
SLM Corp
NASDAQ:SLM

Net Margin
SLM Corp
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
Country | Company | Market Cap |
Net Margin |
||
---|---|---|---|---|---|
US |
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SLM Corp
NASDAQ:SLM
|
7.1B USD |
32%
|
|
US |
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American Express Co
NYSE:AXP
|
206B USD |
14%
|
|
US |
![]() |
Capital One Financial Corp
NYSE:COF
|
73.2B USD |
12%
|
|
IN |
![]() |
Bajaj Finance Ltd
NSE:BAJFINANCE
|
5.8T INR |
24%
|
|
US |
![]() |
Discover Financial Services
NYSE:DFS
|
50.4B USD |
25%
|
|
US |
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Synchrony Financial
NYSE:SYF
|
22.2B USD |
16%
|
|
IN |
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Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
|
1.4T INR |
17%
|
|
KZ |
K
|
Kaspi.kz AO
NASDAQ:KSPI
|
15.6B USD |
48%
|
|
US |
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SoFi Technologies Inc
NASDAQ:SOFI
|
14.7B USD |
17%
|
|
IN |
![]() |
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
1.2T INR |
23%
|
|
US |
S
|
Santander Consumer USA Holdings Inc
F:77S
|
11.3B EUR |
40%
|
SLM Corp
Glance View
In the intricate world of education financing, SLM Corp, more commonly known as Sallie Mae, stands as a pivotal player. Originally established in 1972 as a government-sponsored enterprise aimed at increasing accessibility to student loans, Sallie Mae has undergone significant transformations over the decades. In 2004, it fully privatized, marking a notable shift in its business model and operations. Sallie Mae now focuses primarily on offering private student loans to graduate, undergraduate, and professional students with competitive interest rates tailored to various credit profiles. This strategic move separates its operations from federal student loans, allowing it to capitalize on profitable niches within the education sector, underscored by an unyielding commitment to helping students and families realize their educational aspirations. Revenue streams for SLM Corp come mainly from two sources: the collection of interest on its loan portfolio and various fees associated with loan servicing and origination. Sallie Mae's private loan products are complemented by its bank-like structure, providing savings accounts, CDs, and other financial products, thus expanding its financial foothold. This diversification not only bolsters its balance sheet but also cushions it against fluctuations in the student loan market. With financial literacy as part of its broader mission, Sallie Mae leverages digital innovation to enhance customer engagement and streamline service delivery, which has increasingly appealed to a digital-native demographic. By adapting to economic shifts and educational trends, Sallie Mae strives to stay ahead of market demands, fostering a sustainable business poised for long-term growth.

See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on SLM Corp's most recent financial statements, the company has Net Margin of 32.4%.