main competitors.

Show all profitability ratios
for Sterling Bancorp Inc.

Provide ROE
for Sterling Bancorp Inc.

Provide ROA
for Sterling Bancorp Inc.

Provide Net Interest Margin
for Sterling Bancorp Inc.

Provide Net Margin
for Sterling Bancorp Inc.

Show all solvency ratios
for Sterling Bancorp Inc.

Loans/Deposits Ratio
for Sterling Bancorp Inc.

What is the historical Revenue growth
over the last 5 years for Sterling Bancorp Inc?

What is the historical Net Income growth
over the last 5 years for Sterling Bancorp Inc?

What is the current Free Cash Flow
of Sterling Bancorp Inc?

Discuss the annual earnings per share (EPS)
trend over the past five years for Sterling Bancorp Inc.

Financials

Balance Sheet Decomposition
Sterling Bancorp Inc

Net Loans 1.3B
Investments 639.2m
PP&E 16.9m
Intangibles 1.5m
Other Assets 438.8m
Total Deposits 2B
Other Liabilities 84.3m
Efficiency

Wall St
Price Targets

SBT Price Targets Summary
Sterling Bancorp Inc

Wall Street analysts forecast SBT stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for SBT is 7.14 USD with a low forecast of 7.07 USD and a high forecast of 7.35 USD.

Lowest
Price Target
7.07 USD
46% Upside
Average
Price Target
7.14 USD
47% Upside
Highest
Price Target
7.35 USD
52% Upside
View Analyst Estimates
View Analyst Estimates

Competitive Landscape

Ownership

SBT Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Shareholder Return

SBT Price
Sterling Bancorp Inc

1M 1M
-6%
6M 6M
-10%
1Y 1Y
-11%
3Y 3Y
-4%
5Y 5Y
-49%
10Y 10Y
-60%
Annual Price Range
4.85
52w Low
4.5
52w High
6.18
Price Metrics
Average Annual Return -6.88%
Standard Deviation of Annual Returns 30.9%
Max Drawdown -74%
Shares Statistics
Market Capitalization 252.5m USD
Shares Outstanding 50 844 400
Percentage of Shares Shorted 0.94%

SBT Return Decomposition
Main factors of price return

What is price return decomposition?

Company Profile

Sterling Bancorp Inc Logo
Sterling Bancorp Inc

Country

United States of America

Industry

Financial Services

Market Cap

252.5m USD

Dividend Yield

0%

Description

Sterling Bancorp, Inc. is a holding company, which engages in the provision of financial services. The company is headquartered in Southfield, Michigan and currently employs 295 full-time employees. The company went IPO on 2017-11-17. The firm through its subsidiary, Sterling Bank and Trust, F.S.B. (the Bank), offers a range of loan products to the residential and commercial markets, as well as retail banking services. The Bank operates through a network of approximately 29 branches of which 26 branches are located in San Francisco and Los Angeles, California with the remaining branches located in New York, New York and Southfield, Michigan. Its loan portfolio includes residential real estate loans, construction loans, commercial lines of credit and consumer loans. Its investment portfolio includes United States treasuries and agency securities, mortgage backed securities, collateralized mortgage obligations, and collateralized debt obligations. The Bank offers depository products, including checking, savings, money market, individual retirement accounts (IRAs) and certificates of deposits, to individuals and businesses.

Contact

MICHIGAN
Southfield
1 Towne Sq Ste 1900
+12483513495.0

IPO

2017-11-17

Employees

295

Officers

Chairman, President & CEO
Mr. Thomas M. O'Brien
Executive VP, CFO & Treasurer
Ms. Karen Zaborney Knott
Executive VP, General Counsel, Chief Legal Officer & Corporate Secretary
Ms. Elizabeth M. Keogh
Executive VP & Chief Risk Officer
Ms. Christine Meredith
Senior VP & Director of Retail Banking
Mr. William J. Vowler Jr.
Senior VP & Deputy Chief Risk Officer
Ms. Eleni Willis

See Also

Discover More
What is the Intrinsic Value of one SBT stock?

The intrinsic value of one SBT stock under the Base Case scenario is 2.67 USD.

Is SBT stock undervalued or overvalued?

Compared to the current market price of 4.85 USD, Sterling Bancorp Inc is Overvalued by 45%.