HDFC Life Insurance Company Ltd
NSE:HDFCLIFE
Income Statement
Income Statement
HDFC Life Insurance Company Ltd
Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | |||||||||||||||||||||||
Gross Premiums Earned |
118 705
|
188 008
|
294 185
|
308 890
|
315 907
|
325 728
|
326 348
|
319 111
|
345 111
|
361 482
|
386 372
|
404 509
|
418 572
|
445 068
|
475 658
|
499 161
|
516 085
|
538 920
|
583 161
|
599 842
|
616 932
|
625 855
|
|
Revenue |
149 119
N/A
|
243 121
+63%
|
378 575
+56%
|
406 063
+7%
|
414 206
+2%
|
437 805
+6%
|
424 326
-3%
|
357 425
-16%
|
435 233
+22%
|
530 517
+22%
|
518 843
-2%
|
721 616
+39%
|
761 897
+6%
|
692 636
-9%
|
646 695
-7%
|
598 361
-7%
|
623 937
+4%
|
676 884
+8%
|
762 610
+13%
|
883 560
+16%
|
884 642
+0%
|
958 363
+8%
|
|
Operating Income | |||||||||||||||||||||||
Operating Expenses |
(141 673)
|
(232 589)
|
(363 389)
|
(389 342)
|
(396 881)
|
(419 626)
|
(406 099)
|
(341 578)
|
(420 632)
|
(516 430)
|
(506 232)
|
(712 231)
|
(753 193)
|
(684 777)
|
(636 782)
|
(585 500)
|
(609 329)
|
(662 574)
|
(749 226)
|
(871 373)
|
(872 882)
|
(945 597)
|
|
Selling, General & Administrative |
(8 731)
|
(13 142)
|
(43 609)
|
(20 312)
|
(20 782)
|
(21 879)
|
(47 489)
|
(21 215)
|
(21 302)
|
(21 481)
|
(51 973)
|
(26 847)
|
(32 677)
|
(38 435)
|
(64 005)
|
(50 169)
|
(53 160)
|
(55 277)
|
(89 778)
|
(61 602)
|
(54 996)
|
(55 474)
|
|
Depreciation & Amortization |
0
|
0
|
(455)
|
0
|
0
|
0
|
(468)
|
0
|
0
|
0
|
(509)
|
0
|
0
|
0
|
(563)
|
0
|
0
|
0
|
(759)
|
0
|
0
|
0
|
|
Benefits Claims Loss Adjustment |
(122 988)
|
(203 569)
|
(326 367)
|
(340 623)
|
(346 865)
|
(367 908)
|
(229 936)
|
(294 280)
|
(372 628)
|
(465 771)
|
(651 829)
|
(654 085)
|
(692 524)
|
(622 357)
|
(598 611)
|
(508 435)
|
(527 114)
|
(575 490)
|
(603 422)
|
(770 145)
|
(778 981)
|
(853 604)
|
|
Other Operating Expenses |
(9 954)
|
(15 879)
|
7 042
|
(28 409)
|
(29 234)
|
(29 841)
|
(128 207)
|
(26 085)
|
(26 703)
|
(29 180)
|
198 078
|
(31 299)
|
(27 992)
|
(23 985)
|
26 397
|
(26 896)
|
(29 056)
|
(31 808)
|
(55 266)
|
(39 627)
|
(38 905)
|
(36 519)
|
|
Operating Income |
7 446
N/A
|
10 532
+41%
|
15 186
+44%
|
16 719
+10%
|
17 322
+4%
|
18 175
+5%
|
18 226
+0%
|
15 845
-13%
|
14 600
-8%
|
14 087
-4%
|
12 610
-10%
|
9 385
-26%
|
8 704
-7%
|
7 860
-10%
|
9 913
+26%
|
12 862
+30%
|
14 609
+14%
|
14 310
-2%
|
13 384
-6%
|
12 187
-9%
|
11 760
-4%
|
12 765
+9%
|
|
Pre-Tax Income | |||||||||||||||||||||||
Interest Income Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(270)
|
0
|
0
|
0
|
(400)
|
0
|
0
|
0
|
(622)
|
0
|
0
|
0
|
|
Non-Reccuring Items |
(755)
|
(839)
|
(838)
|
(1 841)
|
(1 826)
|
(2 268)
|
(7 287)
|
(5 992)
|
(5 456)
|
(4 357)
|
2 278
|
3 763
|
4 356
|
3 996
|
2 891
|
680
|
127
|
(77)
|
60
|
494
|
649
|
1 045
|
|
Total Other Income |
206
|
(241)
|
(1 438)
|
(1 510)
|
(1 831)
|
(2 153)
|
2 200
|
3 412
|
4 130
|
3 555
|
(1 075)
|
(1 369)
|
(1 780)
|
(454)
|
624
|
375
|
(295)
|
584
|
0
|
692
|
981
|
120
|
|
Pre-Tax Income |
6 897
N/A
|
9 451
+37%
|
12 910
+37%
|
13 367
+4%
|
13 664
+2%
|
13 755
+1%
|
13 139
-4%
|
13 267
+1%
|
13 276
+0%
|
13 286
+0%
|
13 543
+2%
|
11 779
-13%
|
11 280
-4%
|
11 402
+1%
|
13 028
+14%
|
13 916
+7%
|
14 440
+4%
|
14 816
+3%
|
12 822
-13%
|
13 373
+4%
|
13 390
+0%
|
13 931
+4%
|
|
Net Income | |||||||||||||||||||||||
Tax Provision |
(209)
|
(318)
|
(131)
|
(138)
|
(226)
|
(251)
|
(165)
|
(44)
|
136
|
250
|
66
|
21
|
0
|
(4)
|
242
|
272
|
279
|
309
|
861
|
863
|
1 338
|
1 313
|
|
Income from Continuing Operations |
6 686
|
9 132
|
12 779
|
13 230
|
13 440
|
13 505
|
12 974
|
13 223
|
13 411
|
13 534
|
13 609
|
11 799
|
11 280
|
11 399
|
13 269
|
14 188
|
14 719
|
15 125
|
13 683
|
14 236
|
14 728
|
15 244
|
|
Net Income (Common) |
6 686
N/A
|
9 132
+37%
|
12 779
+40%
|
13 230
+4%
|
13 440
+2%
|
13 505
+0%
|
12 974
-4%
|
13 223
+2%
|
13 411
+1%
|
13 534
+1%
|
13 609
+1%
|
11 799
-13%
|
11 280
-4%
|
11 399
+1%
|
13 269
+16%
|
14 188
+7%
|
14 719
+4%
|
15 125
+3%
|
13 683
-10%
|
14 236
+4%
|
14 728
+3%
|
15 244
+4%
|
|
EPS (Diluted) |
3.27
N/A
|
4.52
+38%
|
6.33
+40%
|
6.52
+3%
|
6.65
+2%
|
6.68
+0%
|
6.42
-4%
|
6.54
+2%
|
6.63
+1%
|
6.69
+1%
|
6.73
+1%
|
5.83
-13%
|
5.57
-4%
|
5.63
+1%
|
6.48
+15%
|
6.71
+4%
|
6.93
+3%
|
7.08
+2%
|
6.41
-9%
|
6.62
+3%
|
6.81
+3%
|
7.08
+4%
|