X Financial
NYSE:XYF
Net Margin
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
Peer Comparison
| Country | Company | Market Cap |
Net Margin |
||
|---|---|---|---|---|---|
| CN |
|
X Financial
NYSE:XYF
|
216.1m USD |
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|
|
| US |
|
American Express Co
NYSE:AXP
|
219.9B USD |
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|
|
| US |
|
Capital One Financial Corp
NYSE:COF
|
123B USD |
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|
|
| IN |
|
Bajaj Finance Ltd
NSE:BAJFINANCE
|
6.3T INR |
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|
|
| US |
|
Discover Financial Services
NYSE:DFS
|
50.3B USD |
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|
|
| US |
|
Synchrony Financial
NYSE:SYF
|
24.6B USD |
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|
|
| US |
|
SoFi Technologies Inc
NASDAQ:SOFI
|
23.7B USD |
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|
|
| IN |
|
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
2T INR |
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|
| IN |
|
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
|
1.5T INR |
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|
|
| IN |
|
Muthoot Finance Ltd
NSE:MUTHOOTFIN
|
1.4T INR |
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|
| IN |
|
Tata Capital Ltd
NSE:TATACAP
|
1.4T INR |
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|
Market Distribution
| Min | -416 945.9% |
| 30th Percentile | -1.5% |
| Median | 3.5% |
| 70th Percentile | 8.9% |
| Max | 17 382.1% |
Other Profitability Ratios
X Financial
Glance View
X Financial engages in the development and provision of technology platform for personal finance services. The company is headquartered in Shenzhen, Guangdong. The company went IPO on 2018-09-19. The Company’s products primarily include Xiaoying Card Loan and Xiaoying Preferred Loan. The firm is also engaged in the provision of investment opportunities to investors through its wealth management platform, Xiaoying Wealth Management. The Company’s WinSAFE risk control system builds risk profiles of its prospective borrowers upon data from credit information providers.
See Also
Net Margin is calculated by dividing the Net Income by the Revenue.
The current Net Margin for X Financial is 22.7%, which is below its 3-year median of 25.4%.
Over the last 3 years, X Financial’s Net Margin has increased from 19.4% to 22.7%. During this period, it reached a low of 19.4% on Sep 30, 2022 and a high of 27.9% on Jun 30, 2023.
