RBL Bank Ltd
NSE:RBLBANK
Income Statement
Income Statement
RBL Bank Ltd
Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | |||||||||||||||||||||||||||||
Net Interest Income |
8 192
|
8 972
|
10 102
|
11 094
|
12 213
|
5 532
|
11 467
|
18 024
|
25 414
|
28 662
|
32 057
|
35 391
|
38 939
|
41 442
|
42 302
|
42 316
|
41 364
|
40 560
|
40 121
|
40 943
|
42 966
|
43 898
|
45 668
|
47 409
|
49 980
|
52 790
|
56 021
|
59 019
|
|
Interest Income |
27 443
|
30 031
|
32 406
|
34 887
|
37 132
|
13 645
|
28 282
|
44 676
|
63 021
|
70 209
|
77 477
|
83 321
|
87 787
|
90 416
|
90 341
|
88 995
|
86 759
|
84 331
|
82 842
|
83 016
|
84 449
|
85 441
|
87 734
|
91 342
|
96 766
|
103 295
|
110 739
|
117 979
|
|
Interest Expense |
19 251
|
21 059
|
22 305
|
23 794
|
24 918
|
8 113
|
16 815
|
26 653
|
37 606
|
41 548
|
45 421
|
47 930
|
48 847
|
48 974
|
48 040
|
46 680
|
45 395
|
43 773
|
42 722
|
42 073
|
41 482
|
41 542
|
42 065
|
43 933
|
46 786
|
50 505
|
54 717
|
58 960
|
|
Non Interest Income |
4 905
|
5 321
|
5 889
|
6 616
|
7 555
|
3 256
|
6 581
|
10 317
|
14 410
|
15 989
|
17 096
|
18 256
|
19 180
|
17 676
|
17 367
|
18 178
|
18 747
|
21 935
|
23 762
|
24 262
|
23 515
|
23 057
|
22 956
|
22 992
|
25 069
|
25 869
|
27 148
|
28 679
|
|
Revenue |
13 097
N/A
|
14 293
+9%
|
15 991
+12%
|
17 710
+11%
|
19 768
+12%
|
8 788
-56%
|
18 048
+105%
|
28 341
+57%
|
39 824
+41%
|
44 651
+12%
|
49 153
+10%
|
53 647
+9%
|
58 119
+8%
|
59 118
+2%
|
59 669
+1%
|
60 494
+1%
|
60 111
-1%
|
62 495
+4%
|
63 883
+2%
|
65 205
+2%
|
66 481
+2%
|
66 955
+1%
|
68 624
+2%
|
70 401
+3%
|
75 049
+7%
|
78 659
+5%
|
83 169
+6%
|
87 698
+5%
|
|
Pre-Tax Income | |||||||||||||||||||||||||||||
Loan Loss Provision |
(1 144)
|
(1 344)
|
(1 617)
|
(1 663)
|
(2 389)
|
(1 404)
|
(2 801)
|
(4 408)
|
(4 921)
|
(7 136)
|
(11 072)
|
(15 848)
|
(19 165)
|
(21 715)
|
(21 258)
|
(20 933)
|
(22 266)
|
(31 044)
|
(32 683)
|
(30 864)
|
(28 522)
|
(17 291)
|
(13 191)
|
(11 879)
|
(10 219)
|
(10 351)
|
(14 339)
|
(15 994)
|
|
Non Interest Expense |
(7 673)
|
(8 141)
|
(9 141)
|
(9 999)
|
(10 564)
|
(4 371)
|
(9 060)
|
(14 405)
|
(21 925)
|
(23 511)
|
(26 235)
|
(28 391)
|
(31 481)
|
(31 943)
|
(31 943)
|
(32 047)
|
(30 725)
|
(32 569)
|
(34 158)
|
(37 525)
|
(40 024)
|
(42 683)
|
(46 068)
|
(47 977)
|
(52 618)
|
(54 751)
|
(56 590)
|
(59 171)
|
|
Pre-Tax Income |
4 280
N/A
|
4 810
+12%
|
5 234
+9%
|
6 047
+16%
|
6 815
+13%
|
3 014
-56%
|
6 188
+105%
|
9 529
+54%
|
12 978
+36%
|
14 005
+8%
|
11 847
-15%
|
9 410
-21%
|
7 474
-21%
|
5 461
-27%
|
6 469
+18%
|
7 514
+16%
|
7 120
-5%
|
(1 118)
N/A
|
(2 958)
-165%
|
(3 183)
-8%
|
(2 065)
+35%
|
6 981
N/A
|
9 365
+34%
|
10 544
+13%
|
12 212
+16%
|
13 558
+11%
|
12 240
-10%
|
12 532
+2%
|
|
Net Income | |||||||||||||||||||||||||||||
Tax Provision |
(1 355)
|
(1 515)
|
(1 711)
|
(2 048)
|
(2 354)
|
(1 019)
|
(2 067)
|
(3 193)
|
(4 365)
|
(4 732)
|
(4 166)
|
(3 279)
|
(2 472)
|
(1 569)
|
(1 587)
|
(1 828)
|
(1 826)
|
246
|
659
|
631
|
404
|
(1 934)
|
(2 540)
|
(2 687)
|
(3 016)
|
(3 254)
|
(500)
|
(592)
|
|
Income from Continuing Operations |
2 925
|
3 295
|
3 525
|
4 001
|
4 460
|
1 994
|
4 120
|
6 335
|
8 614
|
9 273
|
7 681
|
6 131
|
5 002
|
3 892
|
4 882
|
5 686
|
5 295
|
(873)
|
(2 300)
|
(2 553)
|
(1 661)
|
5 048
|
6 826
|
7 858
|
9 195
|
10 304
|
11 739
|
11 940
|
|
Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
(35)
|
(35)
|
(35)
|
(35)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Equity Earnings Affiliates |
0
|
0
|
0
|
0
|
8
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Net Income (Common) |
2 925
N/A
|
3 295
+13%
|
3 525
+7%
|
4 001
+14%
|
4 468
+12%
|
1 959
-56%
|
4 085
+109%
|
6 300
+54%
|
8 578
+36%
|
9 273
+8%
|
7 681
-17%
|
6 131
-20%
|
5 002
-18%
|
3 892
-22%
|
4 882
+25%
|
5 686
+16%
|
5 295
-7%
|
(873)
N/A
|
(2 300)
-163%
|
(2 553)
-11%
|
(1 661)
+35%
|
5 048
N/A
|
6 826
+35%
|
7 858
+15%
|
9 195
+17%
|
10 304
+12%
|
11 739
+14%
|
11 940
+2%
|
|
EPS (Diluted) |
7.91
N/A
|
10.04
+27%
|
9.57
-5%
|
10.15
+6%
|
11.82
+16%
|
4.55
-62%
|
9.43
+107%
|
14.54
+54%
|
19.83
+36%
|
21.21
+7%
|
17.82
-16%
|
13.65
-23%
|
10.98
-20%
|
7.66
-30%
|
9.53
+24%
|
10.13
+6%
|
9.68
-4%
|
-1.45
N/A
|
-3.78
-161%
|
-4.24
-12%
|
-2.77
+35%
|
8.4
N/A
|
11.36
+35%
|
13.03
+15%
|
15.27
+17%
|
17.09
+12%
|
19.25
+13%
|
19.45
+1%
|