X Financial
NYSE:XYF
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X Financial
NYSE:XYF
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CN |
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O
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Origin Enterprises PLC
ISEQ:OIZ
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IE |
Bankruptcy Probability
X Financial's probability of bankruptcy is 1.7%, pointing to a small but noticeable default risk. The solvency score is 68/100 — a warning sign of potential financial weakness.
We take all the information about a company's solvency (such as how easily a company can pay interest on its outstanding debt, how much cash it has, the amount of debt, and more) and use it to estimate the probability of bankruptcy.
Solvency Ratios
Solvency Ratios Comparison
X Financial Competitors
| Country | Company | Market Cap | D/E | D/A |
Interest Coverage |
Altman Z-Score |
Quick Ratio |
Current Ratio |
Cash Ratio |
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X Financial
NYSE:XYF
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163.8m USD |
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| US |
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American Express Co
NYSE:AXP
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204.1B USD |
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Capital One Financial Corp
NYSE:COF
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111.3B USD |
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| IN |
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Bajaj Finance Ltd
NSE:BAJFINANCE
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5T INR |
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| US |
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Discover Financial Services
NYSE:DFS
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50.3B USD |
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| US |
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Synchrony Financial
NYSE:SYF
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22.9B USD |
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| US |
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SoFi Technologies Inc
NASDAQ:SOFI
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19.2B USD |
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| IN |
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Shriram Finance Ltd
NSE:SHRIRAMFIN
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1.6T INR |
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| KZ |
K
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Kaspi.kz AO
NASDAQ:KSPI
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13.7B USD |
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| IN |
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Muthoot Finance Ltd
NSE:MUTHOOTFIN
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1.3T INR |
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| IN |
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Tata Capital Ltd
NSE:TATACAP
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1.2T INR |
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X Financial's probability of bankruptcy is 1.7%, pointing to a small but noticeable default risk.
The probability of bankruptcy is estimated using credit risk models that assess its financial health, debt levels, interest coverage, and other solvency indicators.
As of the latest report, X Financial has total debt of 4B CNY. This includes both short-term (566.4m CNY) and long-term (3.4B CNY) debt.
You can find a full breakdown on its Balance Sheet.
