Sundaram Finance Ltd
NSE:SUNDARMFIN
Income Statement
Earnings Waterfall
Sundaram Finance Ltd
Revenue
|
64.1B
INR
|
Cost of Revenue
|
-32.1B
INR
|
Gross Profit
|
31.9B
INR
|
Operating Expenses
|
-13.3B
INR
|
Operating Income
|
18.6B
INR
|
Other Expenses
|
-2.6B
INR
|
Net Income
|
16B
INR
|
Income Statement
Sundaram Finance Ltd
Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | |||||||||||||||||||||
Revenue |
36 708
N/A
|
29 175
-21%
|
18 046
-38%
|
9 040
-50%
|
46 265
+412%
|
48 529
+5%
|
50 936
+5%
|
51 244
+1%
|
50 835
-1%
|
50 915
+0%
|
50 874
0%
|
50 184
-1%
|
50 016
0%
|
50 108
+0%
|
50 524
+1%
|
51 702
+2%
|
54 761
+6%
|
56 576
+3%
|
60 157
+6%
|
64 062
+6%
|
|
Gross Profit | |||||||||||||||||||||
Cost of Revenue |
(19 202)
|
(19 450)
|
(19 425)
|
(21 045)
|
(25 072)
|
(27 374)
|
(28 774)
|
(28 278)
|
(27 172)
|
(26 443)
|
(25 087)
|
(23 885)
|
(23 113)
|
(22 607)
|
(22 982)
|
(23 721)
|
(24 852)
|
(26 842)
|
(29 226)
|
(32 129)
|
|
Gross Profit |
17 507
N/A
|
9 726
-44%
|
(1 379)
N/A
|
(12 005)
-771%
|
21 193
N/A
|
21 155
0%
|
22 162
+5%
|
22 966
+4%
|
23 663
+3%
|
24 472
+3%
|
25 787
+5%
|
26 299
+2%
|
26 902
+2%
|
27 502
+2%
|
27 543
+0%
|
27 982
+2%
|
29 909
+7%
|
29 735
-1%
|
30 931
+4%
|
31 933
+3%
|
|
Operating Income | |||||||||||||||||||||
Operating Expenses |
(7 288)
|
475
|
11 206
|
22 444
|
(8 362)
|
(8 562)
|
(8 690)
|
(8 678)
|
(8 640)
|
(8 716)
|
(8 894)
|
(9 225)
|
(10 049)
|
(10 585)
|
(11 201)
|
(11 524)
|
(11 428)
|
(12 022)
|
(12 548)
|
(13 313)
|
|
Selling, General & Administrative |
(6 750)
|
1 069
|
11 828
|
23 156
|
(7 498)
|
(7 623)
|
(7 722)
|
(7 748)
|
(7 345)
|
(7 806)
|
(7 991)
|
(8 302)
|
(8 478)
|
(9 486)
|
(9 995)
|
(10 210)
|
(9 453)
|
(10 534)
|
(10 950)
|
(11 601)
|
|
Depreciation & Amortization |
(581)
|
(595)
|
(623)
|
(713)
|
(895)
|
(939)
|
(968)
|
(930)
|
(930)
|
(911)
|
(902)
|
(921)
|
(1 012)
|
(1 097)
|
(1 205)
|
(1 314)
|
(1 388)
|
(1 488)
|
(1 598)
|
(1 713)
|
|
Other Operating Expenses |
42
|
0
|
0
|
0
|
32
|
0
|
0
|
0
|
(365)
|
0
|
0
|
0
|
(559)
|
0
|
0
|
0
|
(587)
|
0
|
0
|
0
|
|
Operating Income |
10 218
N/A
|
10 200
0%
|
9 826
-4%
|
10 438
+6%
|
12 831
+23%
|
12 593
-2%
|
13 472
+7%
|
14 288
+6%
|
15 023
+5%
|
15 755
+5%
|
16 894
+7%
|
17 075
+1%
|
16 854
-1%
|
16 918
+0%
|
16 342
-3%
|
16 458
+1%
|
18 481
+12%
|
17 713
-4%
|
18 383
+4%
|
18 620
+1%
|
|
Pre-Tax Income | |||||||||||||||||||||
Interest Income Expense |
4 876
|
4 861
|
5 270
|
5 261
|
358
|
1 182
|
1 269
|
1 586
|
1 763
|
1 413
|
1 399
|
1 032
|
1 087
|
865
|
885
|
942
|
255
|
1 544
|
1 676
|
1 887
|
|
Non-Reccuring Items |
(1 033)
|
(1 290)
|
(1 647)
|
(2 337)
|
(3 301)
|
(3 707)
|
(3 811)
|
(3 685)
|
(3 683)
|
(3 933)
|
(5 237)
|
(5 719)
|
(4 099)
|
(3 724)
|
(2 177)
|
(1 542)
|
(2 020)
|
(2 068)
|
(2 164)
|
(1 720)
|
|
Gain/Loss on Disposition of Assets |
18
|
0
|
0
|
0
|
27
|
0
|
0
|
0
|
71
|
0
|
0
|
0
|
109
|
0
|
0
|
0
|
40
|
0
|
0
|
0
|
|
Total Other Income |
98
|
197
|
196
|
236
|
81
|
292
|
319
|
268
|
122
|
693
|
679
|
677
|
216
|
387
|
357
|
330
|
354
|
696
|
692
|
751
|
|
Pre-Tax Income |
14 178
N/A
|
13 969
-1%
|
13 646
-2%
|
13 598
0%
|
9 996
-26%
|
10 359
+4%
|
11 248
+9%
|
12 457
+11%
|
13 296
+7%
|
13 928
+5%
|
13 734
-1%
|
13 063
-5%
|
14 166
+8%
|
14 445
+2%
|
15 407
+7%
|
16 187
+5%
|
17 110
+6%
|
17 883
+5%
|
18 587
+4%
|
19 538
+5%
|
|
Net Income | |||||||||||||||||||||
Tax Provision |
(3 880)
|
(3 840)
|
(3 355)
|
(3 142)
|
(2 105)
|
(1 954)
|
(2 325)
|
(2 583)
|
(3 275)
|
(3 431)
|
(3 475)
|
(3 321)
|
(3 500)
|
(3 638)
|
(3 932)
|
(4 119)
|
(4 392)
|
(4 663)
|
(4 897)
|
(5 088)
|
|
Income from Continuing Operations |
10 298
|
10 129
|
10 291
|
10 456
|
7 891
|
8 405
|
8 923
|
9 874
|
10 020
|
10 497
|
10 259
|
9 743
|
10 666
|
10 808
|
11 477
|
12 069
|
12 718
|
13 221
|
13 689
|
14 450
|
|
Income to Minority Interest |
(976)
|
(770)
|
(619)
|
(459)
|
(539)
|
(381)
|
(415)
|
(490)
|
(579)
|
(905)
|
(902)
|
(942)
|
(1 229)
|
(1 297)
|
(1 403)
|
(1 640)
|
(1 818)
|
(2 043)
|
(2 483)
|
(2 773)
|
|
Equity Earnings Affiliates |
2 287
|
2 135
|
1 831
|
1 590
|
401
|
721
|
1 190
|
1 518
|
2 210
|
2 220
|
2 214
|
2 236
|
2 296
|
1 825
|
1 734
|
1 819
|
2 278
|
3 296
|
3 860
|
4 336
|
|
Net Income (Common) |
11 609
N/A
|
11 495
-1%
|
11 497
+0%
|
11 749
+2%
|
7 915
-33%
|
8 907
+13%
|
9 867
+11%
|
10 903
+10%
|
11 651
+7%
|
11 814
+1%
|
11 573
-2%
|
11 038
-5%
|
11 733
+6%
|
11 335
-3%
|
11 806
+4%
|
12 246
+4%
|
13 178
+8%
|
14 473
+10%
|
15 066
+4%
|
16 013
+6%
|
|
EPS (Diluted) |
105.53
N/A
|
104.5
-1%
|
104.51
+0%
|
106.8
+2%
|
71.95
-33%
|
80.97
+13%
|
89.7
+11%
|
99.11
+10%
|
105.91
+7%
|
107.4
+1%
|
105.2
-2%
|
100.34
-5%
|
106.66
+6%
|
103.04
-3%
|
107.32
+4%
|
111.32
+4%
|
119.59
+7%
|
131.35
+10%
|
136.73
+4%
|
145.32
+6%
|